Compare Yuba City, CA Car Insurance Rates (2021)

Car insurance in Yuba City, CA averages $292 a month. Yuba City, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Yuba City car insurance rates, compare quotes from the top car insurance companies in Yuba City, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Yuba City is Progressive
  • The cheapest ZIP code in Yuba City is 95993
  • The cheapest car insurance company in Yuba City for teen drivers is USAA

If you need to buy Yuba City, California car insurance, the options can be confusing. Everything you need to know about car insurance in Yuba City, CA is right here.

You’ll find Yuba City car insurance rates, the cheapest Yuba City, CA car insurance companies, and information on California car insurance laws. You can also compare Yuba City, California car insurance rates to Sacramento car insurance rates, Bakersfield car insurance rates, and Los Angeles car insurance rates.

Ready to find affordable Yuba City, CA car insurance today? Enter your ZIP code for fast, free Yuba City car insurance quotes.

Cheapest Yuba City, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Yuba City, CA car insurance rates? Every Yuba City, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Yuba City, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,948 $2,949 $2,142 $2,157 $8,067 $10,130 $3,738 $4,088
Farmers $2,409 $2,409 $2,167 $2,167 $7,685 $12,623 $2,854 $3,176
GEICO $1,699 $1,700 $1,598 $1,598 $5,151 $5,238 $2,437 $2,493
Liberty Mutual $2,213 $2,098 $2,053 $1,989 $4,816 $5,116 $2,498 $2,518
Nationwide $3,082 $2,943 $2,717 $2,561 $7,793 $8,629 $3,672 $3,616
Progressive $1,558 $1,602 $1,334 $1,577 $4,156 $4,996 $2,245 $2,412
State Farm $3,238 $3,238 $2,893 $2,893 $5,966 $7,418 $3,582 $3,691
Travelers $2,452 $2,376 $2,166 $2,143 $5,042 $5,784 $3,192 $3,123
USAA $1,898 $1,797 $1,852 $1,859 $4,334 $4,346 $2,615 $2,471

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Minimum Car Insurance in Yuba City, CA

Every driver must carry the minimum car insurance in Yuba City, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Yuba City, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Yuba City, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Yuba City, CA to rates for a clean record with top companies.

Annual Yuba City, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,733 $4,570 $7,228 $3,579
Farmers $3,280 $4,465 $5,565 $4,435
GEICO $1,916 $2,953 $3,710 $2,377
Liberty Mutual $2,528 $3,388 $3,057 $2,679
Nationwide $3,052 $3,919 $6,616 $3,919
Progressive $1,628 $2,766 $3,202 $2,344
State Farm $2,936 $3,502 $6,613 $3,408
Travelers $2,193 $3,572 $4,152 $3,223
USAA $1,758 $2,617 $4,285 $1,926

Cheapest Yuba City, CA Car Insurance for Teen Drivers

Teen car insurance in Yuba City, CA can be expensive. Take a look at rates from the top car insurance companies in Yuba City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Yuba City, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,067 $10,130
Farmers $7,685 $12,623
GEICO $5,151 $5,238
Liberty Mutual $4,816 $5,116
Nationwide $7,793 $8,629
Progressive $4,156 $4,996
State Farm $5,966 $7,418
Travelers $5,042 $5,784
USAA $4,334 $4,346

Cheapest Yuba City, CA Car Insurance for Seniors

Take a look at Yuba City, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Yuba City, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,142 $2,157
Farmers $2,167 $2,167
GEICO $1,598 $1,598
Liberty Mutual $2,053 $1,989
Nationwide $2,717 $2,561
Progressive $1,334 $1,577
State Farm $2,893 $2,893
Travelers $2,166 $2,143
USAA $1,852 $1,859

Cheapest Yuba City, CA Car Insurance Rates After a DUI

A DUI in Yuba City, CA increases car insurance rates. Compare Yuba City, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Yuba City, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,228
Farmers $5,565
GEICO $3,710
Liberty Mutual $3,057
Nationwide $6,616
Progressive $3,202
State Farm $6,613
Travelers $4,152
USAA $4,285

Cheapest Yuba City, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Yuba City, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Yuba City, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,070 $4,985
Farmers $4,026 $4,847
GEICO $2,488 $2,990
Liberty Mutual $2,673 $3,152
Nationwide $3,871 $4,882
Progressive $2,255 $2,715
State Farm $3,963 $4,266
Travelers $2,956 $3,614
USAA $2,438 $2,855

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Cheapest Yuba City, CA Car Insurance Rates by ZIP Code

Yuba City car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Yuba City, CA.

Annual Car Insurance Rates by ZIP Code in Yuba City, California

ZIP Code Average Annual Rates
95991 $4,830
95993 $4,752

The Best Cheap Car Insurance Companies in Yuba City, CA

Take a look at a side-by-side comparison of the top car insurance companies in Yuba City, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Yuba City, California

Insurance Company Average Annual Rates
Allstate $4,527
Farmers $4,436
GEICO $2,739
Liberty Mutual $2,913
Nationwide $4,377
Progressive $2,485
State Farm $4,115
Travelers $3,285
USAA $2,647

Category Winners: Cheapest Car Insurance in Yuba City, California

Find the cheapest car insurance companies in Yuba City, CA for each category right here.

Best Annual Car Insurance Rates by Company in Yuba City, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Yuba City, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Yuba City car insurance rates. Find the cheapest Yuba City, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Yuba City, California

Insurance Company Low Medium High
Allstate $4,234 $4,573 $4,775
Farmers $4,144 $4,469 $4,696
GEICO $2,476 $2,771 $2,971
Liberty Mutual $2,721 $2,936 $3,081
Nationwide $3,871 $4,461 $4,798
Progressive $2,212 $2,564 $2,679
State Farm $3,680 $4,190 $4,475
Travelers $2,878 $3,368 $3,608
USAA $2,383 $2,701 $2,855

What affects car insurance rates in Yuba City, California?

What factors can have an impact on Yuba City, CA car insurance? There are several reasons why Yuba City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Yuba City, California.

Car Theft in Yuba City

High levels of vehicle theft can make car insurance more expensive. Yuba City, CA car theft statistics from the FBI indicate 256 vehicle thefts a year.

Commute Time in Yuba City

The more time you spend in your car the higher the risk of an accident. The average commute length in Yuba City, CA is 27.4 minutes according to City-Data.

Compare Car Insurance Quotes in Yuba City, CA

Ready to find affordable Yuba City, California car insurance today? Enter your ZIP code for fast, free Yuba City, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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