Compare West Sacramento, CA Car Insurance Rates (2021)

Car insurance in West Sacramento, CA averages $328 a month. West Sacramento, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap West Sacramento car insurance rates, compare quotes from the top car insurance companies in West Sacramento, CA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in West Sacramento, CA after a DUI are $5,527/year
  • The cheapest ZIP code in West Sacramento is 95691
  • Average car insurance rates in West Sacramento, CA are $3,936/year

If you need to buy West Sacramento, California car insurance, the options can be confusing. Everything you need to know about car insurance in West Sacramento, CA is right here.

You’ll find West Sacramento car insurance rates, the cheapest West Sacramento, CA car insurance companies, and information on California car insurance laws. You can also compare West Sacramento, California car insurance rates to Oakland car insurance rates, Sacramento car insurance rates, and Bakersfield car insurance rates.

Ready to find affordable West Sacramento, CA car insurance today? Enter your ZIP code for fast, free West Sacramento car insurance quotes.

Cheapest West Sacramento, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect West Sacramento, CA car insurance rates? Every West Sacramento, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in West Sacramento, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,164 $3,165 $2,297 $2,316 $8,743 $10,991 $4,031 $4,418
Farmers $2,923 $2,923 $2,638 $2,638 $9,321 $15,256 $3,463 $3,857
GEICO $1,723 $1,724 $1,621 $1,621 $5,227 $5,316 $2,473 $2,529
Liberty Mutual $2,584 $2,446 $2,397 $2,323 $5,626 $5,994 $2,914 $2,939
Nationwide $3,582 $3,419 $3,133 $2,952 $9,119 $10,076 $4,272 $4,221
Progressive $1,930 $1,989 $1,642 $1,952 $5,197 $6,274 $2,793 $3,007
State Farm $3,548 $3,548 $3,170 $3,170 $6,534 $8,112 $3,926 $4,047
Travelers $2,658 $2,572 $2,345 $2,320 $5,529 $6,322 $3,467 $3,390
USAA $1,932 $1,829 $1,885 $1,892 $4,408 $4,428 $2,668 $2,521

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in West Sacramento, CA

Every driver must carry the minimum car insurance in West Sacramento, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in West Sacramento, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest West Sacramento, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in West Sacramento, CA to rates for a clean record with top companies.

Annual West Sacramento, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,944 $4,946 $7,807 $3,864
Farmers $3,977 $5,414 $6,742 $5,376
GEICO $1,944 $2,996 $3,765 $2,412
Liberty Mutual $2,953 $3,958 $3,571 $3,130
Nationwide $3,553 $4,557 $7,720 $4,557
Progressive $2,024 $3,447 $4,005 $2,917
State Farm $3,216 $3,836 $7,244 $3,732
Travelers $2,373 $3,894 $4,524 $3,510
USAA $1,790 $2,666 $4,363 $1,961

Cheapest West Sacramento, CA Car Insurance for Teen Drivers

Teen car insurance in West Sacramento, CA can be expensive. Take a look at rates from the top car insurance companies in West Sacramento for teenagers.

Annual Car Insurance Rates for Teen Drivers in West Sacramento, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,743 $10,991
Farmers $9,321 $15,256
GEICO $5,227 $5,316
Liberty Mutual $5,626 $5,994
Nationwide $9,119 $10,076
Progressive $5,197 $6,274
State Farm $6,534 $8,112
Travelers $5,529 $6,322
USAA $4,408 $4,428

Cheapest West Sacramento, CA Car Insurance for Seniors

Take a look at West Sacramento, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in West Sacramento, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,297 $2,316
Farmers $2,638 $2,638
GEICO $1,621 $1,621
Liberty Mutual $2,397 $2,323
Nationwide $3,133 $2,952
Progressive $1,642 $1,952
State Farm $3,170 $3,170
Travelers $2,345 $2,320
USAA $1,885 $1,892

Cheapest West Sacramento, CA Car Insurance Rates After a DUI

A DUI in West Sacramento, CA increases car insurance rates. Compare West Sacramento, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in West Sacramento, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,807
Farmers $6,742
GEICO $3,765
Liberty Mutual $3,571
Nationwide $7,720
Progressive $4,005
State Farm $7,244
Travelers $4,524
USAA $4,363

Cheapest West Sacramento, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in West Sacramento, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in West Sacramento, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,400 $5,381
Farmers $4,879 $5,876
GEICO $2,525 $3,034
Liberty Mutual $3,124 $3,682
Nationwide $4,497 $5,696
Progressive $2,811 $3,385
State Farm $4,342 $4,672
Travelers $3,214 $3,937
USAA $2,484 $2,907

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest West Sacramento, CA Car Insurance Rates by ZIP Code

West Sacramento car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in West Sacramento, CA.

Annual Car Insurance Rates by ZIP Code in West Sacramento, California

ZIP Code Average Annual Rates
95605 $5,637
95691 $5,157

The Best Cheap Car Insurance Companies in West Sacramento, CA

Take a look at a side-by-side comparison of the top car insurance companies in West Sacramento, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in West Sacramento, California

Insurance Company Average Annual Rates
Allstate $4,891
Farmers $5,377
GEICO $2,779
Liberty Mutual $3,403
Nationwide $5,097
Progressive $3,098
State Farm $4,507
Travelers $3,575
USAA $2,695

Category Winners: Cheapest Car Insurance in West Sacramento, California

Find the cheapest car insurance companies in West Sacramento, CA for each category right here.

Best Annual Car Insurance Rates by Company in West Sacramento, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest West Sacramento, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your West Sacramento car insurance rates. Find the cheapest West Sacramento, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in West Sacramento, California

Insurance Company Low Medium High
Allstate $4,593 $4,938 $5,141
Farmers $5,001 $5,420 $5,711
GEICO $2,511 $2,812 $3,015
Liberty Mutual $3,172 $3,434 $3,603
Nationwide $4,573 $5,184 $5,533
Progressive $2,777 $3,191 $3,327
State Farm $4,054 $4,584 $4,883
Travelers $3,115 $3,671 $3,940
USAA $2,436 $2,749 $2,900

What affects car insurance rates in West Sacramento, California?

What factors can have an impact on West Sacramento, CA car insurance? There are several reasons why West Sacramento car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in West Sacramento, California.

Car Theft in West Sacramento

High levels of vehicle theft can make car insurance more expensive. West Sacramento, CA car theft statistics from the FBI indicate 257 vehicle thefts a year.

Commute Time in West Sacramento

The more time you spend in your car the higher the risk of an accident. The average commute length in West Sacramento, CA is 24.7 minutes according to City-Data.

Compare Car Insurance Quotes in West Sacramento, CA

Ready to find affordable West Sacramento, California car insurance today? Enter your ZIP code for fast, free West Sacramento, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption