Compare Conroe, TX Car Insurance Rates (2021)

Car insurance in Conroe, TX averages $346 a month. Conroe, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Conroe car insurance rates, compare quotes from the top car insurance companies in Conroe, TX.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Conroe for teen drivers is USAA
  • Average car insurance rates in Conroe, TX after a DUI are $4,700/year
  • Average car insurance rates in Conroe, TX are $4,148/year

If you need to buy Conroe, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Conroe, TX is right here.

You’ll find Conroe car insurance rates, the cheapest Conroe, TX car insurance companies, and information on Texas car insurance laws. You can also compare Conroe, Texas car insurance rates to El Paso car insurance rates, Laredo car insurance rates, and Arlington car insurance rates.

Ready to find affordable Conroe, TX car insurance today? Enter your ZIP code for fast, free Conroe car insurance quotes.

Cheapest Conroe, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Conroe, TX car insurance rates? Every Conroe, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Conroe, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,489 $3,511 $3,442 $3,442 $9,379 $11,297 $4,313 $4,480
American Family $3,438 $3,876 $3,301 $3,830 $9,986 $13,004 $5,120 $5,847
GEICO $2,519 $2,735 $2,450 $2,806 $5,617 $5,811 $2,730 $2,710
Nationwide $2,365 $2,402 $2,089 $2,210 $6,798 $8,716 $2,788 $3,014
Progressive $2,464 $2,340 $2,201 $2,237 $10,547 $11,786 $2,928 $2,976
State Farm $2,166 $2,166 $1,933 $1,933 $5,295 $6,766 $2,362 $2,431
USAA $1,607 $1,612 $1,542 $1,526 $4,560 $4,947 $2,140 $2,282

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Minimum Car Insurance in Conroe, TX

Every driver must carry the minimum car insurance in Conroe, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Conroe, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Conroe, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Conroe, TX. Compare credit history car insurance rates in Conroe from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Conroe, Texas

Insurance Company Poor Fair Good
Allstate $6,879 $5,051 $4,329
American Family $8,178 $5,330 $4,642
GEICO $5,288 $2,989 $1,990
Nationwide $4,552 $3,662 $3,180
Progressive $5,261 $4,562 $4,233
State Farm $4,435 $2,760 $2,199
USAA $3,696 $2,150 $1,735

Cheapest Conroe, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Conroe, TX to rates for a clean record with top companies.

Annual Conroe, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,171 $6,521 $6,815 $4,171
American Family $5,480 $7,070 $6,170 $5,480
GEICO $2,903 $3,860 $3,191 $3,736
Nationwide $3,295 $3,295 $4,881 $3,721
Progressive $4,082 $5,298 $4,766 $4,594
State Farm $2,771 $3,193 $3,791 $2,771
USAA $1,879 $2,784 $3,288 $2,157

Cheapest Conroe, TX Car Insurance for Teen Drivers

Teen car insurance in Conroe, TX can be expensive. Take a look at rates from the top car insurance companies in Conroe for teenagers.

Annual Car Insurance Rates for Teen Drivers in Conroe, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,379 $11,297
American Family $9,986 $13,004
GEICO $5,617 $5,811
Nationwide $6,798 $8,716
Progressive $10,547 $11,786
State Farm $5,295 $6,766
USAA $4,560 $4,947

Cheapest Conroe, TX Car Insurance for Seniors

Take a look at Conroe, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Conroe, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,442 $3,442
American Family $3,301 $3,830
GEICO $2,450 $2,806
Nationwide $2,089 $2,210
Progressive $2,201 $2,237
State Farm $1,933 $1,933
USAA $1,542 $1,526

Cheapest Conroe, TX Car Insurance Rates After a DUI

A DUI in Conroe, TX increases car insurance rates. Compare Conroe, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Conroe, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,815
American Family $6,170
GEICO $3,191
Nationwide $4,881
Progressive $4,766
State Farm $3,791
USAA $3,288

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Cheapest Conroe, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Conroe, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Conroe, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,285 $5,554
American Family $6,050 $6,050
GEICO $3,360 $3,485
Nationwide $3,798 $3,798
Progressive $4,685 $4,685
State Farm $3,132 $3,132
USAA $2,495 $2,559

Cheapest Conroe, TX Car Insurance Rates by ZIP Code

Conroe car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Conroe, TX.

Annual Car Insurance Rates by ZIP Code in Conroe, Texas

ZIP Code Average Annual Rates
77301 $6,147
77302 $6,313
77303 $6,212
77304 $6,035
77306 $6,467

The Best Cheap Car Insurance Companies in Conroe, TX

Take a look at a side-by-side comparison of the top car insurance companies in Conroe, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Conroe, Texas

Insurance Company Average Annual Rates
Allstate $5,419
American Family $6,050
GEICO $3,422
Nationwide $3,798
Progressive $4,685
State Farm $3,132
USAA $2,527

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Category Winners: Cheapest Car Insurance in Conroe, Texas

Find the cheapest car insurance companies in Conroe, TX for each category right here.

Best Annual Car Insurance Rates by Company in Conroe, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Cheapest Conroe, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Conroe car insurance rates. Find the cheapest Conroe, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Conroe, Texas

Insurance Company Low Medium High
Allstate $5,295 $5,373 $5,591
American Family $5,563 $5,783 $6,805
GEICO $3,226 $3,376 $3,665
Nationwide $4,095 $3,636 $3,662
Progressive $4,464 $4,665 $4,925
State Farm $2,963 $3,124 $3,307
USAA $2,432 $2,516 $2,633

What affects car insurance rates in Conroe, Texas?

What factors can have an impact on Conroe, TX car insurance? There are several reasons why Conroe car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Conroe, Texas.

Car Theft in Conroe

High levels of vehicle theft can make car insurance more expensive. Conroe, TX car theft statistics from the FBI indicate 136 vehicle thefts a year.

Commute Time in Conroe

The more time you spend in your car the higher the risk of an accident. The average commute length in Conroe, TX is 27.2 minutes according to City-Data.

Traffic in Conroe

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Conroe, TX traffic data from INRIX ranks Conroe as the 935th-most congested in the world.

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Compare Car Insurance Quotes in Conroe, TX

Ready to find affordable Conroe, Texas car insurance today? Enter your ZIP code for fast, free Conroe, TX car insurance quotes.

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