Compare Bertram, TX Car Insurance Rates (2021)

Car insurance in Bertram, TX averages $325 a month. Bertram, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Bertram car insurance rates, compare quotes from the top car insurance companies in Bertram, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Bertram, TX are $3,899/year
  • The cheapest car insurance company in Bertram is USAA
  • Average car insurance rates in Bertram, TX after a DUI are $4,439/year

If you need to buy Bertram, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Bertram, TX is right here.

You’ll find Bertram car insurance rates, the cheapest Bertram, TX car insurance companies, and information on Texas car insurance laws. You can also compare Bertram, Texas car insurance rates to Austin car insurance rates, San Antonio car insurance rates, and Fort Worth car insurance rates.

Ready to find affordable Bertram, TX car insurance today? Enter your ZIP code for fast, free Bertram car insurance quotes.

Cheapest Bertram, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Bertram, TX car insurance rates? Every Bertram, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bertram, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,543 $3,574 $3,497 $3,497 $9,382 $11,324 $4,383 $4,566
American Family $2,609 $2,915 $2,476 $2,844 $7,165 $9,368 $3,793 $4,329
GEICO $2,373 $2,556 $2,285 $2,579 $5,152 $5,368 $2,565 $2,566
Nationwide $2,485 $2,529 $2,192 $2,324 $7,088 $9,111 $2,923 $3,165
Progressive $2,535 $2,399 $2,261 $2,305 $10,816 $12,024 $2,999 $3,028
State Farm $2,195 $2,195 $1,946 $1,946 $5,163 $6,565 $2,380 $2,459
USAA $1,488 $1,500 $1,419 $1,411 $4,150 $4,529 $1,983 $2,132

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Minimum Car Insurance in Bertram, TX

Every driver must carry the minimum car insurance in Bertram, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Bertram, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Bertram, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Bertram, TX. Compare credit history car insurance rates in Bertram from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Bertram, Texas

Insurance Company Poor Fair Good
Allstate $6,952 $5,097 $4,364
American Family $6,066 $3,870 $3,376
GEICO $4,906 $2,780 $1,856
Nationwide $4,775 $3,830 $3,326
Progressive $5,383 $4,670 $4,335
State Farm $4,406 $2,736 $2,177
USAA $3,425 $1,971 $1,583

Cheapest Bertram, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bertram, TX to rates for a clean record with top companies.

Annual Bertram, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,244 $6,554 $6,841 $4,244
American Family $4,028 $5,172 $4,520 $4,028
GEICO $2,701 $3,560 $2,984 $3,477
Nationwide $3,446 $3,446 $5,120 $3,896
Progressive $4,180 $5,422 $4,875 $4,707
State Farm $2,771 $3,164 $3,719 $2,771
USAA $1,738 $2,557 $3,016 $1,995

Cheapest Bertram, TX Car Insurance for Teen Drivers

Teen car insurance in Bertram, TX can be expensive. Take a look at rates from the top car insurance companies in Bertram for teenagers.

Annual Car Insurance Rates for Teen Drivers in Bertram, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,382 $11,324
American Family $7,165 $9,368
GEICO $5,152 $5,368
Nationwide $7,088 $9,111
Progressive $10,816 $12,024
State Farm $5,163 $6,565
USAA $4,150 $4,529

Cheapest Bertram, TX Car Insurance for Seniors

Take a look at Bertram, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Bertram, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,497 $3,497
American Family $2,476 $2,844
GEICO $2,285 $2,579
Nationwide $2,192 $2,324
Progressive $2,261 $2,305
State Farm $1,946 $1,946
USAA $1,419 $1,411

Cheapest Bertram, TX Car Insurance Rates After a DUI

A DUI in Bertram, TX increases car insurance rates. Compare Bertram, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Bertram, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,841
American Family $4,520
GEICO $2,984
Nationwide $5,120
Progressive $4,875
State Farm $3,719
USAA $3,016

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Cheapest Bertram, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Bertram, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Bertram, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,339 $5,602
American Family $4,437 $4,437
GEICO $3,121 $3,240
Nationwide $3,977 $3,977
Progressive $4,796 $4,796
State Farm $3,106 $3,106
USAA $2,297 $2,356

The Best Cheap Car Insurance Companies in Bertram, TX

Take a look at a side-by-side comparison of the top car insurance companies in Bertram, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Bertram, Texas

Insurance Company Average Annual Rates
Allstate $5,471
American Family $4,437
GEICO $3,181
Nationwide $3,977
Progressive $4,796
State Farm $3,106
USAA $2,326

Category Winners: Cheapest Car Insurance in Bertram, Texas

Find the cheapest car insurance companies in Bertram, TX for each category right here.

Best Annual Car Insurance Rates by Company in Bertram, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Bertram, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Bertram car insurance rates. Find the cheapest Bertram, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Bertram, Texas

Insurance Company Low Medium High
Allstate $5,347 $5,425 $5,640
American Family $4,143 $4,280 $4,889
GEICO $3,019 $3,142 $3,381
Nationwide $4,307 $3,808 $3,817
Progressive $4,570 $4,772 $5,046
State Farm $2,961 $3,098 $3,259
USAA $2,254 $2,318 $2,407

What affects car insurance rates in Bertram, Texas?

What factors can have an impact on Bertram, TX car insurance? There are several reasons why Bertram car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bertram, Texas.

Commute Time in Bertram

The more time you spend in your car the higher the risk of an accident. The average commute length in Bertram, TX is 38.7 minutes according to City-Data.

Compare Car Insurance Quotes in Bertram, TX

Ready to find affordable Bertram, Texas car insurance today? Enter your ZIP code for fast, free Bertram, TX car insurance quotes.

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