Compare Alvin, TX Car Insurance Rates (2021)

Car insurance in Alvin, TX averages $343 a month. Alvin, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Alvin car insurance rates, compare quotes from the top car insurance companies in Alvin, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Alvin is 77511
  • Average car insurance rates in Alvin, TX are $4,115/year
  • The cheapest car insurance company in Alvin for teen drivers is USAA

If you need to buy Alvin, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Alvin, TX is right here.

You’ll find Alvin car insurance rates, the cheapest Alvin, TX car insurance companies, and information on Texas car insurance laws. You can also compare Alvin, Texas car insurance rates to Arlington car insurance rates, Laredo car insurance rates, and Plano car insurance rates.

Ready to find affordable Alvin, TX car insurance today? Enter your ZIP code for fast, free Alvin car insurance quotes.

Cheapest Alvin, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Alvin, TX car insurance rates? Every Alvin, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Alvin, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,793 $3,817 $3,741 $3,741 $10,090 $12,148 $4,677 $4,859
American Family $3,044 $3,422 $2,914 $3,369 $8,679 $11,306 $4,497 $5,131
GEICO $2,551 $2,774 $2,487 $2,864 $5,696 $5,872 $2,764 $2,732
Nationwide $2,533 $2,569 $2,242 $2,367 $7,226 $9,251 $2,982 $3,221
Progressive $2,545 $2,407 $2,265 $2,310 $10,684 $11,888 $3,003 $3,027
State Farm $1,983 $1,983 $1,770 $1,770 $4,800 $6,124 $2,159 $2,221
USAA $1,596 $1,597 $1,534 $1,514 $4,576 $4,953 $2,125 $2,258

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Minimum Car Insurance in Alvin, TX

Every driver must carry the minimum car insurance in Alvin, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Alvin, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Alvin, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Alvin, TX. Compare credit history car insurance rates in Alvin from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Alvin, Texas

Insurance Company Poor Fair Good
Allstate $7,433 $5,460 $4,681
American Family $7,176 $4,649 $4,060
GEICO $5,359 $3,028 $2,015
Nationwide $4,859 $3,902 $3,386
Progressive $5,364 $4,637 $4,297
State Farm $4,031 $2,515 $2,008
USAA $3,675 $2,147 $1,735

Cheapest Alvin, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Alvin, TX to rates for a clean record with top companies.

Annual Alvin, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,522 $7,037 $7,351 $4,522
American Family $4,810 $6,165 $5,396 $4,810
GEICO $2,940 $3,912 $3,230 $3,789
Nationwide $3,517 $3,517 $5,194 $3,968
Progressive $4,154 $5,381 $4,852 $4,678
State Farm $2,527 $2,907 $3,445 $2,527
USAA $1,869 $2,778 $3,283 $2,146

Cheapest Alvin, TX Car Insurance for Teen Drivers

Teen car insurance in Alvin, TX can be expensive. Take a look at rates from the top car insurance companies in Alvin for teenagers.

Annual Car Insurance Rates for Teen Drivers in Alvin, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,090 $12,148
American Family $8,679 $11,306
GEICO $5,696 $5,872
Nationwide $7,226 $9,251
Progressive $10,684 $11,888
State Farm $4,800 $6,124
USAA $4,576 $4,953

Cheapest Alvin, TX Car Insurance for Seniors

Take a look at Alvin, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Alvin, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,741 $3,741
American Family $2,914 $3,369
GEICO $2,487 $2,864
Nationwide $2,242 $2,367
Progressive $2,265 $2,310
State Farm $1,770 $1,770
USAA $1,534 $1,514

Cheapest Alvin, TX Car Insurance Rates After a DUI

A DUI in Alvin, TX increases car insurance rates. Compare Alvin, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Alvin, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,351
American Family $5,396
GEICO $3,230
Nationwide $5,194
Progressive $4,852
State Farm $3,445
USAA $3,283

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Cheapest Alvin, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Alvin, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Alvin, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,712 $6,004
American Family $5,295 $5,295
GEICO $3,403 $3,532
Nationwide $4,049 $4,049
Progressive $4,766 $4,766
State Farm $2,851 $2,851
USAA $2,487 $2,551

Cheapest Alvin, TX Car Insurance Rates by ZIP Code

Alvin car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Alvin, TX.

Annual Car Insurance Rates by ZIP Code in Alvin, Texas

ZIP Code Average Annual Rates
77511 $6,054
77583 $6,257

The Best Cheap Car Insurance Companies in Alvin, TX

Take a look at a side-by-side comparison of the top car insurance companies in Alvin, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Alvin, Texas

Insurance Company Average Annual Rates
Allstate $5,858
American Family $5,295
GEICO $3,468
Nationwide $4,049
Progressive $4,766
State Farm $2,851
USAA $2,519

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Category Winners: Cheapest Car Insurance in Alvin, Texas

Find the cheapest car insurance companies in Alvin, TX for each category right here.

Best Annual Car Insurance Rates by Company in Alvin, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Cheapest Alvin, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Alvin car insurance rates. Find the cheapest Alvin, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Alvin, Texas

Insurance Company Low Medium High
Allstate $5,718 $5,805 $6,051
American Family $4,871 $5,068 $5,947
GEICO $3,253 $3,415 $3,735
Nationwide $4,325 $3,878 $3,943
Progressive $4,509 $4,740 $5,049
State Farm $2,690 $2,842 $3,022
USAA $2,421 $2,507 $2,629

What affects car insurance rates in Alvin, Texas?

What factors can have an impact on Alvin, TX car insurance? There are several reasons why Alvin car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Alvin, Texas.

Car Theft in Alvin

High levels of vehicle theft can make car insurance more expensive. Alvin, TX car theft statistics from the FBI indicate 49 vehicle thefts a year.

Commute Time in Alvin

The more time you spend in your car the higher the risk of an accident. The average commute length in Alvin, TX is 32.1 minutes according to City-Data.

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Compare Car Insurance Quotes in Alvin, TX

Ready to find affordable Alvin, Texas car insurance today? Enter your ZIP code for fast, free Alvin, TX car insurance quotes.

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