Amica vs Farmers

Compare car insurance for Amica vs Farmers by looking at customer service ratings and coverage offers. Amica has a higher A.M. Best rating for customer satisfaction than Farmers, but they both offer similar car insurance services.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 26, 2021

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Here's what you need to know...

  • Amica and Farmers both offer car insurance at competitive rates
  • Amica has received J.D. Power’s “Highest in Customer Satisfaction” award
  • Farmers boasts thousands of new customers each day


Farmers and Amica are both well-established insurance and financial service providers that have been serving the U.S. for decades.

Both organizations have grown from small beginnings to become leaders in their industry through innovation, smart investments, and sound business practices.

Farmers and Amica have weathered some of the worst financial storms in the nation’s history, and they have emerged strong, stable, and even profitable without having to pass any burdens onto their customers.

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Automobile Mutual Insurance Company of America

Amica is one of the oldest insurance providers in the United States. The company began as a small auto insurance company in 1907.

The Automobile Mutual Insurance Company of America, as it was called, was founded on innovative thinking and sound investment strategies that enabled the company to actually show a profit during the Great Depression.

Amica began in the hands of its policyholders, and this is true of the company today.

With over one hundred years of service and J.D. Power’s “Highest in Customer Satisfaction” ten years in a row, Amica’s history and reputation speak for themselves.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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Farmers Insurance Group

Farmers Insurance Group started in 1928, just as the Great Depression was approaching, and managed to endure the turmoil while growing and expanding its services at the same time.

Farmers began in a one-room office offering only limited automobile coverage and grew into one of the largest insurance providers in the nation with over twenty thousand employees operating in forty-one states.

Today, Farmers holds claim to over fifteen million customers, reportedly with over four thousand more switching to them every day.

Amica is the smaller of the two, with just three thousand employees, but is the oldest operating mutual insurance company in the nation.

Farmers and Amica are similar in just about all of their insurance services, with some of the main services being:

Ratings and Customer Service

Amica and Farmers both have great company ratings–A.M. Best and Moody’s, Amica holds a slightly higher “A++” rating while Farmers rates at an “A” with A.M. Best–and have great customer service records.

Amica has won several customer service awards including the J.D. Power “Highest in Customer Satisfaction.”

Both organizations have also embraced the internet by utilizing online claims services, 24-hour help lines, and live representatives to make navigating the claims process quick and easy.

Each company has a variety of financial services including annuities, mutual funds, and other forms of property and casualty protection.

Amica has been around about twenty years longer than Farmers and has fewer employees while Farmers has more employees and customers but operates in fewer states.

Quotes from Amica and Farmers

You can compare quotes from both Amica and Farmers by visiting their websites. Then, be sure to compare quotes from many top companies by entering your zip code below!

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