Ocean Harbor Car Insurance Review 
This Ocean Harbor Car Insurance Review  review will cover Ocean Harbor Car Insurance Review  ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. To compare insurance rates from the best companies in your locale, enter your ZIP code below.
Free Car Insurance Comparison
Secured with SHA-256 Encryption
UPDATED: Oct 14, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
- Ocean Harbor Insurance is also known as the Pearl Holding Group
- Ocean Harbor is only available through independent agents of the Pearl Holding Group
- They only offer minimum state coverage in Florida
While it may seem a bit confusing, the truth is that Pearl Holding Group is actually the managing general agent for Ocean Harbor.
What this means is that Ocean Harbor insurance is only available through independent agents.
Pearl Holding Group gets to decide which independent agents have the right to sell Ocean Harbor products.
Enter your ZIP code to compare FREE online car insurance quotes today!
What Ocean Harbor Offers
Ocean Harbor has been in doing business since 1994. This car insurance company only sells Florida coverage. Ocean Harbor only sells basic liability insurance, and they only sell the minimum allowed by Florida.
A.M. Best has given Ocean Harbor a financial rating of B, which is a good rating. They have a long-term outlook of stable, which means that they can maintain their current level of claims and other bills.
However, they may not be able to take on more clients without a strain on the company.
Ocean Harbor has a BBB rating of B+. This B rating is in response to the 40 complaints filed against this company in the past 3 years.
The most common complaint about Ocean Harbor is that they didn’t honor their contract with their customers. 15 of the complaints filed against Ocean Harbor were never resolved.
If you are in Florida and all you want is basic liability, then Ocean Harbor isn’t a bad choice. However, there are other options for you to consider as well.
You can compare online car insurance quotes by entering your ZIP code into the FREE tool below now!