American Commerce Car Insurance Review [2020]

American Commerce car insurance sells a complete line of insurance products, including car, home, and umbrella coverage. American Commerce has an "A" financial rating from A.M. Best.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 26, 2021

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Company Details
Address: 211 Main Street
City: Webster
State: MA
ZIP Code: 01570-0758
Phone Number: 508-943-9000
Year Founded: 1946
AM Best Rating: A (Excellent)
Company Rating 0 (0 reviews)

Here's what you need to know...

  • American Commerce offers car insurance along with other types of coverage
  • The company offers 24/7 service and was rated highly by A.M. Best and Business Week
  • Before you decide on an insurance company, be sure to compare rates online

American Commerce Insurance has been in operation selling car insurance since 1946.

In addition to insurance for automobiles, motorcycles, and recreational vehicles, American Commerce insures homes, condos, and renters, as well as offering an umbrella policy.

This American Commerce car insurance review will help you decide if this company can meet your needs, and then be sure to enter your zip code above for FREE quotes from multiple companies!

American Commerce Insurance Coverage

For auto insurance, American Commerce offers private passenger cars, conversion cars, and classic, antique and exhibition cars as well as golf carts.

Additional coverage includes extended package options, accident forgiveness, same make and model total loss replacement, and towing and rental reimbursement.

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To reduce your premiums, you can receive multiple discounts and credits from American Commerce Insurance. Some of their programs include:

  • Advance Shopping
  • Defensive Driver
  • Informed Driver
  • Loyal Customer
  • Homeowner
  • Good Student
  • teenSMART®
  • Multi-policy
  • Motorcycle License

You can also reduce your premiums by paying for your policy upfront and in full and by choosing Electronic Funds Transfer (EFT).

Additional savings are available for safety and security devices, such as airbags, anti-lock brakes, passive restraints, and alarm systems.

In addition to being rated A+ by A.M. Best, American Commerce Insurance Company is part of The Commerce Group, Inc. MAPFRE S.A.–a Spain-based insurance company.

They have over 50,000 agents worldwide and are present in more than 40 countries.

As part of MAPFRE, American Commerce has been ranked by Business Week as one of the 40 world’s best companies. Partnering with the American Heart Association, American Commerce annually sponsors the Start! Heart Walks event in Columbus, Ohio.

They also contribute to American Red Cross, Operation Feed, United Way, and Toys for Tots.

In addition to being active in the community, American Commerce offers 24/7 service to their car insurance clients.

Compare American Commerce rates with other companies now by entering your zip code below!

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