Compare College Station, TX Car Insurance Rates (2021)

Car insurance in College Station, TX averages $285 a month. College Station, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap College Station car insurance rates, compare quotes from the top car insurance companies in College Station, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in College Station, TX are $3,423/year
  • The cheapest car insurance company in College Station is USAA
  • The cheapest ZIP code in College Station is 77845

If you need to buy College Station, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in College Station, TX is right here.

You’ll find College Station car insurance rates, the cheapest College Station, TX car insurance companies, and information on Texas car insurance laws. You can also compare College Station, Texas car insurance rates to El Paso car insurance rates, Austin car insurance rates, and San Antonio car insurance rates.

Ready to find affordable College Station, TX car insurance today? Enter your ZIP code for fast, free College Station car insurance quotes.

Cheapest College Station, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect College Station, TX car insurance rates? Every College Station, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in College Station, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,257 $3,283 $3,213 $3,213 $8,746 $10,553 $4,036 $4,203
American Family $2,483 $2,775 $2,362 $2,713 $6,818 $8,884 $3,608 $4,109
GEICO $2,053 $2,216 $1,987 $2,257 $4,483 $4,634 $2,218 $2,206
Nationwide $2,011 $2,043 $1,780 $1,883 $5,658 $7,256 $2,358 $2,549
Progressive $2,051 $1,948 $1,831 $1,866 $8,503 $9,458 $2,419 $2,450
State Farm $1,867 $1,867 $1,665 $1,665 $4,519 $5,767 $2,033 $2,093
USAA $1,426 $1,433 $1,364 $1,352 $3,993 $4,343 $1,896 $2,028

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Minimum Car Insurance in College Station, TX

Every driver must carry the minimum car insurance in College Station, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in College Station, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest College Station, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in College Station, TX. Compare credit history car insurance rates in College Station from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in College Station, Texas

Insurance Company Poor Fair Good
Allstate $6,423 $4,721 $4,046
American Family $5,756 $3,688 $3,213
GEICO $4,236 $2,413 $1,621
Nationwide $3,817 $3,078 $2,682
Progressive $4,290 $3,713 $3,444
State Farm $3,799 $2,367 $1,888
USAA $3,269 $1,894 $1,526

Cheapest College Station, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in College Station, TX to rates for a clean record with top companies.

Annual College Station, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,910 $6,074 $6,359 $3,910
American Family $3,830 $4,918 $4,299 $3,830
GEICO $2,344 $3,094 $2,581 $3,008
Nationwide $2,773 $2,773 $4,096 $3,128
Progressive $3,335 $4,297 $3,883 $3,748
State Farm $2,380 $2,737 $3,242 $2,380
USAA $1,664 $2,452 $2,894 $1,908

Cheapest College Station, TX Car Insurance for Teen Drivers

Teen car insurance in College Station, TX can be expensive. Take a look at rates from the top car insurance companies in College Station for teenagers.

Annual Car Insurance Rates for Teen Drivers in College Station, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,746 $10,553
American Family $6,818 $8,884
GEICO $4,483 $4,634
Nationwide $5,658 $7,256
Progressive $8,503 $9,458
State Farm $4,519 $5,767
USAA $3,993 $4,343

Cheapest College Station, TX Car Insurance for Seniors

Take a look at College Station, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in College Station, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,213 $3,213
American Family $2,362 $2,713
GEICO $1,987 $2,257
Nationwide $1,780 $1,883
Progressive $1,831 $1,866
State Farm $1,665 $1,665
USAA $1,364 $1,352

Cheapest College Station, TX Car Insurance Rates After a DUI

A DUI in College Station, TX increases car insurance rates. Compare College Station, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in College Station, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,359
American Family $4,299
GEICO $2,581
Nationwide $4,096
Progressive $3,883
State Farm $3,242
USAA $2,894

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Cheapest College Station, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in College Station, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in College Station, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,941 $5,185
American Family $4,219 $4,219
GEICO $2,707 $2,807
Nationwide $3,192 $3,192
Progressive $3,816 $3,816
State Farm $2,685 $2,685
USAA $2,201 $2,258

Cheapest College Station, TX Car Insurance Rates by ZIP Code

College Station car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in College Station, TX.

Annual Car Insurance Rates by ZIP Code in College Station, Texas

ZIP Code Average Annual Rates
77840 $5,101
77843 $5,139
77845 $4,969

The Best Cheap Car Insurance Companies in College Station, TX

Take a look at a side-by-side comparison of the top car insurance companies in College Station, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in College Station, Texas

Insurance Company Average Annual Rates
Allstate $5,063
American Family $4,219
GEICO $2,757
Nationwide $3,192
Progressive $3,816
State Farm $2,685
USAA $2,230

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Category Winners: Cheapest Car Insurance in College Station, Texas

Find the cheapest car insurance companies in College Station, TX for each category right here.

Best Annual Car Insurance Rates by Company in College Station, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Cheapest College Station, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your College Station car insurance rates. Find the cheapest College Station, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in College Station, Texas

Insurance Company Low Medium High
Allstate $4,960 $5,025 $5,205
American Family $3,939 $4,070 $4,647
GEICO $2,607 $2,723 $2,941
Nationwide $3,447 $3,061 $3,069
Progressive $3,640 $3,797 $4,009
State Farm $2,541 $2,679 $2,834
USAA $2,154 $2,221 $2,314

What affects car insurance rates in College Station, Texas?

What factors can have an impact on College Station, TX car insurance? There are several reasons why College Station car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in College Station, Texas.

Car Theft in College Station

High levels of vehicle theft can make car insurance more expensive. College Station, TX car theft statistics from the FBI indicate 149 vehicle thefts a year.

Commute Time in College Station

The more time you spend in your car the higher the risk of an accident. The average commute length in College Station, TX is 16.3 minutes according to City-Data.

Traffic in College Station

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. College Station, TX traffic data from INRIX ranks College Station as the 872nd-most congested in the world.

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Compare Car Insurance Quotes in College Station, TX

Ready to find affordable College Station, Texas car insurance today? Enter your ZIP code for fast, free College Station, TX car insurance quotes.

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