Amica vs State Farm Auto Insurance

Compare car insurance for Amica vs State Farm by looking at rates and ratings. The National Auto Insurance Study rated Amica a 4 out of 5 for overall satisfaction and State Farm a 3 for overall satisfaction.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 26, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...

  • State Farm is a much larger company with more coverage options
  • Amica boasts higher ratings for pricing, billing, and customer experience
  • Both companies offer car insurance coverage to meet customers’ needs


State Farm has been the largest automobile insurance company in the United States since 1942. Amica, on the other hand, is much smaller in size.

However, the company has earned awards for having the highest customer satisfaction among national auto insurers for the past 10 years straight.

Read on to compare Amica and State Farm, and then enter your zip code to receive quotes from multiple insurance companies!

Amica Beginnings

103 years ago, A. T. Vigneron believed that horseless carriages were going to totally change the American way of life. He formed an automobile insurance company in 1907, within Providence, Rhode Island.

In 1994, Amica moved its headquarters to a bigger corporate park close to Lincoln, Rhode Island.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

How Big is Amica?

AdobeStock_1342628-1600x1600

Amica has 3,000 employees across the United States and has offices in all states except Hawaii.

Its insurance product lines have expanded from exclusively selling auto insurance to currently offering:

  • Automobile
  • Permanent and term life
  • Health
  • Annuity funds
  • Retirement
  • Marine, small to large craft
  • Homeowners
  • Condominiums
  • Renters
  • Umbrella personal liability

How Did State Farm Start?

In June of 1922, George Mercherle started State Farm Mutual Automobile Insurance Company with Minnie Jones and Verna Crusades in Bloomington, Illinois.

The automobile insurance focused on selling to farmers to provide them with lower rates.

Mercherle’s purpose was to provide farmers with reduced premiums based on the fact that they drove less often than city residents.

There were 125 agents working for State Farm by 1925. Currently, State Farm has 17,627 agents and 343 offices across the United States and in Ontario, Alberta and New Brunswick, Canada.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Why is State Farm the Largest U.S. Auto Insurer?

State Farm employs 67,029 individuals to service 78.8 million policyholders. Their policies break down into these insurance categories:

  • Auto – $42.4 million
  • Property and Casualty – $27.4 million
  • Life – $7.8 million
  • Health – $1.2 million

State Farm has $3.7 billion in mutual fund assets under their management and 424,914 individual mutual fund accounts. It maintains 2 million “State Farm Bank®” accounts in the United States.

State Farm provides about 100 products within several types of insurance and financial services, including:

  • Marine
  • Auto
  • Homeowners
  • Renters
  • Condominium owners
  • Life
  • Annuities
  • Business Property and Casualty
  • Surety & Fidelity Bonds
  • Banking

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Amica And State Farm’s Customer Satisfaction

AdobeStock_46626963-1600x1600

Here are J. D. Power & Associates results from homeowner and auto insurance studies. The ratings display Amica first and State Farm second.

National Homeowners Insurance Study:

  1. Overall Satisfaction – Amica N/A, State Farm 3
  2. Policy Offerings – Amica N/A, State Farm 4
  3. Pricing – Amica N/A, State Farm 3
  4. Local Agent – Amica N/A, State Farm 4
  5. Call Center Representative – Amica N/A, State Farm 4
  6. Insurer Website – Amica N/A, State Farm 3

National Auto Insurance Study:

  1. Overall Satisfaction – Amica 4, State Farm 3
  2. Policy Offerings – Amica 3, State Farm 3
  3. Pricing – Amica 4, State Farm 3
  4. Local Agent – Amica N/A, State Farm 3
  5. Call Center Representative – Amica 4, State Farm N/A
  6. Insurer Website – Amica N/A, State Farm 2

State Farm or Amica for Car Insurance?

When deciding between State Farm and Amica for a car insurance policy, it is important to remember that there are many different companies to compare.

Enter your zip code to compare quotes from multiple companies today!

References:

  1. https://www.amica.com/en.html
  2. https://www.annuityfyi.com/basics/
  3. https://www.statefarm.com/
  4. https://www.statefarm.com/small-business-solutions/insurance/inland-marine-mobile-property
  5. https://www.jdpower.com/ratings/study/U.S.-Household-Insurance-Study-Homeowners-Insurance/652ENG
  6. https://www.jdpower.com/ratings/study/U.S.-Insurance-Shopping-Study/524ENG

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State