Compare Forney, TX Car Insurance Rates (2021)

Car insurance in Forney, TX averages $341 a month. Forney, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Forney car insurance rates, compare quotes from the top car insurance companies in Forney, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Forney is USAA
  • Average car insurance rates in Forney, TX after a DUI are $4,686/year
  • The cheapest car insurance company in Forney for teen drivers is USAA

If you need to buy Forney, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Forney, TX is right here.

You’ll find Forney car insurance rates, the cheapest Forney, TX car insurance companies, and information on Texas car insurance laws. You can also compare Forney, Texas car insurance rates to Corpus Christi car insurance rates, Austin car insurance rates, and El Paso car insurance rates.

Ready to find affordable Forney, TX car insurance today? Enter your ZIP code for fast, free Forney car insurance quotes.

Cheapest Forney, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Forney, TX car insurance rates? Every Forney, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Forney, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,879 $3,900 $3,825 $3,825 $10,421 $12,534 $4,784 $4,965
American Family $2,580 $2,871 $2,426 $2,777 $6,929 $9,108 $3,719 $4,252
GEICO $2,701 $2,928 $2,613 $2,986 $6,064 $6,269 $2,932 $2,918
Nationwide $2,484 $2,523 $2,193 $2,319 $7,198 $9,229 $2,934 $3,173
Progressive $2,460 $2,331 $2,187 $2,230 $10,320 $11,505 $2,910 $2,951
State Farm $2,228 $2,228 $1,990 $1,990 $5,469 $6,991 $2,432 $2,503
USAA $1,769 $1,774 $1,694 $1,675 $5,038 $5,470 $2,357 $2,516

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Minimum Car Insurance in Forney, TX

Every driver must carry the minimum car insurance in Forney, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Forney, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Forney, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Forney, TX. Compare credit history car insurance rates in Forney from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Forney, Texas

Insurance Company Poor Fair Good
Allstate $7,626 $5,611 $4,813
American Family $5,962 $3,753 $3,284
GEICO $5,689 $3,209 $2,131
Nationwide $4,803 $3,864 $3,353
Progressive $5,192 $4,487 $4,157
State Farm $4,573 $2,846 $2,267
USAA $4,086 $2,368 $1,906

Cheapest Forney, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Forney, TX to rates for a clean record with top companies.

Annual Forney, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,627 $7,238 $7,576 $4,627
American Family $3,941 $5,041 $4,410 $3,941
GEICO $3,115 $4,149 $3,430 $4,012
Nationwide $3,474 $3,474 $5,153 $3,925
Progressive $4,021 $5,202 $4,697 $4,527
State Farm $2,855 $3,293 $3,912 $2,855
USAA $2,070 $3,072 $3,627 $2,378

Cheapest Forney, TX Car Insurance for Teen Drivers

Teen car insurance in Forney, TX can be expensive. Take a look at rates from the top car insurance companies in Forney for teenagers.

Annual Car Insurance Rates for Teen Drivers in Forney, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,421 $12,534
American Family $6,929 $9,108
GEICO $6,064 $6,269
Nationwide $7,198 $9,229
Progressive $10,320 $11,505
State Farm $5,469 $6,991
USAA $5,038 $5,470

Cheapest Forney, TX Car Insurance for Seniors

Take a look at Forney, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Forney, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,825 $3,825
American Family $2,426 $2,777
GEICO $2,613 $2,986
Nationwide $2,193 $2,319
Progressive $2,187 $2,230
State Farm $1,990 $1,990
USAA $1,694 $1,675

Cheapest Forney, TX Car Insurance Rates After a DUI

A DUI in Forney, TX increases car insurance rates. Compare Forney, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Forney, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,576
American Family $4,410
GEICO $3,430
Nationwide $5,153
Progressive $4,697
State Farm $3,912
USAA $3,627

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Cheapest Forney, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Forney, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Forney, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,867 $6,167
American Family $4,333 $4,333
GEICO $3,610 $3,743
Nationwide $4,007 $4,007
Progressive $4,612 $4,612
State Farm $3,229 $3,229
USAA $2,751 $2,822

The Best Cheap Car Insurance Companies in Forney, TX

Take a look at a side-by-side comparison of the top car insurance companies in Forney, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Forney, Texas

Insurance Company Average Annual Rates
Allstate $6,017
American Family $4,333
GEICO $3,676
Nationwide $4,007
Progressive $4,612
State Farm $3,229
USAA $2,787

Category Winners: Cheapest Car Insurance in Forney, Texas

Find the cheapest car insurance companies in Forney, TX for each category right here.

Best Annual Car Insurance Rates by Company in Forney, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Forney, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Forney car insurance rates. Find the cheapest Forney, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Forney, Texas

Insurance Company Low Medium High
Allstate $5,875 $5,963 $6,212
American Family $4,058 $4,186 $4,754
GEICO $3,478 $3,635 $3,916
Nationwide $4,312 $3,835 $3,873
Progressive $4,396 $4,589 $4,851
State Farm $3,053 $3,219 $3,415
USAA $2,685 $2,775 $2,900

What affects car insurance rates in Forney, Texas?

What factors can have an impact on Forney, TX car insurance? There are several reasons why Forney car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Forney, Texas.

Car Theft in Forney

High levels of vehicle theft can make car insurance more expensive. Forney, TX car theft statistics from the FBI indicate 27 vehicle thefts a year.

Commute Time in Forney

The more time you spend in your car the higher the risk of an accident. The average commute length in Forney, TX is 38.0 minutes according to City-Data.

Compare Car Insurance Quotes in Forney, TX

Ready to find affordable Forney, Texas car insurance today? Enter your ZIP code for fast, free Forney, TX car insurance quotes.

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