Compare Pomona, CA Car Insurance Rates (2021)

The cheapest Pomona, CA car insurance is from Liberty Mutual, although rates will vary by driver. Pomona drivers who can’t afford coverage may qualify for the California Low-Cost Auto program if they meet certain requirements. Pomona, CA auto insurance must meet the state minimum requirements of 15/30/5 in liability coverage, but drivers are encouraged to increase those limits and add additional coverages.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Mar 19, 2021

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Here's what you need to know...

  • Liberty Mutual offers the cheapest car insurance to all drivers in Pomona, CA
  • Pomona is part of the larger Los Angeles area and shares a high traffic volume with the bigger city
  • The California Low-Cost Auto (CLCA) program is available for low-income drivers that meet certain requirements

Pomona, CA car insurance is expensive. That’s not surprising since in general California car insurance is higher than the national average.

Shopping around can help you find affordable Pomona, CA car insurance since each company will offer you a different rate. Compare multiple companies to see who can offer you cheap car insurance that fits your needs.

Enter your ZIP code now to compare Pomona, CA car insurance rates for free today.

What is the cheapest car insurance company in Pomona, CA?

Although USAA is actually the cheapest car insurance company in Pomona, it only offers coverage to the military, veterans, and their families. Liberty Mutual is the cheapest company that offers coverage to all drivers in the city.

The top Pomona, CA car insurance companies listed from cheapest to most expensive are:

  • USAA – $2,750.31
  • Liberty Mutual – $2,982.92
  • Progressive – $3,017.86
  • GEICO – $3,019.70
  • Travelers – $3,561.55
  • State Farm – $4,717.57
  • Allstate – $5,052.49
  • Nationwide – $5,169.84
  • Farmers – $5,539.06

Your car insurance rates are affected by many different factors, such as your age and driving record. Many companies will also use gender to determine your rates, but California is one of the few states that doesn’t allow it.

Where you live affects your rates also. Larger cities with more crime and traffic will pay more for car insurance. For example, Los Angeles car insurance is more expensive than coverage in Pomona even though they are near each other.

Also, California does offer low-cost auto insurance for low-income drivers. The California Low-Cost Auto (CLCA) program offers very low coverage for drivers who meet certain requirements.

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What car insurance coverage is required in Pomona, CA?

Almost every state requires at least a minimum amount of auto insurance for drivers to drive legally. California is no exception.

The minimum auto insurance requirements in California for Pomona drivers are:

  • $15,000 per person and $30,000 per incident for bodily injury liability
  • $5,000 per incident for property damage

These minimums are very low, and drivers should consider raising these limits and carrying additional coverages. In a serious accident, these low minimums won’t fully cover you, and you’ll be left to pay out of pocket for anything not covered.

Consider adding collision and comprehensive coverages. Collision insurance helps pay for damages from an accident. Comprehensive insurance covers damages not resulting from an accident, such as damages from Pomona, CA weather.

What affects car insurance rates in Pomona, CA?

Traffic can also affect your auto insurance rates because more cars on the road equal a higher chance of an accident.

Although INRIX doesn’t have data for Pomona, it does rank nearby Los Angeles, CA as the fifth most congested city in the U.S. and the 37th-most congested city in the world.

In fact, City-Data reports that most Pomona drivers commute around 35 minutes, and a large number of drivers commute an hour or more.

Theft can also drive up your car insurance rates. According to the FBI, there were 1,250 motor vehicle thefts in Pomona in one year.

Pomona, CA Car Insurance: The Bottom Line

Car insurance in Pomona is higher than both the state and national averages. However, low-income drivers may qualify for the CLCA program if they meet certain criteria.

Shop around before you buy Pomona, CA car insurance to find the best coverage at the cheapest rates.

Enter your ZIP code now to compare Pomona, CA car insurance quotes from multiple companies near you today.

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