American Summit Car Insurance Review [2020]

American Summit car insurance is licensed to sell insurance in 10 states. American Summit has an "A" financial strength rating from A.M. Best.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Aug 28, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Company Details
Address: 325 N. St. Paul Street, Suite 900
City: Dallas
State: TX
ZIP Code: 75201
Phone Number: 800-749-6419
Year Founded: 1955
AM Best Rating: A (Excellent)
Company Rating 0 (0 reviews)

Here's what you need to know...

  • American Summit is licensed to sell insurance in 10 states, mainly in the Midwest
  • The American Summit website is not user-friendly
  • A.M. Best rates American Summit as an A regarding their financial stability

American Summit Insurance Company was founded in Waco, TX in 1855. However, they were unable to sell insurance products in Texas before 2002 because they weren’t licensed to sell insurance products to people who lived in that state.

With just your ZIP code, you can start the process of getting your FREE online car insurance quotes now!

What American Summit Offers


American Summit Insurance Company is licensed to sell insurance products in the following states:

  • Arizona
  • Colorado
  • Idaho
  • Mississippi
  • Montana
  • Nevada
  • New Mexico
  • Oklahoma
  • Texas
  • Wyoming

The American Summit website is, simply put, atrocious. They have limited functions, no quote options, and no list of their offered products.

In order to discover what insurance products American Summit offers, we had to visit the Texas Department of Insurance website. American Summit does sell car insurance, but their website implies that you cannot pay any of your premiums online.

In addition, they have no online method of filing claims or asking questions.

According to A.M. Best, American Summit is a financially stable company with an outlook of stable. Their current rating is A, which is excellent. They were upgraded from B to A in April 2010 and upgraded from a poor outlook to a stable one at the same time.

View your other alternatives right now by entering your ZIP code and getting your FREE car insurance quotes today!



Leave a Reply


Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption