Compare Vacaville, CA Car Insurance Rates (2021)

Car insurance in Vacaville, CA averages $288 a month. Vacaville, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Vacaville car insurance rates, compare quotes from the top car insurance companies in Vacaville, CA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest ZIP code in Vacaville is 95688
  • Average car insurance rates in Vacaville, CA are $3,452/year
  • Average car insurance rates in Vacaville, CA after a DUI are $4,859/year

If you need to buy Vacaville, California car insurance, the options can be confusing. Everything you need to know about car insurance in Vacaville, CA is right here.

You’ll find Vacaville car insurance rates, the cheapest Vacaville, CA car insurance companies, and information on California car insurance laws. You can also compare Vacaville, California car insurance rates to San Jose car insurance rates, Long Beach car insurance rates, and Sacramento car insurance rates.

Ready to find affordable Vacaville, CA car insurance today? Enter your ZIP code for fast, free Vacaville car insurance quotes.

Cheapest Vacaville, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Vacaville, CA car insurance rates? Every Vacaville, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Vacaville, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,838 $2,844 $2,065 $2,088 $7,804 $9,825 $3,639 $4,012
Farmers $2,282 $2,282 $2,055 $2,055 $7,341 $12,083 $2,709 $3,020
GEICO $1,716 $1,717 $1,614 $1,614 $5,226 $5,315 $2,465 $2,519
Liberty Mutual $2,066 $1,955 $1,917 $1,857 $4,449 $4,746 $2,325 $2,350
Nationwide $3,095 $2,955 $2,706 $2,552 $7,852 $8,668 $3,695 $3,653
Progressive $1,951 $2,009 $1,666 $1,976 $5,279 $6,352 $2,821 $3,033
State Farm $3,023 $3,023 $2,700 $2,700 $5,562 $6,904 $3,346 $3,449
Travelers $2,273 $2,203 $2,010 $1,990 $4,654 $5,313 $2,941 $2,884
USAA $1,837 $1,743 $1,789 $1,799 $4,185 $4,204 $2,534 $2,398

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Vacaville, CA

Every driver must carry the minimum car insurance in Vacaville, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Vacaville, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Vacaville, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Vacaville, CA to rates for a clean record with top companies.

Annual Vacaville, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,643 $4,452 $6,993 $3,469
Farmers $3,126 $4,255 $5,304 $4,229
GEICO $1,939 $2,994 $3,754 $2,405
Liberty Mutual $2,350 $3,149 $2,843 $2,491
Nationwide $3,069 $3,934 $6,652 $3,934
Progressive $2,049 $3,495 $4,044 $2,955
State Farm $2,739 $3,266 $6,170 $3,179
Travelers $2,038 $3,291 $3,825 $2,979
USAA $1,702 $2,532 $4,146 $1,865

Cheapest Vacaville, CA Car Insurance for Teen Drivers

Teen car insurance in Vacaville, CA can be expensive. Take a look at rates from the top car insurance companies in Vacaville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Vacaville, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,804 $9,825
Farmers $7,341 $12,083
GEICO $5,226 $5,315
Liberty Mutual $4,449 $4,746
Nationwide $7,852 $8,668
Progressive $5,279 $6,352
State Farm $5,562 $6,904
Travelers $4,654 $5,313
USAA $4,185 $4,204

Cheapest Vacaville, CA Car Insurance for Seniors

Take a look at Vacaville, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Vacaville, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,065 $2,088
Farmers $2,055 $2,055
GEICO $1,614 $1,614
Liberty Mutual $1,917 $1,857
Nationwide $2,706 $2,552
Progressive $1,666 $1,976
State Farm $2,700 $2,700
Travelers $2,010 $1,990
USAA $1,789 $1,799

Cheapest Vacaville, CA Car Insurance Rates After a DUI

A DUI in Vacaville, CA increases car insurance rates. Compare Vacaville, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Vacaville, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,993
Farmers $5,304
GEICO $3,754
Liberty Mutual $2,843
Nationwide $6,652
Progressive $4,044
State Farm $6,170
Travelers $3,825
USAA $4,146

Cheapest Vacaville, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Vacaville, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Vacaville, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,956 $4,823
Farmers $3,837 $4,620
GEICO $2,519 $3,027
Liberty Mutual $2,486 $2,930
Nationwide $3,885 $4,909
Progressive $2,842 $3,430
State Farm $3,699 $3,978
Travelers $2,732 $3,335
USAA $2,360 $2,762

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Vacaville, CA Car Insurance Rates by ZIP Code

Vacaville car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Vacaville, CA.

Annual Car Insurance Rates by ZIP Code in Vacaville, California

ZIP Code Average Annual Rates
95687 $4,731
95688 $4,518

The Best Cheap Car Insurance Companies in Vacaville, CA

Take a look at a side-by-side comparison of the top car insurance companies in Vacaville, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Vacaville, California

Insurance Company Average Annual Rates
Allstate $4,389
Farmers $4,228
GEICO $2,773
Liberty Mutual $2,708
Nationwide $4,397
Progressive $3,136
State Farm $3,838
Travelers $3,033
USAA $2,561

Category Winners: Cheapest Car Insurance in Vacaville, California

Find the cheapest car insurance companies in Vacaville, CA for each category right here.

Best Annual Car Insurance Rates by Company in Vacaville, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Vacaville, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Vacaville car insurance rates. Find the cheapest Vacaville, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Vacaville, California

Insurance Company Low Medium High
Allstate $4,153 $4,427 $4,588
Farmers $3,959 $4,262 $4,464
GEICO $2,524 $2,805 $2,991
Liberty Mutual $2,520 $2,732 $2,873
Nationwide $3,961 $4,475 $4,755
Progressive $2,791 $3,238 $3,379
State Farm $3,461 $3,905 $4,150
Travelers $2,651 $3,115 $3,334
USAA $2,316 $2,612 $2,756

What affects car insurance rates in Vacaville, California?

What factors can have an impact on Vacaville, CA car insurance? There are several reasons why Vacaville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Vacaville, California.

Car Theft in Vacaville

High levels of vehicle theft can make car insurance more expensive. Vacaville, CA car theft statistics from the FBI indicate 191 vehicle thefts a year.

Commute Time in Vacaville

The more time you spend in your car the higher the risk of an accident. The average commute length in Vacaville, CA is 28.7 minutes according to City-Data.

Traffic in Vacaville

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Vacaville, CA traffic data from INRIX ranks Vacaville as the 747th-most congested in the world.

Compare Car Insurance Quotes in Vacaville, CA

Ready to find affordable Vacaville, California car insurance today? Enter your ZIP code for fast, free Vacaville, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption