Compare Cedar Park, TX Car Insurance Rates (2021)

Car insurance in Cedar Park, TX averages $303 a month. Cedar Park, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Cedar Park car insurance rates, compare quotes from the top car insurance companies in Cedar Park, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Cedar Park is 78613
  • Average car insurance rates in Cedar Park, TX are $3,636/year
  • Average car insurance rates in Cedar Park, TX after a DUI are $4,127/year

If you need to buy Cedar Park, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Cedar Park, TX is right here.

You’ll find Cedar Park car insurance rates, the cheapest Cedar Park, TX car insurance companies, and information on Texas car insurance laws. You can also compare Cedar Park, Texas car insurance rates to Fort Worth car insurance rates, San Antonio car insurance rates, and Houston car insurance rates.

Ready to find affordable Cedar Park, TX car insurance today? Enter your ZIP code for fast, free Cedar Park car insurance quotes.

Cheapest Cedar Park, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Cedar Park, TX car insurance rates? Every Cedar Park, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Cedar Park, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,411 $3,436 $3,367 $3,367 $9,057 $10,916 $4,212 $4,379
American Family $2,568 $2,881 $2,472 $2,850 $7,291 $9,491 $3,779 $4,309
GEICO $2,370 $2,564 $2,285 $2,606 $5,297 $5,465 $2,573 $2,561
Nationwide $1,894 $1,924 $1,680 $1,775 $5,301 $6,788 $2,219 $2,396
Progressive $2,307 $2,215 $2,051 $2,091 $9,556 $10,677 $2,754 $2,821
State Farm $1,979 $1,979 $1,766 $1,766 $4,823 $6,160 $2,157 $2,220
USAA $1,499 $1,502 $1,438 $1,421 $4,246 $4,604 $1,993 $2,123

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Minimum Car Insurance in Cedar Park, TX

Every driver must carry the minimum car insurance in Cedar Park, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Cedar Park, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Cedar Park, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Cedar Park, TX. Compare credit history car insurance rates in Cedar Park from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Cedar Park, Texas

Insurance Company Poor Fair Good
Allstate $6,696 $4,906 $4,202
American Family $6,047 $3,911 $3,408
GEICO $4,960 $2,810 $1,875
Nationwide $3,580 $2,891 $2,521
Progressive $4,855 $4,190 $3,882
State Farm $4,043 $2,518 $2,007
USAA $3,442 $2,002 $1,615

Cheapest Cedar Park, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cedar Park, TX to rates for a clean record with top companies.

Annual Cedar Park, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,074 $6,326 $6,598 $4,074
American Family $4,036 $5,204 $4,543 $4,036
GEICO $2,728 $3,622 $3,004 $3,507
Nationwide $2,607 $2,607 $3,837 $2,937
Progressive $3,761 $4,843 $4,391 $4,241
State Farm $2,528 $2,912 $3,455 $2,528
USAA $1,751 $2,590 $3,062 $2,009

Cheapest Cedar Park, TX Car Insurance for Teen Drivers

Teen car insurance in Cedar Park, TX can be expensive. Take a look at rates from the top car insurance companies in Cedar Park for teenagers.

Annual Car Insurance Rates for Teen Drivers in Cedar Park, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,057 $10,916
American Family $7,291 $9,491
GEICO $5,297 $5,465
Nationwide $5,301 $6,788
Progressive $9,556 $10,677
State Farm $4,823 $6,160
USAA $4,246 $4,604

Cheapest Cedar Park, TX Car Insurance for Seniors

Take a look at Cedar Park, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Cedar Park, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,367 $3,367
American Family $2,472 $2,850
GEICO $2,285 $2,606
Nationwide $1,680 $1,775
Progressive $2,051 $2,091
State Farm $1,766 $1,766
USAA $1,438 $1,421

Cheapest Cedar Park, TX Car Insurance Rates After a DUI

A DUI in Cedar Park, TX increases car insurance rates. Compare Cedar Park, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Cedar Park, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,598
American Family $4,543
GEICO $3,004
Nationwide $3,837
Progressive $4,391
State Farm $3,455
USAA $3,062

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Cheapest Cedar Park, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Cedar Park, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Cedar Park, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,139 $5,397
American Family $4,455 $4,455
GEICO $3,157 $3,273
Nationwide $2,997 $2,997
Progressive $4,309 $4,309
State Farm $2,856 $2,856
USAA $2,324 $2,383

Cheapest Cedar Park, TX Car Insurance Rates by ZIP Code

Cedar Park car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Cedar Park, TX.

Annual Car Insurance Rates by ZIP Code in Cedar Park, Texas

ZIP Code Average Annual Rates
78613 $5,188
78641 $5,593

The Best Cheap Car Insurance Companies in Cedar Park, TX

Take a look at a side-by-side comparison of the top car insurance companies in Cedar Park, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Cedar Park, Texas

Insurance Company Average Annual Rates
Allstate $5,268
American Family $4,455
GEICO $3,215
Nationwide $2,997
Progressive $4,309
State Farm $2,856
USAA $2,353

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Category Winners: Cheapest Car Insurance in Cedar Park, Texas

Find the cheapest car insurance companies in Cedar Park, TX for each category right here.

Best Annual Car Insurance Rates by Company in Cedar Park, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Cheapest Cedar Park, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Cedar Park car insurance rates. Find the cheapest Cedar Park, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Cedar Park, Texas

Insurance Company Low Medium High
Allstate $5,139 $5,220 $5,445
American Family $4,144 $4,289 $4,932
GEICO $3,046 $3,182 $3,417
Nationwide $3,229 $2,874 $2,888
Progressive $4,146 $4,295 $4,487
State Farm $2,703 $2,851 $3,015
USAA $2,268 $2,344 $2,448

What affects car insurance rates in Cedar Park, Texas?

What factors can have an impact on Cedar Park, TX car insurance? There are several reasons why Cedar Park car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cedar Park, Texas.

Car Theft in Cedar Park

High levels of vehicle theft can make car insurance more expensive. Cedar Park, TX car theft statistics from the FBI indicate 52 vehicle thefts a year.

Commute Time in Cedar Park

The more time you spend in your car the higher the risk of an accident. The average commute length in Cedar Park, TX is 27.7 minutes according to City-Data.

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Compare Car Insurance Quotes in Cedar Park, TX

Ready to find affordable Cedar Park, Texas car insurance today? Enter your ZIP code for fast, free Cedar Park, TX car insurance quotes.

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