Compare Port Arthur, TX Car Insurance Rates (2021)

Car insurance in Port Arthur, TX averages $373 a month. Port Arthur, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Port Arthur car insurance rates, compare quotes from the top car insurance companies in Port Arthur, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Port Arthur is 77642
  • The cheapest car insurance company in Port Arthur is USAA
  • Average car insurance rates in Port Arthur, TX are $4,473/year

If you need to buy Port Arthur, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Port Arthur, TX is right here.

You’ll find Port Arthur car insurance rates, the cheapest Port Arthur, TX car insurance companies, and information on Texas car insurance laws. You can also compare Port Arthur, Texas car insurance rates to Fort Worth car insurance rates, San Antonio car insurance rates, and Plano car insurance rates.

Ready to find affordable Port Arthur, TX car insurance today? Enter your ZIP code for fast, free Port Arthur car insurance quotes.

Cheapest Port Arthur, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Port Arthur, TX car insurance rates? Every Port Arthur, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Port Arthur, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,641 $3,667 $3,593 $3,593 $9,647 $11,626 $4,494 $4,673
American Family $3,322 $3,719 $3,150 $3,630 $9,354 $12,328 $4,884 $5,606
GEICO $2,884 $3,144 $2,817 $3,249 $6,496 $6,722 $3,130 $3,099
Nationwide $2,719 $2,761 $2,400 $2,538 $7,884 $10,108 $3,212 $3,473
Progressive $2,883 $2,715 $2,566 $2,614 $12,336 $13,747 $3,404 $3,429
State Farm $2,318 $2,318 $2,071 $2,071 $5,631 $7,186 $2,526 $2,597
USAA $1,783 $1,783 $1,713 $1,689 $5,113 $5,532 $2,372 $2,518

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Minimum Car Insurance in Port Arthur, TX

Every driver must carry the minimum car insurance in Port Arthur, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Port Arthur, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Port Arthur, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Port Arthur, TX. Compare credit history car insurance rates in Port Arthur from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Port Arthur, Texas

Insurance Company Poor Fair Good
Allstate $7,134 $5,232 $4,484
American Family $7,875 $5,003 $4,369
GEICO $6,110 $3,439 $2,279
Nationwide $5,268 $4,228 $3,665
Progressive $6,142 $5,316 $4,927
State Farm $4,721 $2,946 $2,352
USAA $4,109 $2,396 $1,933

Cheapest Port Arthur, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Port Arthur, TX to rates for a clean record with top companies.

Annual Port Arthur, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,344 $6,744 $7,034 $4,344
American Family $5,203 $6,731 $5,859 $5,203
GEICO $3,340 $4,459 $3,666 $4,307
Nationwide $3,804 $3,804 $5,642 $4,298
Progressive $4,752 $6,184 $5,559 $5,352
State Farm $2,957 $3,405 $4,039 $2,957
USAA $2,085 $3,104 $3,666 $2,396

Cheapest Port Arthur, TX Car Insurance for Teen Drivers

Teen car insurance in Port Arthur, TX can be expensive. Take a look at rates from the top car insurance companies in Port Arthur for teenagers.

Annual Car Insurance Rates for Teen Drivers in Port Arthur, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,647 $11,626
American Family $9,354 $12,328
GEICO $6,496 $6,722
Nationwide $7,884 $10,108
Progressive $12,336 $13,747
State Farm $5,631 $7,186
USAA $5,113 $5,532

Cheapest Port Arthur, TX Car Insurance for Seniors

Take a look at Port Arthur, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Port Arthur, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,593 $3,593
American Family $3,150 $3,630
GEICO $2,817 $3,249
Nationwide $2,400 $2,538
Progressive $2,566 $2,614
State Farm $2,071 $2,071
USAA $1,713 $1,689

Cheapest Port Arthur, TX Car Insurance Rates After a DUI

A DUI in Port Arthur, TX increases car insurance rates. Compare Port Arthur, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Port Arthur, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,034
American Family $5,859
GEICO $3,666
Nationwide $5,642
Progressive $5,559
State Farm $4,039
USAA $3,666

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Cheapest Port Arthur, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Port Arthur, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Port Arthur, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,477 $5,756
American Family $5,749 $5,749
GEICO $3,870 $4,016
Nationwide $4,387 $4,387
Progressive $5,462 $5,462
State Farm $3,339 $3,339
USAA $2,777 $2,848

Cheapest Port Arthur, TX Car Insurance Rates by ZIP Code

Port Arthur car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Port Arthur, TX.

Annual Car Insurance Rates by ZIP Code in Port Arthur, Texas

ZIP Code Average Annual Rates
77640 $6,709
77642 $6,700

The Best Cheap Car Insurance Companies in Port Arthur, TX

Take a look at a side-by-side comparison of the top car insurance companies in Port Arthur, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Port Arthur, Texas

Insurance Company Average Annual Rates
Allstate $5,617
American Family $5,749
GEICO $3,943
Nationwide $4,387
Progressive $5,462
State Farm $3,339
USAA $2,813

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Category Winners: Cheapest Car Insurance in Port Arthur, Texas

Find the cheapest car insurance companies in Port Arthur, TX for each category right here.

Best Annual Car Insurance Rates by Company in Port Arthur, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Cheapest Port Arthur, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Port Arthur car insurance rates. Find the cheapest Port Arthur, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Port Arthur, Texas

Insurance Company Low Medium High
Allstate $5,484 $5,567 $5,799
American Family $5,363 $5,532 $6,352
GEICO $3,701 $3,882 $4,246
Nationwide $4,708 $4,197 $4,255
Progressive $5,158 $5,431 $5,796
State Farm $3,145 $3,326 $3,548
USAA $2,702 $2,800 $2,937

What affects car insurance rates in Port Arthur, Texas?

What factors can have an impact on Port Arthur, TX car insurance? There are several reasons why Port Arthur car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Port Arthur, Texas.

Car Theft in Port Arthur

High levels of vehicle theft can make car insurance more expensive. Port Arthur, TX car theft statistics from the FBI indicate 134 vehicle thefts a year.

Commute Time in Port Arthur

The more time you spend in your car the higher the risk of an accident. The average commute length in Port Arthur, TX is 24.1 minutes according to City-Data.

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Compare Car Insurance Quotes in Port Arthur, TX

Ready to find affordable Port Arthur, Texas car insurance today? Enter your ZIP code for fast, free Port Arthur, TX car insurance quotes.

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