Compare Grand Prairie, TX Car Insurance Rates (2021)

Car insurance in Grand Prairie, TX averages $365 a month. Grand Prairie, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Grand Prairie car insurance rates, compare quotes from the top car insurance companies in Grand Prairie, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Grand Prairie is 75054
  • Average car insurance rates in Grand Prairie, TX are $4,385/year
  • Average car insurance rates in Grand Prairie, TX after a DUI are $4,977/year

If you need to buy Grand Prairie, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Grand Prairie, TX is right here.

You’ll find Grand Prairie car insurance rates, the cheapest Grand Prairie, TX car insurance companies, and information on Texas car insurance laws. You can also compare Grand Prairie, Texas car insurance rates to Arlington car insurance rates, Corpus Christi car insurance rates, and Dallas car insurance rates.

Ready to find affordable Grand Prairie, TX car insurance today? Enter your ZIP code for fast, free Grand Prairie car insurance quotes.

Cheapest Grand Prairie, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Grand Prairie, TX car insurance rates? Every Grand Prairie, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Grand Prairie, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,876 $3,895 $3,822 $3,822 $10,448 $12,572 $4,785 $4,963
American Family $3,657 $4,074 $3,352 $3,850 $9,533 $12,506 $5,242 $5,977
GEICO $2,908 $3,146 $2,819 $3,218 $6,395 $6,604 $3,143 $3,114
Nationwide $2,460 $2,500 $2,174 $2,300 $7,003 $8,989 $2,893 $3,130
Progressive $2,548 $2,435 $2,260 $2,305 $10,526 $11,764 $3,033 $3,093
State Farm $2,315 $2,315 $2,069 $2,069 $5,627 $7,182 $2,523 $2,595
USAA $1,728 $1,727 $1,660 $1,637 $4,919 $5,322 $2,291 $2,431

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Minimum Car Insurance in Grand Prairie, TX

Every driver must carry the minimum car insurance in Grand Prairie, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Grand Prairie, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Grand Prairie, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Grand Prairie, TX. Compare credit history car insurance rates in Grand Prairie from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Grand Prairie, Texas

Insurance Company Poor Fair Good
Allstate $7,642 $5,613 $4,814
American Family $8,294 $5,227 $4,551
GEICO $6,071 $3,418 $2,265
Nationwide $4,717 $3,787 $3,289
Progressive $5,357 $4,612 $4,267
State Farm $4,717 $2,944 $2,350
USAA $3,966 $2,312 $1,865

Cheapest Grand Prairie, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Grand Prairie, TX to rates for a clean record with top companies.

Annual Grand Prairie, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,622 $7,260 $7,587 $4,622
American Family $5,492 $6,989 $6,123 $5,492
GEICO $3,318 $4,398 $3,666 $4,292
Nationwide $3,409 $3,409 $5,054 $3,852
Progressive $4,137 $5,338 $4,840 $4,666
State Farm $2,955 $3,402 $4,035 $2,955
USAA $2,015 $2,998 $3,530 $2,315

Cheapest Grand Prairie, TX Car Insurance for Teen Drivers

Teen car insurance in Grand Prairie, TX can be expensive. Take a look at rates from the top car insurance companies in Grand Prairie for teenagers.

Annual Car Insurance Rates for Teen Drivers in Grand Prairie, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,448 $12,572
American Family $9,533 $12,506
GEICO $6,395 $6,604
Nationwide $7,003 $8,989
Progressive $10,526 $11,764
State Farm $5,627 $7,182
USAA $4,919 $5,322

Cheapest Grand Prairie, TX Car Insurance for Seniors

Take a look at Grand Prairie, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Grand Prairie, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,822 $3,822
American Family $3,352 $3,850
GEICO $2,819 $3,218
Nationwide $2,174 $2,300
Progressive $2,260 $2,305
State Farm $2,069 $2,069
USAA $1,660 $1,637

Cheapest Grand Prairie, TX Car Insurance Rates After a DUI

A DUI in Grand Prairie, TX increases car insurance rates. Compare Grand Prairie, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Grand Prairie, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,587
American Family $6,123
GEICO $3,666
Nationwide $5,054
Progressive $4,840
State Farm $4,035
USAA $3,530

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Cheapest Grand Prairie, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Grand Prairie, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Grand Prairie, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,871 $6,175
American Family $6,024 $6,024
GEICO $3,844 $3,993
Nationwide $3,931 $3,931
Progressive $4,746 $4,746
State Farm $3,337 $3,337
USAA $2,680 $2,749

Cheapest Grand Prairie, TX Car Insurance Rates by ZIP Code

Grand Prairie car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Grand Prairie, TX.

Annual Car Insurance Rates by ZIP Code in Grand Prairie, Texas

ZIP Code Average Annual Rates
75050 $6,536
75051 $6,680
75052 $6,176
75054 $6,083
75060 $6,405

The Best Cheap Car Insurance Companies in Grand Prairie, TX

Take a look at a side-by-side comparison of the top car insurance companies in Grand Prairie, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Grand Prairie, Texas

Insurance Company Average Annual Rates
Allstate $6,023
American Family $6,024
GEICO $3,918
Nationwide $3,931
Progressive $4,746
State Farm $3,337
USAA $2,714

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Category Winners: Cheapest Car Insurance in Grand Prairie, Texas

Find the cheapest car insurance companies in Grand Prairie, TX for each category right here.

Best Annual Car Insurance Rates by Company in Grand Prairie, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Grand Prairie, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Grand Prairie car insurance rates. Find the cheapest Grand Prairie, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Grand Prairie, Texas

Insurance Company Low Medium High
Allstate $5,881 $5,969 $6,218
American Family $5,593 $5,792 $6,687
GEICO $3,686 $3,861 $4,209
Nationwide $4,218 $3,763 $3,812
Progressive $4,528 $4,726 $4,983
State Farm $3,144 $3,323 $3,543
USAA $2,607 $2,702 $2,834

What affects car insurance rates in Grand Prairie, Texas?

What factors can have an impact on Grand Prairie, TX car insurance? There are several reasons why Grand Prairie car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Grand Prairie, Texas.

Car Theft in Grand Prairie

High levels of vehicle theft can make car insurance more expensive. Grand Prairie, TX car theft statistics from the FBI indicate 484 vehicle thefts a year.

Commute Time in Grand Prairie

The more time you spend in your car the higher the risk of an accident. The average commute length in Grand Prairie, TX is 29.1 minutes according to City-Data.

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Compare Car Insurance Quotes in Grand Prairie, TX

Ready to find affordable Grand Prairie, Texas car insurance today? Enter your ZIP code for fast, free Grand Prairie, TX car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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