ACSTAR Car Insurance Review [2020]

ACSTAR car insurance is not for sale because ACSTAR specializes in contract and surety bonds. Compare car insurance quotes online using our free tool below.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 25, 2021

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Company Details
Address: 30 South Road
City: Farmington
State: CT
ZIP Code: 06032
Phone Number: (860)415-8400
Year Founded: 1970
AM Best Rating: A (Excellent)
Company Rating 0 (0 reviews)

Here's what you need to know...

  • ACSTAR specializes in contract and surety bonds
  • The company takes on both risky and standard cases
  • Their A.M. Best rating suggests ACSTAR is an excellent company


If you are looking for an ACSTAR car insurance review, you may be surprised to find that ACSTAR does not offer car insurance. Instead, they specialize in contract and surety bonds that are often difficult to fill.

They take on cases that other insurance companies reject, as well as standard cases. They do this all through agents from different companies throughout the nation. ACSTAR only works with agents that have a proven track record that they can trust.

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What Does ACSTAR Offer?

Headquartered in New Britain, CT, and licensed to sell commercial and contract surety bonds in all 50 states, ACSTAR offers a variety of products. Other insurance companies can present a client’s situation to ACSTAR and they will review the case, deciding whether to take on the risk.

Because of this, they do not work directly with the individual but with the individual’s insurance company.

They offer general building contracts, heavy and industrial contracts, and highway and utility contracts as well as specialty contracts such as joint ventures and advance payment situations.

In the commercial field, they cover workers’ compensation, financial guarantee, licenses and permits, court bonds and tax bonds. Clients will pay more for ACSTAR services since there is higher risk involved.

ACSTAR can write bonds for small amounts all the way up to $11 million without the backing of any other company. They have an “A” rating from A.M. Best and are treasury listed, which means they have been approved by the federal government.

While it’s a solid company, ACSTAR is not a car insurance company.

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