Assurance America Car Insurance Review [2021]

Assurance America car insurance is offered to high-risk drivers who need special coverage at affordable rates. Assurance America Insurance Company operates in more than 10 states.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Oct 20, 2021

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It’s all about you. We want to help you make the right coverage choices.

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Company Details
Address: 5500 Interstate North Parkway Suite 600
City: Atlanta
State: GA
ZIP Code: 30328
Phone Number: 770-952-0200
Year Founded: 1998
Company Rating 0 (0 reviews)

Here's what you need to know...

  • Assurance America focuses on high-risk coverage for private passenger cars
  • The company owns TrustWay Insurance, which offers coverage in several states in the southeast
  • If you are not classified as a high-risk driver, Assurance America may not work best for you

Assurance America is headquartered in Atlanta, Georgia, and was founded in 1998. The company focuses on property and casualty coverage for high-risk private passenger car insurance.

Assurance America Insurance Company is licensed to handle business in over 10 states including Alabama, Florida, Georgia, Louisiana, Mississippi, Texas, South Carolina, and Virginia.

Assurance America Insurance Company partners with over 2,000 independent professional agencies nationwide.

Enter your zip code above to compare the car insurance rates of Assurance America to other top companies now!

What does Assurance America offer?

Assurance America Insurance Company specializes in insuring individuals who are considered high-risk.

high-risk driver might have traffic violations such as speeding tickets or at-fault accidents on their driving record, or just be considered a part of a high-risk age bracket (i.e., teenage drivers and the elderly).

Drivers with poor credit scores may also be placed in the high-risk pool.

No matter how a person finds himself placed in this category, it can be difficult to find a company that will insure them at a lower rate.

TrustWay Insurance, a fully owned subsidiary of Assurance America Insurance Company, is a full-service, independent insurance agency that offers home, life, and business insurance in over 30 agencies in Georgia, Florida, and Alabama.

The company carries out the options and opportunities that Assurance America Insurance Company strives to offer the Southeast.

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What types of auto insurance coverage can you get from Assurance America?

Assurance America specializes in offering the state minimum liability and casualty insurance, consisting of bodily injury liability coverage and property damage liability coverage. This is because it is a non-standard auto insurance company.

Additional coverage options — such as collision insurance, comprehensive insurance, and medical payments coverage — are available in some states but not others, so you will have to check with one of Assurance America’s licensed insurance agents for all of the details.

What discounts are available from Assurance America?

Like most auto insurance carriers, Assurance America offers discounts that can help you lower your auto insurance rates. These include:

  • Good student discount
  • Multi-vehicle discount
  • Automatic payments discount
  • Defensive driving course discount
  • Military discount

Like the coverages offered, discounts vary by state.

Should you buy an Assurance America auto policy?

Before you make a decision about where to buy your auto insurance policy, you should review all of your options. You can do this by comparison shopping quotes from multiple auto insurance companies and compare them to see which can offer you the best deal on the coverage you need.

Even if you’ve been labeled a high-risk driver, you should be able to find an affordable insurance premium.

Before you choose an auto insurance provider, make sure to check out the company’s customer satisfaction rating with J.D. Power and financial strength rating with credit rating agency A.M. Best.

Enter your zip code below to receive free car insurance quotes from multiple providers!



One Response

  1. Chris April 5, 2017

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