Compare Flower Mound, TX Car Insurance Rates (2021)

Car insurance in Flower Mound, TX averages $306 a month. Flower Mound, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Flower Mound car insurance rates, compare quotes from the top car insurance companies in Flower Mound, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Flower Mound for teen drivers is USAA
  • The cheapest car insurance company in Flower Mound is USAA
  • Average car insurance rates in Flower Mound, TX after a DUI are $4,171/year

If you need to buy Flower Mound, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Flower Mound, TX is right here.

You’ll find Flower Mound car insurance rates, the cheapest Flower Mound, TX car insurance companies, and information on Texas car insurance laws. You can also compare Flower Mound, Texas car insurance rates to Corpus Christi car insurance rates, Dallas car insurance rates, and Houston car insurance rates.

Ready to find affordable Flower Mound, TX car insurance today? Enter your ZIP code for fast, free Flower Mound car insurance quotes.

Cheapest Flower Mound, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Flower Mound, TX car insurance rates? Every Flower Mound, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Flower Mound, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,213 $3,232 $3,169 $3,169 $8,707 $10,487 $3,976 $4,130
American Family $2,671 $2,970 $2,479 $2,838 $6,955 $9,086 $3,814 $4,338
GEICO $2,542 $2,749 $2,456 $2,795 $5,691 $5,884 $2,757 $2,747
Nationwide $2,023 $2,053 $1,792 $1,893 $5,721 $7,329 $2,376 $2,567
Progressive $2,341 $2,257 $2,073 $2,119 $9,479 $10,580 $2,797 $2,868
State Farm $2,006 $2,006 $1,795 $1,795 $4,950 $6,332 $2,191 $2,254
USAA $1,506 $1,505 $1,444 $1,420 $4,361 $4,721 $2,005 $2,128

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Minimum Car Insurance in Flower Mound, TX

Every driver must carry the minimum car insurance in Flower Mound, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Flower Mound, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Flower Mound, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Flower Mound, TX. Compare credit history car insurance rates in Flower Mound from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Flower Mound, Texas

Insurance Company Poor Fair Good
Allstate $6,351 $4,673 $4,007
American Family $6,043 $3,817 $3,321
GEICO $5,336 $3,015 $2,007
Nationwide $3,847 $3,105 $2,706
Progressive $4,875 $4,191 $3,876
State Farm $4,127 $2,571 $2,050
USAA $3,490 $2,031 $1,638

Cheapest Flower Mound, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Flower Mound, TX to rates for a clean record with top companies.

Annual Flower Mound, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,846 $6,032 $6,317 $3,846
American Family $4,001 $5,103 $4,469 $4,001
GEICO $2,927 $3,896 $3,224 $3,764
Nationwide $2,797 $2,797 $4,129 $3,155
Progressive $3,768 $4,832 $4,402 $4,255
State Farm $2,576 $2,974 $3,539 $2,576
USAA $1,771 $2,628 $3,114 $2,032

Cheapest Flower Mound, TX Car Insurance for Teen Drivers

Teen car insurance in Flower Mound, TX can be expensive. Take a look at rates from the top car insurance companies in Flower Mound for teenagers.

Annual Car Insurance Rates for Teen Drivers in Flower Mound, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,707 $10,487
American Family $6,955 $9,086
GEICO $5,691 $5,884
Nationwide $5,721 $7,329
Progressive $9,479 $10,580
State Farm $4,950 $6,332
USAA $4,361 $4,721

Cheapest Flower Mound, TX Car Insurance for Seniors

Take a look at Flower Mound, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Flower Mound, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,169 $3,169
American Family $2,479 $2,838
GEICO $2,456 $2,795
Nationwide $1,792 $1,893
Progressive $2,073 $2,119
State Farm $1,795 $1,795
USAA $1,444 $1,420

Cheapest Flower Mound, TX Car Insurance Rates After a DUI

A DUI in Flower Mound, TX increases car insurance rates. Compare Flower Mound, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Flower Mound, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,317
American Family $4,469
GEICO $3,224
Nationwide $4,129
Progressive $4,402
State Farm $3,539
USAA $3,114

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Cheapest Flower Mound, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Flower Mound, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Flower Mound, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,886 $5,135
American Family $4,394 $4,394
GEICO $3,392 $3,513
Nationwide $3,219 $3,219
Progressive $4,314 $4,314
State Farm $2,916 $2,916
USAA $2,357 $2,416

Cheapest Flower Mound, TX Car Insurance Rates by ZIP Code

Flower Mound car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Flower Mound, TX.

Annual Car Insurance Rates by ZIP Code in Flower Mound, Texas

ZIP Code Average Annual Rates
75022 $5,449
75028 $5,274

The Best Cheap Car Insurance Companies in Flower Mound, TX

Take a look at a side-by-side comparison of the top car insurance companies in Flower Mound, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Flower Mound, Texas

Insurance Company Average Annual Rates
Allstate $5,010
American Family $4,394
GEICO $3,453
Nationwide $3,219
Progressive $4,314
State Farm $2,916
USAA $2,386

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Category Winners: Cheapest Car Insurance in Flower Mound, Texas

Find the cheapest car insurance companies in Flower Mound, TX for each category right here.

Best Annual Car Insurance Rates by Company in Flower Mound, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Flower Mound, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Flower Mound car insurance rates. Find the cheapest Flower Mound, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Flower Mound, Texas

Insurance Company Low Medium High
Allstate $4,903 $4,970 $5,158
American Family $4,116 $4,248 $4,817
GEICO $3,277 $3,420 $3,662
Nationwide $3,465 $3,087 $3,106
Progressive $4,156 $4,300 $4,487
State Farm $2,757 $2,911 $3,081
USAA $2,303 $2,377 $2,479

What affects car insurance rates in Flower Mound, Texas?

What factors can have an impact on Flower Mound, TX car insurance? There are several reasons why Flower Mound car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Flower Mound, Texas.

Car Theft in Flower Mound

High levels of vehicle theft can make car insurance more expensive. Flower Mound, TX car theft statistics from the FBI indicate 34 vehicle thefts a year.

Commute Time in Flower Mound

The more time you spend in your car the higher the risk of an accident. The average commute length in Flower Mound, TX is 28.4 minutes according to City-Data.

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Compare Car Insurance Quotes in Flower Mound, TX

Ready to find affordable Flower Mound, Texas car insurance today? Enter your ZIP code for fast, free Flower Mound, TX car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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