American Summit Car Insurance Review 
American Summit car insurance is licensed to sell insurance in 10 states. American Summit has an "A" financial strength rating from A.M. Best.
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UPDATED: Aug 28, 2020
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- American Summit is licensed to sell insurance in 10 states, mainly in the Midwest
- The American Summit website is not user-friendly
- A.M. Best rates American Summit as an A regarding their financial stability
American Summit Insurance Company was founded in Waco, TX in 1855. However, they were unable to sell insurance products in Texas before 2002 because they weren’t licensed to sell insurance products to people who lived in that state.
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What American Summit Offers
American Summit Insurance Company is licensed to sell insurance products in the following states:
- New Mexico
The American Summit website is, simply put, atrocious. They have limited functions, no quote options, and no list of their offered products.
In order to discover what insurance products American Summit offers, we had to visit the Texas Department of Insurance website. American Summit does sell car insurance, but their website implies that you cannot pay any of your premiums online.
In addition, they have no online method of filing claims or asking questions.
According to A.M. Best, American Summit is a financially stable company with an outlook of stable. Their current rating is A, which is excellent. They were upgraded from B to A in April 2010 and upgraded from a poor outlook to a stable one at the same time.
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