Merastar Insurance Company Car Insurance Review [2022]

Merastar car insurance was founded in 1974 and offers both home and car insurance. Merastar Unitrin Direct Preferred Insurance has an A+ customer service rating from the BBB.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 9, 2022

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Company Details
Address: 200 East Randolph Street Suite 3300
City: Chicago
State: IL
ZIP Code: 60601
Phone Number: 312-661-4600
Year Founded: 1074
AM Best Rating: A- (Excellent)
Company Rating 0 (0 reviews)

Here's what you need to know...

  • Merastar Insurance Company was founded in 1974 and is a part of the Unitrin Direct Preferred Insurance Company
  • They offer both auto and home insurance
  • They have received excellent ratings from both AM Best and the Better Business Bureau

This Merastar car insurance review is about Merastar Unitrin Direct Preferred Insurance. Merastar Insurance Company was founded in 1974 and is a member of Unitrin Direct Preferred Insurance Company.

Merastar offers two different types of insurance products, car insurance and home insurance. They claim to have competitive premiums, offer a safety discount and even offer semi-monthly bank drafts to make your payments if that is an easier way for you to budget for your premiums.

When you’re submitting applications to companies in order to find an acceptable policy, it might be to your advantage to have comparisons at the ready. That way you’ll have a wide range of insurance companies in your mind, with their prices and other statistics. It can be a great help when it comes time to choose one. With just your ZIP code, you can start your FREE online car insurance quote comparison today!

What Merastar Offers Customers

Merastar offers both personal and commercial car insurance. They allow you to get a quote directly on their website, which can be a time saver if you have already used a quote tool that didn’t include Unitrin as an option and you want to compare their rates.

Merastar is a BBB (Better Business Bureau) accredited business and they have a BBB rating of A+, which is the highest rating possible. In the past 3 years, there have been 16 complaints registered with the BBB about Merastar. All of the complaints were resolved to the satisfaction of the BBB.

According to the Merastar website, they have an A.M. Best rating of A. However, this is out of date.

According to AM Best, Merastar has a financial rating of A-, which is still excellent.

This is still a great rating, but not as good as an A rating, which is superior. Their long-term outlook is stable as well.

Overall, Merastar is an excellent option for you to consider when you are getting your car insurance quotes. They have a strong reputation for solving customer complaints and they are financially stable. If you’re in a position where you can’t choose however, consider looking at the pros and cons of all your searches.

Enter your ZIP code now for your FREE online car insurance quotes!

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