Compare Clarksville, TX Car Insurance Rates (2021)

Car insurance in Clarksville, TX averages $301 a month. Clarksville, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Clarksville car insurance rates, compare quotes from the top car insurance companies in Clarksville, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Clarksville is USAA
  • Average car insurance rates in Clarksville, TX are $3,615/year
  • Average car insurance rates in Clarksville, TX after a DUI are $4,110/year

If you need to buy Clarksville, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Clarksville, TX is right here.

You’ll find Clarksville car insurance rates, the cheapest Clarksville, TX car insurance companies, and information on Texas car insurance laws. You can also compare Clarksville, Texas car insurance rates to Fort Worth car insurance rates, San Antonio car insurance rates, and Corpus Christi car insurance rates.

Ready to find affordable Clarksville, TX car insurance today? Enter your ZIP code for fast, free Clarksville car insurance quotes.

Cheapest Clarksville, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Clarksville, TX car insurance rates? Every Clarksville, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clarksville, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,474 $3,511 $3,431 $3,431 $9,030 $10,920 $4,296 $4,486
American Family $2,480 $2,735 $2,243 $2,547 $5,980 $7,835 $3,446 $3,911
GEICO $2,346 $2,514 $2,233 $2,508 $5,005 $5,212 $2,535 $2,541
Nationwide $2,166 $2,208 $1,915 $2,031 $6,025 $7,753 $2,533 $2,743
Progressive $2,348 $2,221 $2,089 $2,132 $9,762 $10,849 $2,765 $2,789
State Farm $2,035 $2,035 $1,801 $1,801 $4,736 $6,011 $2,203 $2,274
USAA $1,484 $1,496 $1,415 $1,408 $4,127 $4,506 $1,977 $2,128

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Minimum Car Insurance in Clarksville, TX

Every driver must carry the minimum car insurance in Clarksville, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Clarksville, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Clarksville, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Clarksville, TX. Compare credit history car insurance rates in Clarksville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Clarksville, Texas

Insurance Company Poor Fair Good
Allstate $6,774 $4,955 $4,238
American Family $5,421 $3,348 $2,923
GEICO $4,797 $2,720 $1,818
Nationwide $4,106 $3,293 $2,866
Progressive $4,919 $4,250 $3,939
State Farm $4,058 $2,521 $2,007
USAA $3,413 $1,963 $1,577

Cheapest Clarksville, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Clarksville, TX to rates for a clean record with top companies.

Annual Clarksville, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,162 $6,352 $6,613 $4,162
American Family $3,576 $4,484 $3,953 $3,576
GEICO $2,643 $3,455 $2,936 $3,413
Nationwide $2,967 $2,967 $4,399 $3,353
Progressive $3,813 $4,925 $4,449 $4,291
State Farm $2,558 $2,914 $3,418 $2,558
USAA $1,733 $2,547 $3,003 $1,988

Cheapest Clarksville, TX Car Insurance for Teen Drivers

Teen car insurance in Clarksville, TX can be expensive. Take a look at rates from the top car insurance companies in Clarksville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Clarksville, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,030 $10,920
American Family $5,980 $7,835
GEICO $5,005 $5,212
Nationwide $6,025 $7,753
Progressive $9,762 $10,849
State Farm $4,736 $6,011
USAA $4,127 $4,506

Cheapest Clarksville, TX Car Insurance for Seniors

Take a look at Clarksville, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Clarksville, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,431 $3,431
American Family $2,243 $2,547
GEICO $2,233 $2,508
Nationwide $1,915 $2,031
Progressive $2,089 $2,132
State Farm $1,801 $1,801
USAA $1,415 $1,408

Cheapest Clarksville, TX Car Insurance Rates After a DUI

A DUI in Clarksville, TX increases car insurance rates. Compare Clarksville, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Clarksville, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,613
American Family $3,953
GEICO $2,936
Nationwide $4,399
Progressive $4,449
State Farm $3,418
USAA $3,003

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Cheapest Clarksville, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Clarksville, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Clarksville, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,197 $5,448
American Family $3,897 $3,897
GEICO $3,049 $3,174
Nationwide $3,422 $3,422
Progressive $4,369 $4,369
State Farm $2,862 $2,862
USAA $2,288 $2,347

The Best Cheap Car Insurance Companies in Clarksville, TX

Take a look at a side-by-side comparison of the top car insurance companies in Clarksville, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Clarksville, Texas

Insurance Company Average Annual Rates
Allstate $5,322
American Family $3,897
GEICO $3,112
Nationwide $3,422
Progressive $4,369
State Farm $2,862
USAA $2,318

Category Winners: Cheapest Car Insurance in Clarksville, Texas

Find the cheapest car insurance companies in Clarksville, TX for each category right here.

Best Annual Car Insurance Rates by Company in Clarksville, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Clarksville, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Clarksville car insurance rates. Find the cheapest Clarksville, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Clarksville, Texas

Insurance Company Low Medium High
Allstate $5,201 $5,277 $5,490
American Family $3,646 $3,765 $4,280
GEICO $2,955 $3,072 $3,309
Nationwide $3,698 $3,274 $3,293
Progressive $4,149 $4,345 $4,614
State Farm $2,721 $2,852 $3,013
USAA $2,245 $2,309 $2,398

What affects car insurance rates in Clarksville, Texas?

What factors can have an impact on Clarksville, TX car insurance? There are several reasons why Clarksville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Clarksville, Texas.

Commute Time in Clarksville

The more time you spend in your car the higher the risk of an accident. The average commute length in Clarksville, TX is 20.3 minutes according to City-Data.

Compare Car Insurance Quotes in Clarksville, TX

Ready to find affordable Clarksville, Texas car insurance today? Enter your ZIP code for fast, free Clarksville, TX car insurance quotes.

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