Compare Fate, TX Car Insurance Rates (2021)

Car insurance in Fate, TX averages $333 a month. Fate, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Fate car insurance rates, compare quotes from the top car insurance companies in Fate, TX.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Fate, TX after a DUI are $4,571/year
  • Average car insurance rates in Fate, TX are $3,999/year
  • The cheapest car insurance company in Fate is USAA

If you need to buy Fate, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Fate, TX is right here.

You’ll find Fate car insurance rates, the cheapest Fate, TX car insurance companies, and information on Texas car insurance laws. You can also compare Fate, Texas car insurance rates to San Antonio car insurance rates, Laredo car insurance rates, and Arlington car insurance rates.

Ready to find affordable Fate, TX car insurance today? Enter your ZIP code for fast, free Fate car insurance quotes.

Cheapest Fate, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Fate, TX car insurance rates? Every Fate, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fate, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,916 $3,939 $3,862 $3,862 $10,479 $12,612 $4,831 $5,017
American Family $2,502 $2,793 $2,380 $2,731 $6,887 $9,018 $3,637 $4,155
GEICO $2,764 $2,991 $2,664 $3,038 $6,187 $6,402 $3,001 $2,991
Nationwide $2,363 $2,400 $2,087 $2,208 $6,792 $8,713 $2,786 $3,013
Progressive $2,277 $2,172 $2,035 $2,069 $9,690 $10,828 $2,712 $2,766
State Farm $2,236 $2,236 $1,997 $1,997 $5,489 $7,017 $2,440 $2,511
USAA $1,623 $1,627 $1,553 $1,535 $4,618 $5,014 $2,159 $2,304

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Fate, TX

Every driver must carry the minimum car insurance in Fate, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Fate, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Fate, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Fate, TX. Compare credit history car insurance rates in Fate from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Fate, Texas

Insurance Company Poor Fair Good
Allstate $7,690 $5,655 $4,850
American Family $5,834 $3,712 $3,242
GEICO $5,813 $3,277 $2,175
Nationwide $4,546 $3,659 $3,180
Progressive $4,848 $4,205 $3,903
State Farm $4,590 $2,856 $2,275
USAA $3,747 $2,170 $1,747

Cheapest Fate, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fate, TX to rates for a clean record with top companies.

Annual Fate, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,672 $7,290 $7,625 $4,672
American Family $3,868 $4,972 $4,343 $3,868
GEICO $3,181 $4,230 $3,508 $4,101
Nationwide $3,291 $3,291 $4,881 $3,718
Progressive $3,767 $4,876 $4,393 $4,239
State Farm $2,865 $3,304 $3,927 $2,865
USAA $1,900 $2,814 $3,322 $2,181

Cheapest Fate, TX Car Insurance for Teen Drivers

Teen car insurance in Fate, TX can be expensive. Take a look at rates from the top car insurance companies in Fate for teenagers.

Annual Car Insurance Rates for Teen Drivers in Fate, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,479 $12,612
American Family $6,887 $9,018
GEICO $6,187 $6,402
Nationwide $6,792 $8,713
Progressive $9,690 $10,828
State Farm $5,489 $7,017
USAA $4,618 $5,014

Cheapest Fate, TX Car Insurance for Seniors

Take a look at Fate, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Fate, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,862 $3,862
American Family $2,380 $2,731
GEICO $2,664 $3,038
Nationwide $2,087 $2,208
Progressive $2,035 $2,069
State Farm $1,997 $1,997
USAA $1,553 $1,535

Cheapest Fate, TX Car Insurance Rates After a DUI

A DUI in Fate, TX increases car insurance rates. Compare Fate, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Fate, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,625
American Family $4,343
GEICO $3,508
Nationwide $4,881
Progressive $4,393
State Farm $3,927
USAA $3,322

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Fate, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Fate, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Fate, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,914 $6,216
American Family $4,263 $4,263
GEICO $3,686 $3,823
Nationwide $3,795 $3,795
Progressive $4,319 $4,319
State Farm $3,240 $3,240
USAA $2,522 $2,587

The Best Cheap Car Insurance Companies in Fate, TX

Take a look at a side-by-side comparison of the top car insurance companies in Fate, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Fate, Texas

Insurance Company Average Annual Rates
Allstate $6,065
American Family $4,263
GEICO $3,755
Nationwide $3,795
Progressive $4,319
State Farm $3,240
USAA $2,554

Category Winners: Cheapest Car Insurance in Fate, Texas

Find the cheapest car insurance companies in Fate, TX for each category right here.

Best Annual Car Insurance Rates by Company in Fate, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Fate, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Fate car insurance rates. Find the cheapest Fate, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Fate, Texas

Insurance Company Low Medium High
Allstate $5,923 $6,012 $6,260
American Family $3,980 $4,108 $4,700
GEICO $3,557 $3,713 $3,994
Nationwide $4,088 $3,636 $3,662
Progressive $4,140 $4,303 $4,514
State Farm $3,063 $3,231 $3,426
USAA $2,465 $2,544 $2,654

What affects car insurance rates in Fate, Texas?

What factors can have an impact on Fate, TX car insurance? There are several reasons why Fate car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fate, Texas.

Car Theft in Fate

High levels of vehicle theft can make car insurance more expensive. Fate, TX car theft statistics from the FBI indicate 7 vehicle thefts a year.

Commute Time in Fate

The more time you spend in your car the higher the risk of an accident. The average commute length in Fate, TX is 34.5 minutes according to City-Data.

Compare Car Insurance Quotes in Fate, TX

Ready to find affordable Fate, Texas car insurance today? Enter your ZIP code for fast, free Fate, TX car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption