Privilege Underwriters Reciprocal Exchange Car Insurance Review [2020]

Privilege Underwriters car insurance is not available because PURE specializes in home insurance. Compare car insurance quotes online using our free tool below.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 27, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Company Details
Address: 44 South Broadway Suite 301
City: White Plains
State: NY
ZIP Code: 10601-1743
Phone Number: 888-813-7873
Year Founded: 2006
AM Best Rating: A (Excellent)
Company Rating 0 (0 reviews)

Here's what you need to know...

  • Privilege Underwriters Reciprocal Exchange now goes by PURE Insurance
  • PURE was created in Florida in response to the devastating hurricanes that occurred in 2006
  • PURE Insurance doesn’t offer car insurance but does offer many other insurance plans available in five different states

A review of Privilege Underwriters Reciprocal Exchange car insurance will result in a connection to PURE Insurance. The company now goes by its acronym P-U-R-E.

PURE has an A- rating from A.M. Best which is an excellent rating. This is rare for a company that is only four years old.

However, PURE does not offer car insurance.

To find car insurance elsewhere, compare car insurance rates with your zip code above and the free rate tool now!

Learning About PURE Insurance

PURE started in Florida in response to the devastating hurricane seasons in 2006 that left many people homeless due to inadequate flood and hurricane coverage on their homes.

They have since expanded to offer other insurance plans like:

Their homeowner’s insurance options are only for high-value homes.

PURE is a different type of insurance company in that it requires its policyholders to contribute surplus capital to the company during the first five years as a customer.

By doing this, the customer is creating a personal stake in the company’s success.

PURE then invests the surplus capital of its customers resulting in financial growth and return for the insured.

Though return is not guaranteed, surplus contributions keep premiums low and when returns are gained they are deposited into the insured’s Subscribers Savings Account.

Because of the type of insurance offered, PURE is very selective in whom it approves for insurance. They have a list of eligibility requirements including income standards, asset amounts, and successful family history.

PURE insurance is available in:

Drivers seeking auto coverage should utilize a car insurance comparison tool and then seek insurance company reviews on those providers whose policies interest them.

Enter your zip code to start the process of comparing car insurance rates now!



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