American Service Car Insurance Review [2020]

American Service car insurance specializes in personal and commercial policies sold through independent agencies. The BBB gave American Service an F rating due to unresolved complaints.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 26, 2021

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Company Details
Address: 953 American Ln 3rd floor
City: Schaumburg
State: IL
ZIP Code: 60173
Phone Number: (847)472-6700
Year Founded: 1983
Company Rating 0 (0 reviews)

Here's what you need to know...

  • American Services specializes in personal auto and commercial coverage
  • A.M. Best recently upgraded American Service Insurance’s financial rating to B
  • The Better Business Bureau gives American Service an F rating due to unresolved customer complaints

American Service Car Insurance was founded in 1983. Although it is a company that is over 25 years old, it is still a relatively young company in the auto insurance community.

Many other auto or general insurance companies were founded in the late 1800’s and early 1900’s.

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What American Service Insurance Offers

American Service specializes in two types of insurance, personal auto and commercial coverage. All of their products are sold through independent agents, which means you won’t find an American Service Insurance office in your home town. They have a home office in Chicago, Illinois.

One of the things that you should look at from car insurance companies is their financial stability. American Service Insurance has an A.M. Best financial rating of B, which is a fair rating.

American Service has a fairly stable outlook after recently being upgraded from having a poor one.

While American Service Insurance is not a registered member of the Better Business Bureau, they do have a BBB rating of F because they have received several complaints which they have not acted upon.

The most common complaint about the company is that the company does not respond to phone calls, letters, or other correspondence to resolve issues.

Due to the poor rating at the BBB and the lack of information on their website about what states you can purchase their products in, this company is one that we recommend you avoid.

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