Compare Chandler, TX Car Insurance Rates (2021)

Car insurance in Chandler, TX averages $310 a month. Chandler, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Chandler car insurance rates, compare quotes from the top car insurance companies in Chandler, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Chandler, TX are $3,722/year
  • The cheapest car insurance company in Chandler for teen drivers is USAA
  • The cheapest car insurance company in Chandler is USAA

If you need to buy Chandler, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Chandler, TX is right here.

You’ll find Chandler car insurance rates, the cheapest Chandler, TX car insurance companies, and information on Texas car insurance laws. You can also compare Chandler, Texas car insurance rates to El Paso car insurance rates, San Antonio car insurance rates, and Plano car insurance rates.

Ready to find affordable Chandler, TX car insurance today? Enter your ZIP code for fast, free Chandler car insurance quotes.

Cheapest Chandler, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Chandler, TX car insurance rates? Every Chandler, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Chandler, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,454 $3,479 $3,409 $3,409 $9,241 $11,137 $4,270 $4,440
American Family $2,336 $2,596 $2,188 $2,500 $6,118 $7,984 $3,335 $3,792
GEICO $2,554 $2,769 $2,491 $2,841 $5,623 $5,844 $2,759 $2,743
Nationwide $2,189 $2,226 $1,936 $2,050 $6,152 $7,900 $2,566 $2,776
Progressive $2,401 $2,281 $2,141 $2,178 $10,114 $11,309 $2,847 $2,891
State Farm $2,061 $2,061 $1,826 $1,826 $4,824 $6,128 $2,233 $2,305
USAA $1,589 $1,602 $1,515 $1,508 $4,443 $4,850 $2,122 $2,284

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Minimum Car Insurance in Chandler, TX

Every driver must carry the minimum car insurance in Chandler, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Chandler, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Chandler, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Chandler, TX. Compare credit history car insurance rates in Chandler from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Chandler, Texas

Insurance Company Poor Fair Good
Allstate $6,798 $4,990 $4,276
American Family $5,287 $3,341 $2,941
GEICO $5,336 $3,016 $2,007
Nationwide $4,164 $3,347 $2,913
Progressive $5,087 $4,398 $4,076
State Farm $4,123 $2,562 $2,039
USAA $3,663 $2,109 $1,695

Cheapest Chandler, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Chandler, TX to rates for a clean record with top companies.

Annual Chandler, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,133 $6,430 $6,722 $4,133
American Family $3,540 $4,428 $3,916 $3,540
GEICO $2,930 $3,889 $3,223 $3,771
Nationwide $3,015 $3,015 $4,463 $3,404
Progressive $3,940 $5,104 $4,604 $4,433
State Farm $2,596 $2,962 $3,478 $2,596
USAA $1,857 $2,736 $3,231 $2,132

Cheapest Chandler, TX Car Insurance for Teen Drivers

Teen car insurance in Chandler, TX can be expensive. Take a look at rates from the top car insurance companies in Chandler for teenagers.

Annual Car Insurance Rates for Teen Drivers in Chandler, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,241 $11,137
American Family $6,118 $7,984
GEICO $5,623 $5,844
Nationwide $6,152 $7,900
Progressive $10,114 $11,309
State Farm $4,824 $6,128
USAA $4,443 $4,850

Cheapest Chandler, TX Car Insurance for Seniors

Take a look at Chandler, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Chandler, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,409 $3,409
American Family $2,188 $2,500
GEICO $2,491 $2,841
Nationwide $1,936 $2,050
Progressive $2,141 $2,178
State Farm $1,826 $1,826
USAA $1,515 $1,508

Cheapest Chandler, TX Car Insurance Rates After a DUI

A DUI in Chandler, TX increases car insurance rates. Compare Chandler, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Chandler, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,722
American Family $3,916
GEICO $3,223
Nationwide $4,463
Progressive $4,604
State Farm $3,478
USAA $3,231

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Cheapest Chandler, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Chandler, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Chandler, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,225 $5,485
American Family $3,856 $3,856
GEICO $3,390 $3,516
Nationwide $3,474 $3,474
Progressive $4,520 $4,520
State Farm $2,908 $2,908
USAA $2,458 $2,521

The Best Cheap Car Insurance Companies in Chandler, TX

Take a look at a side-by-side comparison of the top car insurance companies in Chandler, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Chandler, Texas

Insurance Company Average Annual Rates
Allstate $5,355
American Family $3,856
GEICO $3,453
Nationwide $3,474
Progressive $4,520
State Farm $2,908
USAA $2,489

Category Winners: Cheapest Car Insurance in Chandler, Texas

Find the cheapest car insurance companies in Chandler, TX for each category right here.

Best Annual Car Insurance Rates by Company in Chandler, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Chandler, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Chandler car insurance rates. Find the cheapest Chandler, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Chandler, Texas

Insurance Company Low Medium High
Allstate $5,231 $5,309 $5,524
American Family $3,548 $3,701 $4,319
GEICO $3,256 $3,403 $3,700
Nationwide $3,729 $3,325 $3,369
Progressive $4,286 $4,500 $4,775
State Farm $2,767 $2,899 $3,059
USAA $2,409 $2,479 $2,580

What affects car insurance rates in Chandler, Texas?

What factors can have an impact on Chandler, TX car insurance? There are several reasons why Chandler car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Chandler, Texas.

Car Theft in Chandler

High levels of vehicle theft can make car insurance more expensive. Chandler, TX car theft statistics from the FBI indicate 7 vehicle thefts a year.

Commute Time in Chandler

The more time you spend in your car the higher the risk of an accident. The average commute length in Chandler, TX is 25.6 minutes according to City-Data.

Compare Car Insurance Quotes in Chandler, TX

Ready to find affordable Chandler, Texas car insurance today? Enter your ZIP code for fast, free Chandler, TX car insurance quotes.

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