Compare Thousand Palms, CA Car Insurance Rates (2021)

Car insurance in Thousand Palms, CA averages $288 a month. Thousand Palms, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Thousand Palms car insurance rates, compare quotes from the top car insurance companies in Thousand Palms, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Thousand Palms, CA are $3,453/year
  • The cheapest car insurance company in Thousand Palms for teen drivers is Liberty Mutual
  • The cheapest car insurance company in Thousand Palms is Liberty Mutual

If you need to buy Thousand Palms, California car insurance, the options can be confusing. Everything you need to know about car insurance in Thousand Palms, CA is right here.

You’ll find Thousand Palms car insurance rates, the cheapest Thousand Palms, CA car insurance companies, and information on California car insurance laws. You can also compare Thousand Palms, California car insurance rates to Oakland car insurance rates, San Jose car insurance rates, and Sacramento car insurance rates.

Ready to find affordable Thousand Palms, CA car insurance today? Enter your ZIP code for fast, free Thousand Palms car insurance quotes.

Cheapest Thousand Palms, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Thousand Palms, CA car insurance rates? Every Thousand Palms, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Thousand Palms, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,724 $2,752 $1,954 $2,010 $7,264 $9,186 $3,586 $4,052
Farmers $2,583 $2,583 $2,327 $2,327 $8,189 $13,395 $3,055 $3,397
GEICO $1,632 $1,633 $1,535 $1,535 $4,937 $5,028 $2,340 $2,398
Liberty Mutual $1,867 $1,766 $1,737 $1,681 $4,018 $4,286 $2,098 $2,123
Nationwide $3,334 $3,189 $2,908 $2,748 $8,362 $9,259 $3,975 $3,935
Progressive $1,817 $1,868 $1,551 $1,837 $4,828 $5,816 $2,632 $2,829
State Farm $3,024 $3,024 $2,701 $2,701 $5,550 $6,895 $3,345 $3,448
Travelers $2,309 $2,241 $2,032 $2,012 $4,678 $5,336 $2,974 $2,927
USAA $1,846 $1,751 $1,802 $1,811 $4,166 $4,181 $2,541 $2,404

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Minimum Car Insurance in Thousand Palms, CA

Every driver must carry the minimum car insurance in Thousand Palms, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Thousand Palms, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Thousand Palms, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Thousand Palms, CA to rates for a clean record with top companies.

Annual Thousand Palms, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,499 $4,289 $6,679 $3,296
Farmers $3,501 $4,764 $5,933 $4,730
GEICO $1,841 $2,832 $3,563 $2,284
Liberty Mutual $2,123 $2,845 $2,569 $2,250
Nationwide $3,286 $4,215 $7,139 $4,215
Progressive $1,892 $3,221 $3,749 $2,727
State Farm $2,736 $3,264 $6,169 $3,176
Travelers $2,063 $3,321 $3,863 $3,007
USAA $1,704 $2,529 $4,150 $1,866

Cheapest Thousand Palms, CA Car Insurance for Teen Drivers

Teen car insurance in Thousand Palms, CA can be expensive. Take a look at rates from the top car insurance companies in Thousand Palms for teenagers.

Annual Car Insurance Rates for Teen Drivers in Thousand Palms, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,264 $9,186
Farmers $8,189 $13,395
GEICO $4,937 $5,028
Liberty Mutual $4,018 $4,286
Nationwide $8,362 $9,259
Progressive $4,828 $5,816
State Farm $5,550 $6,895
Travelers $4,678 $5,336
USAA $4,166 $4,181

Cheapest Thousand Palms, CA Car Insurance for Seniors

Take a look at Thousand Palms, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Thousand Palms, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,954 $2,010
Farmers $2,327 $2,327
GEICO $1,535 $1,535
Liberty Mutual $1,737 $1,681
Nationwide $2,908 $2,748
Progressive $1,551 $1,837
State Farm $2,701 $2,701
Travelers $2,032 $2,012
USAA $1,802 $1,811

Cheapest Thousand Palms, CA Car Insurance Rates After a DUI

A DUI in Thousand Palms, CA increases car insurance rates. Compare Thousand Palms, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Thousand Palms, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,679
Farmers $5,933
GEICO $3,563
Liberty Mutual $2,569
Nationwide $7,139
Progressive $3,749
State Farm $6,169
Travelers $3,863
USAA $4,150

Cheapest Thousand Palms, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Thousand Palms, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Thousand Palms, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,783 $4,598
Farmers $4,293 $5,170
GEICO $2,389 $2,870
Liberty Mutual $2,246 $2,648
Nationwide $4,168 $5,260
Progressive $2,631 $3,163
State Farm $3,696 $3,976
Travelers $2,760 $3,368
USAA $2,362 $2,763

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The Best Cheap Car Insurance Companies in Thousand Palms, CA

Take a look at a side-by-side comparison of the top car insurance companies in Thousand Palms, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Thousand Palms, California

Insurance Company Average Annual Rates
Allstate $4,191
Farmers $4,732
GEICO $2,630
Liberty Mutual $2,447
Nationwide $4,714
Progressive $2,897
State Farm $3,836
Travelers $3,064
USAA $2,562

Category Winners: Cheapest Car Insurance in Thousand Palms, California

Find the cheapest car insurance companies in Thousand Palms, CA for each category right here.

Best Annual Car Insurance Rates by Company in Thousand Palms, California

Category Insurance Company
Teenagers Liberty Mutual
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Thousand Palms, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Thousand Palms car insurance rates. Find the cheapest Thousand Palms, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Thousand Palms, California

Insurance Company Low Medium High
Allstate $4,013 $4,219 $4,340
Farmers $4,397 $4,768 $5,031
GEICO $2,373 $2,658 $2,859
Liberty Mutual $2,279 $2,467 $2,595
Nationwide $4,231 $4,794 $5,116
Progressive $2,582 $2,983 $3,127
State Farm $3,455 $3,901 $4,152
Travelers $2,678 $3,143 $3,371
USAA $2,316 $2,614 $2,758

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What affects car insurance rates in Thousand Palms, California?

What factors can have an impact on Thousand Palms, CA car insurance? There are several reasons why Thousand Palms car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Thousand Palms, California.

Commute Time in Thousand Palms

The more time you spend in your car the higher the risk of an accident. The average commute length in Thousand Palms, CA is 19.3 minutes according to City-Data.

Compare Car Insurance Quotes in Thousand Palms, CA

Ready to find affordable Thousand Palms, California car insurance today? Enter your ZIP code for fast, free Thousand Palms, CA car insurance quotes.

Free Car Insurance Comparison

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