American Contractors Car Insurance Review [2020]

American Contractors Insurance Group offers car insurance, specialty car insurance, and new car insurance. American Contractors Insurance is available in all 50 states except New Hampshire.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 26, 2021

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Company Details
Address: 2600 N Central Expy #800
City: Richardson
State: TX
ZIP Code: 75080
Phone Number: (972) 687-0602
Year Founded: 1981
AM Best Rating: A (Excellent)
Company Rating 0 (0 reviews)

Here's what you need to know...

  • ACIG offers affordable auto insurance, specialty auto insurance, and new car insurance
  • The company reduces the risk of loss and promotes safety as a preventive measure
  • They offer competitive rates for car insurance

American Contractors Insurance Group is not your run-of-the-mill car insurance company. This company takes care of its own in many ways.

The business was founded in 1981 by contractors–managed by contractors–for contractors who all have interest in the company.

American Contractors Insurance Group is a solvent Bermuda company based in Dallas, Texas, that is licensed in 49 states and DC. The only state exception is New Hampshire.

Get car insurance quotes from American Contractors and other providers today by simply entering your zip code!

What They Offer

ACIG is a private insurance company that offers workers compensation and general liability in addition to car insurance. Their automotive insurance policies also encompass boat, airplane and motorcycle insurance as well.

Recent estimates indicate that this company has yearly revenues between $10 million and $20 million dollars, and has a staff of 50 to 100 employees.

ACIG Insurance offers affordable auto insurance, specialty auto insurance, and new car insurance.

The company offers its members security by reducing the risk of loss and promoting safety as a preventive measure.

Because American Contractors Insurance Group is in the construction business, safety takes top priority.

They underwrite claims pertaining to:

  • General Liability
  • Workman’s Compensation
  • Default Liability
  • Auto Liability

Default liability applies to subcontractors and vendors, in addition to what they may be exposed to.

This business understands the construction industry; therefore, when a big incident occurs, they send a team to the scene immediately to analyze the facts.

You can speak to an ACIG Car Insurance customer service representative to report a claim 24 hours a day, 7 days a week.

They will discuss your needs when you report your claim. An ACIG representative will ask you if you need assistance towing your vehicle and will also assist you in getting a rental as long as your coverage applies.

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American Contractors Car Insurance Division

The car insurance division of this company is managed with the same concept as other divisions.

They use group purchasing power to keep insurance costs to a minimum while investing in safety workshops, risk management, and quality control.

They invite professionals to speak and discuss ideas and later network with other experts.

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