American Hardware Car Insurance Review [2020]

American Hardware car insurance was originally only available to hardware store owners. American Hardware has an A+ customer service rating from the BBB.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 26, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

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Company Details
Address: 3090 E 3300 S
City: Salt Lake City
State: UT
ZIP Code: 84109
Phone Number: (801) 906-8443
Year Founded: 1899
Company Rating 0 (0 reviews)

Here's what you need to know...

  • American Hardware Mutual Insurance Company offers car insurance, among other things, to each individual
  • The company does not have a positive financial outlook
  • American Hardware has 16 complaints registered with the Better Business Bureau

The American Hardware Mutual Insurance Company was founded in 1899 by a group of hardware dealers who wanted protection against fire losses.

Today, American Hardware offers a variety of insurance products for both consumers and businesses.

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What American Hardware Insurance Offers

When it first began, only those who owned hardware stores–or other similar businesses–could purchase insurance. As the business stabilized, hardware owners could also purchase homeowners insurance, car insurance and more.

Today, of course, you don’t have to own a hardware store to purchase insurance from this company.

American Hardware is not currently rated by Standard & Poor’sA.M. Best or Moody’s. This makes it difficult to assess whether the company is the best choice for insurance coverage.

You will not be able to purchase American Hardware products in all 50 states, nor can you find out on their website what states they are available in via a list or a map.

The good news is that you can enter your zip code to determine whether or they are available in your area.

American Hardware is registered with the Better Business Bureau and has an A+ rating.

There have been 16 complaints made about the company through the BBB. All but three were resolved sufficiently by the company and they have an A+ rating with the BBB.

Because having a car accident can lead to thousands of dollars in damage, this is a very important consideration.

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