Amica vs. Country Financial Car Insurance [2021]

When you compare Amica vs. Country Financial car insurance, you will find that Amica’s rates are around $1,427 a year while Country Financial's rates are a bit higher at $2,427 annually. Amica and Country Financial both offer many options for car insurance coverage, and both companies have an A+ rating with A.M. Best.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jul 26, 2021

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Here's What You Need to Know

  • Car insurance rates with Amica tend to be lower than those with Country Financial
  • Amica offers more options for car insurance coverage than Country Financial
  • Country Financial is only available in 17 states in the U.S.
  • Both Amica and Country Financial have an A+ (superior) rating with A.M. Best

If you are considering purchasing or changing your auto insurance coverage, you may want to compare Amica vs. Country Financial car insurance companies.

Amica and Country Financial both have many options when it comes to car insurance coverage. Once you know exactly what you’re looking for, comparing Amica and Country Financial insurance may help you in your search.

There’s a lot to consider when shopping for car insurance, so you need to be sure to look at every company closely.

Read on to find out how affordable Amica vs. Country Financial car insurance might be for you. Enter your ZIP code into our free tool above to compare rates from top companies in your area today.

Which is cheaper, Amica or Country Financial car insurance?

Overall, Amica and Country Financial’s car insurance rates are quite different.

For a 22-year-old single male, an Amica car insurance quote suggests annual rates would be around $1,427. But rates with Country Financial are a good bit higher, as Country Financial insurance costs roughly $2,427 per year.

You may also be eligible for discounts on your car insurance based on several factors. Both companies offer discounts, such as a safe driver discount and a multi-policy discount, that help to decrease your rates.

However, a Country Financial or Amica quote is not the only thing to consider when shopping for the best car insurance.

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What coverage options are available from Amica and Country Financial?

While Amica and Country Financial car insurance quotes do differ, each company also offers unique coverages and options.

The chart below highlights what each company offers to policyholders.

Amica vs. Country Financial Car Insurance Coverage Options
Amica Coverage OptionsCountry Financial Coverage Options
Accident ForgivenessCollision Coverage
Bodily Injury LiabilityComprehensive Coverage
Collision CoverageEmergency Roadside Assistance
Comprehensive CoverageLiability Coverage
Full Glass CoverageMedical Payments (MedPay)
Gap CoveragePersonal Effects Coverage
Liability CoveragePersonal Injury Protection (PIP)
Medical Payments
(MedPay)
Safety Glass Coverage
Personal Injury Protection (PIP)The Keeper® - New Car Coverage
Platinum Choice AutoUmbrella Insurance
Property DamageUninsured and Underinsured Motorist Coverage (UI/UIM)
Rental Reimbursement Vehicle Rental and Trip Interruption
Roadside Assistance
Uninsured and Underinsured Motorist Coverage (UI/UIM)
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As you can see, Amica and Country Financial offer several coverage options that may meet your needs.

While Amica is available throughout the U.S., Country Financial is only available in 17 states: Alabama, Alaska, Arizona, Colorado, Georgia, Illinois, Iowa, Kansas, Minnesota, Missouri, Nevada, North Dakota, Oklahoma, Oregon, Tennessee, Washington, and Wisconsin.

Does Amica or Country Financial have better ratings?

When it comes to company reviews and ratings, Amica and Country Financial are fairly similar.

Amica has an A+ (superior) rating with A.M. Best. This means the company has viable financial means to take care of its clients, and it has a stable outlook for the future.

Country Financial also garners an A+ with A.M. Best. These superior ratings indicate that either company will be able to take care of your needs and handle whatever level of coverage you choose should you ever need to file Amica or Country Financial claims.

Does Amica or Country Financial have an app?

Country Financial does have a mobile app policyholders can use to file claims, access insurance ID cards, request roadside assistance, and much more. Policyholders simply need to know their Country Financial login for the website to gain access to the app.

Not to be outdone, Amica also offers a mobile app. Once policyholders use their Amica login to access the app, they can report and track claims, pay bills, and view their specific policies.

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Should I choose Amica or Country Financial?

It is difficult to know which company to choose until you weigh all the pros and cons of each.

Rates with Amica are often lower than those with Country Financial, and Amica is available in all states while Country Financial is only available in 17.

Each company offers a vast array of coverage options, and they both have excellent ratings with A.M. Best.

With all of this in mind, you should still shop around with multiple companies before you commit to anything.

Hopefully you now have all the details you need to decide whether or not to buy Amica or Country Financial car insurance. Enter your ZIP code into our free tool below for car insurance quotes from top companies.

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