Compare Truckee, CA Car Insurance Rates (2021)

Car insurance in Truckee, CA averages $268 a month. Truckee, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Truckee car insurance rates, compare quotes from the top car insurance companies in Truckee, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Truckee is GEICO
  • Average car insurance rates in Truckee, CA after a DUI are $4,502/year
  • Average car insurance rates in Truckee, CA are $3,220/year

If you need to buy Truckee, California car insurance, the options can be confusing. Everything you need to know about car insurance in Truckee, CA is right here.

You’ll find Truckee car insurance rates, the cheapest Truckee, CA car insurance companies, and information on California car insurance laws. You can also compare Truckee, California car insurance rates to Los Angeles car insurance rates, Sacramento car insurance rates, and Long Beach car insurance rates.

Ready to find affordable Truckee, CA car insurance today? Enter your ZIP code for fast, free Truckee car insurance quotes.

Cheapest Truckee, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Truckee, CA car insurance rates? Every Truckee, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Truckee, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,285 $2,295 $1,666 $1,695 $6,235 $7,853 $2,958 $3,287
Farmers $2,374 $2,374 $2,138 $2,138 $7,565 $12,408 $2,812 $3,130
GEICO $1,531 $1,533 $1,441 $1,441 $4,673 $4,768 $2,201 $2,257
Liberty Mutual $2,184 $2,076 $2,024 $1,964 $4,821 $5,091 $2,474 $2,483
Nationwide $2,886 $2,759 $2,522 $2,381 $7,271 $8,032 $3,443 $3,406
Progressive $1,611 $1,658 $1,376 $1,630 $4,319 $5,200 $2,322 $2,496
State Farm $2,712 $2,712 $2,420 $2,420 $4,939 $6,122 $3,000 $3,094
Travelers $2,243 $2,176 $1,986 $1,964 $4,559 $5,249 $2,912 $2,852
USAA $1,878 $1,780 $1,832 $1,840 $4,278 $4,300 $2,598 $2,456

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Minimum Car Insurance in Truckee, CA

Every driver must carry the minimum car insurance in Truckee, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Truckee, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Truckee, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Truckee, CA to rates for a clean record with top companies.

Annual Truckee, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,130 $3,601 $5,612 $2,793
Farmers $3,229 $4,396 $5,478 $4,366
GEICO $1,736 $2,674 $3,358 $2,154
Liberty Mutual $2,508 $3,363 $3,031 $2,657
Nationwide $2,854 $3,657 $6,180 $3,657
Progressive $1,688 $2,868 $3,322 $2,429
State Farm $2,441 $2,915 $5,518 $2,836
Travelers $2,014 $3,242 $3,780 $2,935
USAA $1,741 $2,590 $4,242 $1,907

Cheapest Truckee, CA Car Insurance for Teen Drivers

Teen car insurance in Truckee, CA can be expensive. Take a look at rates from the top car insurance companies in Truckee for teenagers.

Annual Car Insurance Rates for Teen Drivers in Truckee, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,235 $7,853
Farmers $7,565 $12,408
GEICO $4,673 $4,768
Liberty Mutual $4,821 $5,091
Nationwide $7,271 $8,032
Progressive $4,319 $5,200
State Farm $4,939 $6,122
Travelers $4,559 $5,249
USAA $4,278 $4,300

Cheapest Truckee, CA Car Insurance for Seniors

Take a look at Truckee, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Truckee, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,666 $1,695
Farmers $2,138 $2,138
GEICO $1,441 $1,441
Liberty Mutual $2,024 $1,964
Nationwide $2,522 $2,381
Progressive $1,376 $1,630
State Farm $2,420 $2,420
Travelers $1,986 $1,964
USAA $1,832 $1,840

Cheapest Truckee, CA Car Insurance Rates After a DUI

A DUI in Truckee, CA increases car insurance rates. Compare Truckee, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Truckee, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,612
Farmers $5,478
GEICO $3,358
Liberty Mutual $3,031
Nationwide $6,180
Progressive $3,322
State Farm $5,518
Travelers $3,780
USAA $4,242

Cheapest Truckee, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Truckee, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Truckee, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,194 $3,874
Farmers $3,963 $4,772
GEICO $2,254 $2,707
Liberty Mutual $2,653 $3,126
Nationwide $3,614 $4,560
Progressive $2,338 $2,815
State Farm $3,303 $3,551
Travelers $2,695 $3,291
USAA $2,414 $2,826

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The Best Cheap Car Insurance Companies in Truckee, CA

Take a look at a side-by-side comparison of the top car insurance companies in Truckee, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Truckee, California

Insurance Company Average Annual Rates
Allstate $3,534
Farmers $4,367
GEICO $2,480
Liberty Mutual $2,890
Nationwide $4,087
Progressive $2,577
State Farm $3,427
Travelers $2,993
USAA $2,620

Category Winners: Cheapest Car Insurance in Truckee, California

Find the cheapest car insurance companies in Truckee, CA for each category right here.

Best Annual Car Insurance Rates by Company in Truckee, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Truckee, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Truckee car insurance rates. Find the cheapest Truckee, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Truckee, California

Insurance Company Low Medium High
Allstate $3,375 $3,560 $3,668
Farmers $4,073 $4,400 $4,629
GEICO $2,316 $2,503 $2,622
Liberty Mutual $2,718 $2,912 $3,039
Nationwide $3,681 $4,159 $4,422
Progressive $2,302 $2,657 $2,771
State Farm $3,135 $3,476 $3,671
Travelers $2,646 $3,067 $3,266
USAA $2,378 $2,670 $2,812

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What affects car insurance rates in Truckee, California?

What factors can have an impact on Truckee, CA car insurance? There are several reasons why Truckee car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Truckee, California.

Car Theft in Truckee

High levels of vehicle theft can make car insurance more expensive. Truckee, CA car theft statistics from the FBI indicate 16 vehicle thefts a year.

Commute Time in Truckee

The more time you spend in your car the higher the risk of an accident. The average commute length in Truckee, CA is 23.7 minutes according to City-Data.

Compare Car Insurance Quotes in Truckee, CA

Ready to find affordable Truckee, California car insurance today? Enter your ZIP code for fast, free Truckee, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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