Car Insurance Review of Cherokee Insurance Company

Cherokee Insurance Company offers commercial car insurance, group accident coverage, and worker’s compensation. Cherokee Insurance Company is a subsidiary of Oakland Financial Corporation. A.M. Best gave Cherokee Insurance Company and A rating.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 29, 2021

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Here's what you need to know...

  • Cherokee Insurance Company is a subsidiary of Oakland Financial Corporation
  • The company offers commercial car insurance, group accident coverage, and worker’s compensation
  • A.M. Best gave Cherokee Insurance an A rating


Cherokee Insurance Company has served Michigan residents for over ten years and was incorporated in 2005. The company offers commercial car insurance, group accident, and worker’s compensation.

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What Cherokee Insurance Company Has to Offer

Oakland Financial Corporation is the parent company of Cherokee Insurance Company. This company was the backbone of Cherokee as it increased its profits and expanded the business.

A.M. Best recently increased Cherokee’s insurance rating from an A- to an A. This rating is indicative of this company’s solvency.

Despite economic depression, this car insurance company was able to weather the recession evident over the last few years.

Cherokee Insurance provides coverage to truck drivers who are a huge market segment of the company.

Trucking companies were hit hard when gas prices rose to over four dollars per gallon in 2012. Cherokee was able to handle numerous car insurance claims from these businesses as many of them folded.

Cherokee was able to overcome a tremendous loss of capital with the help of Oakland Financial Corporation’s support. In the midst of the storm, the company was able to maintain its standing in the industry and the business community.

As a result, A.M. Best noted its confidence in Cherokee Insurance Company’s ability to overcome a volatile market while continuing to provide good service.

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