Occidental Fire & Casualty Company Car Insurance Review 
Occidental car insurance is headquartered in North Carolina and licensed to sell insurance in all 50 states. Occidental Insurance has an A- financial rating from A.M. Best.
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UPDATED: Jan 28, 2021
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UPDATE: Occidental has been decommissioned.
- Occidental Fire & Casualty Company is based in North Carolina and offers car insurance throughout the U.S.
- The Better Business Bureau gives the company an A rating
- There is not much information available about Occidental Fire & Casualty
This car insurance review is about Occidental Fire & Casualty Company of North Carolina. Occidental was founded in 1960 and, although they still carry the NC in their name, they are licensed to sell auto insurance in all of the 50 states.
Occidental is part of the larger IAT-Re Group. Their association with this insurance holding entity has expanded their business throughout the US rather than just staying in North Carolina.
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What Occidental Fire & Casualty Offers
In order to purchase Occidental, you can purchase directly from them on their website, use an independent agent or use a quote tool to get access to the company.
You will not be able to purchase insurance directly at an office as Occidental only has offices in North Carolina.
On their website, Occidental shows the Occidental/Acceptance Group rating from A.M. Best and they claim it as their own rating.
While it is entirely possible that Occidental has the same financial stability as Occidental/Acceptance Group, this rating does not apply to Occidental Insurance from A.M. Best.
In fact, A.M. Best registers Occidental Insurance and Occidental/Acceptance as two different companies. Occidental Insurance currently has an A- rating with A.M. Best.
Occidental has a BBB, the Better Business Bureau rating of A+. They have had a total of four complaints filed against them in the past 3 years, all of which were resolved to the satisfaction of the BBB and the customers who filed the complaints.
Overall, Occidental looks like a good choice for those of you looking for car insurance. Of course, you are going to want to compare their rates with other companies to ensure they have the best price.
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