American Southern Car Insurance Review [2020]

American Southern car insurance is not available because American Southern only sells commercial liability coverage to business customers. Enter your ZIP below to compare car insurance quotes for free.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Oct 13, 2021

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Company Details
Address: 3715 Northside Parkway, Building 400 - Suite 800
City: Atlanta
State: GA
ZIP Code: 30327
Phone Number: 800-241-1172
Year Founded: 1937
AM Best Rating: A (Excellent)
Company Rating 0 (0 reviews)

Here's what you need to know...

  • The American Southern Insurance Company includes several additional companies
  • American Southern specializes in commercial liability coverage
  • A.M. Best and the Better Business Bureau both give American Southern an A rating
  • American Southern does not sell personal auto insurance

The American Southern Insurance Company was founded in 1937. It was originally called Southern Fire and Marine Insurance Company.

American Southern Insurance Company is the parent company for several companies including the following:

  • American Safety Insurance Company, Inc.
  • Automated Systems of Georgia, Inc.
  • Automobile Safety Management, Inc.
  • Premier Adjusting & Claims Services, Inc.

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What does American Southern Insurance offer?

As a member of the Atlantic American group of companies, American Southern is an insurance company that specializes in commercial liability coverage. In addition, you can purchase general liability insurance as well as commercial collision/comprehensive coverage. Moreover, the company provides surety bond coverage for businesses and government entities in the Southeast and Midwest.

American Southern Insurance is licensed in more than 30 states and specializes in writing custom policies for the large motor pools and truck fleets of state governments, municipalities and corporations.

The policies cover auto liability and long-haul physical damage. Insurance products are promoted through government agencies and a select number of specialized, independent agents.

American Southern specializes in working with public companies.

American Southern Insurance is located in Atlanta, Georgia, and their insurance products are sold by independent agents throughout the US. This means that you cannot purchase insurance directly from American Southern,  and you cannot get a quote directly from the company.

American Southern has an A.M. Best rating of A (excellent) and a long-term outlook of stable. There have been no major changes in the company or in the companies ratings over the past several years.

While American Southern is not registered with the Better Business Bureau, they do have a BBB rating of A because they have never had a complaint filed against them.

American Southern did lose a lawsuit against Pulte Home’s that was related to a general liability policy.

There seem to be no major complaints against American Southern regarding their auto insurance.

The bottom line for this insurance company is that they don’t sell personal auto insurance. If you are in the market for commercial auto insurance, this isn’t a bad company to consider.

However, for more insurance options, enter your ZIP code for FREE car insurance quotes right now!

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