Compare Lake Jackson, TX Car Insurance Rates (2021)

Car insurance in Lake Jackson, TX averages $318 a month. Lake Jackson, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Lake Jackson car insurance rates, compare quotes from the top car insurance companies in Lake Jackson, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Lake Jackson for teen drivers is USAA
  • Average car insurance rates in Lake Jackson, TX after a DUI are $4,347/year
  • The cheapest car insurance company in Lake Jackson is USAA

If you need to buy Lake Jackson, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Lake Jackson, TX is right here.

You’ll find Lake Jackson car insurance rates, the cheapest Lake Jackson, TX car insurance companies, and information on Texas car insurance laws. You can also compare Lake Jackson, Texas car insurance rates to Austin car insurance rates, San Antonio car insurance rates, and Laredo car insurance rates.

Ready to find affordable Lake Jackson, TX car insurance today? Enter your ZIP code for fast, free Lake Jackson car insurance quotes.

Cheapest Lake Jackson, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Lake Jackson, TX car insurance rates? Every Lake Jackson, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lake Jackson, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,501 $3,520 $3,452 $3,452 $9,413 $11,330 $4,323 $4,487
American Family $2,782 $3,129 $2,680 $3,100 $7,981 $10,359 $4,115 $4,687
GEICO $2,510 $2,719 $2,433 $2,774 $5,572 $5,787 $2,721 $2,711
Nationwide $2,324 $2,361 $2,055 $2,173 $6,629 $8,499 $2,735 $2,956
Progressive $2,319 $2,206 $2,056 $2,101 $9,434 $10,509 $2,738 $2,776
State Farm $1,839 $1,839 $1,638 $1,638 $4,422 $5,637 $2,000 $2,060
USAA $1,549 $1,555 $1,486 $1,471 $4,387 $4,762 $2,063 $2,201

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Minimum Car Insurance in Lake Jackson, TX

Every driver must carry the minimum car insurance in Lake Jackson, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Lake Jackson, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Lake Jackson, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Lake Jackson, TX. Compare credit history car insurance rates in Lake Jackson from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Lake Jackson, Texas

Insurance Company Poor Fair Good
Allstate $6,897 $5,065 $4,343
American Family $6,555 $4,273 $3,734
GEICO $5,258 $2,973 $1,980
Nationwide $4,455 $3,582 $3,112
Progressive $4,820 $4,146 $3,835
State Farm $3,728 $2,323 $1,852
USAA $3,559 $2,072 $1,672

Cheapest Lake Jackson, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Lake Jackson, TX to rates for a clean record with top companies.

Annual Lake Jackson, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,176 $6,547 $6,839 $4,176
American Family $4,414 $5,642 $4,947 $4,414
GEICO $2,887 $3,834 $3,177 $3,715
Nationwide $3,226 $3,226 $4,772 $3,641
Progressive $3,725 $4,795 $4,353 $4,196
State Farm $2,338 $2,685 $3,175 $2,338
USAA $1,811 $2,682 $3,165 $2,079

Cheapest Lake Jackson, TX Car Insurance for Teen Drivers

Teen car insurance in Lake Jackson, TX can be expensive. Take a look at rates from the top car insurance companies in Lake Jackson for teenagers.

Annual Car Insurance Rates for Teen Drivers in Lake Jackson, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,413 $11,330
American Family $7,981 $10,359
GEICO $5,572 $5,787
Nationwide $6,629 $8,499
Progressive $9,434 $10,509
State Farm $4,422 $5,637
USAA $4,387 $4,762

Cheapest Lake Jackson, TX Car Insurance for Seniors

Take a look at Lake Jackson, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Lake Jackson, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,452 $3,452
American Family $2,680 $3,100
GEICO $2,433 $2,774
Nationwide $2,055 $2,173
Progressive $2,056 $2,101
State Farm $1,638 $1,638
USAA $1,486 $1,471

Cheapest Lake Jackson, TX Car Insurance Rates After a DUI

A DUI in Lake Jackson, TX increases car insurance rates. Compare Lake Jackson, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Lake Jackson, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,839
American Family $4,947
GEICO $3,177
Nationwide $4,772
Progressive $4,353
State Farm $3,175
USAA $3,165

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Cheapest Lake Jackson, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Lake Jackson, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Lake Jackson, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,298 $5,571
American Family $4,854 $4,854
GEICO $3,341 $3,465
Nationwide $3,716 $3,716
Progressive $4,267 $4,267
State Farm $2,634 $2,634
USAA $2,404 $2,465

The Best Cheap Car Insurance Companies in Lake Jackson, TX

Take a look at a side-by-side comparison of the top car insurance companies in Lake Jackson, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Lake Jackson, Texas

Insurance Company Average Annual Rates
Allstate $5,435
American Family $4,854
GEICO $3,403
Nationwide $3,716
Progressive $4,267
State Farm $2,634
USAA $2,434

Category Winners: Cheapest Car Insurance in Lake Jackson, Texas

Find the cheapest car insurance companies in Lake Jackson, TX for each category right here.

Best Annual Car Insurance Rates by Company in Lake Jackson, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Lake Jackson, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Lake Jackson car insurance rates. Find the cheapest Lake Jackson, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Lake Jackson, Texas

Insurance Company Low Medium High
Allstate $5,308 $5,387 $5,609
American Family $4,446 $4,638 $5,478
GEICO $3,219 $3,360 $3,631
Nationwide $3,996 $3,558 $3,595
Progressive $4,054 $4,245 $4,503
State Farm $2,494 $2,627 $2,781
USAA $2,343 $2,423 $2,537

What affects car insurance rates in Lake Jackson, Texas?

What factors can have an impact on Lake Jackson, TX car insurance? There are several reasons why Lake Jackson car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Lake Jackson, Texas.

Car Theft in Lake Jackson

High levels of vehicle theft can make car insurance more expensive. Lake Jackson, TX car theft statistics from the FBI indicate 33 vehicle thefts a year.

Commute Time in Lake Jackson

The more time you spend in your car the higher the risk of an accident. The average commute length in Lake Jackson, TX is 20.4 minutes according to City-Data.

Compare Car Insurance Quotes in Lake Jackson, TX

Ready to find affordable Lake Jackson, Texas car insurance today? Enter your ZIP code for fast, free Lake Jackson, TX car insurance quotes.

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