Ameriprise vs. Country Financial Car Insurance [2021]

In a comparison of Ameriprise vs. Country Financial, Country Financial came out on top. Country Financial offers more discounts to their insured than Ameriprise. Country Financial is also more well-reviewed by the Better Business Bureau. Lastly, both companies received an identical rating from A.M. Best.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: May 26, 2021

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Here's what you need to know...

  • More discounts are provided by Country Financial
  • The Better Business Bureau gave a higher rating to Country Financial
  • A.M. Best gave Country Financial and Ameriprise Insurance the same rating

In our Ameriprise vs. Country Financial car insurance review, we will be covering company discounts and company ratings.

Prior to diving into our Ameriprise vs. Country Financial car insurance review, type your ZIP code into our free and helpful tool above to find affordable car insurance quotes in your area.

Ameriprise vs. Country Financial: Which company offers better discounts?

If you’re wondering how to find the cheapest car insurance, think about discounts.

Let’s look at a table that compares the discounts offered by major insurers including Ameriprise and Country Financial.

Car Insurance Discounts Available by Company
CompaniesAdaptive HeadlightsAdaptive Cruise ControlAnti-lock BrakesAnti-TheftDaytime Running LightsElectronic Stability ControlForward Collision WarningGreen VehicleLane Departure WarningNewer VehiclePassive RestraintVIN EtchingVehicle Recovery
21st CenturyN/AN/AYesYesYesN/AN/AYesN/AYesYesN/AYes
AAAN/AN/AYesYesYesN/AN/AN/AN/AYesYesN/AYes
AllstateN/AN/A10%10%2%2%N/A10%N/A30%30%N/A10%
American FamilyN/AN/AYesYesYesYesN/AN/AN/AN/A30%N/AYes
AmeripriseN/AN/A3%3%YesN/AN/AN/AN/AN/A3%N/A5%
AmicaYesN/A5%25%N/A5%8%N/AN/AN/A30%N/A10%
Country FinancialYesN/AYes10%YesYesYesN/AN/A10%YesN/AN/A
EsuranceN/AN/A5%25%YesN/AN/AYesN/AYes33%Yes25%
FarmersYesN/AYesYesYesYesN/A5%N/AYesYesYesYes
GeicoN/AN/A5%25%1%N/AN/AN/AN/AYes40%N/A25%
Liberty Mutual5%5%5%20%5%5%5%10%YesN/AYes5%35%
MetLifeYesYes5%10%5%YesYesN/AYesYes5%10%10%
NationwideYesYes5%25%5%YesYesN/AYesYes20%Yes25%
ProgressiveYesYesYesYesYesYesYesN/AYesYesYesYesYes
Safe AutoN/AN/A5%N/A5%N/AN/AN/AN/AYes5%YesYes
SafecoN/AN/AYesYesN/AN/AN/AN/AN/AYes2%YesYes
State FarmN/AN/A5%15%N/AN/AN/AN/AN/A40%40%N/A5%
The GeneralN/AN/A8%8%N/AN/AN/AN/AN/AN/A8%N/A8%
The HanoverN/AN/A5%5%5%N/AN/AN/AN/AN/A5%N/AYes
The Hartford3%N/A3%3%3%N/A3%3%N/A3%3%N/A3%
TravelersN/AN/AYesYesYesN/AN/A10%N/A10%YesYesYes
USAAN/AN/AYesYesYesN/AN/AN/AN/A12%YesYesYes
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Ameriprise has five available discounts: possessing anti-lock brakes, anti-theft devices, daytime running lights, passive restraint, and vehicle recovery.

Country Financial, however, has eight discounts: adaptive headlights, anti-lock brakes, anti-theft devices, daytime running lights, electronic stability control, forward collision warning, and passive restraint.

Lastly, Country Financial auto insurance offers a 10% discount for owning a newer vehicle.

In short, Country Financial offers more discounts than Ameriprise. What’s great is that they are accessible via your Country Financial login.

Let’s now move on to how these two companies are rated by A.M. Best and the Better Business Bureau.

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Which company is more well-reviewed?

We will now wrap up with Country Financial and Ameriprise auto insurance reviews from A.M. Best and the Better Business Bureau (BBB).

The BBB’s rating scale goes from “A+” down to “F.” Ameriprise received a rating of “A-“, but lacks BBB accreditation. How did Country Financial fare in comparison?

Country Financial not only received BBB accreditation but the highest rating of “A+” as well.

A.M. Best’s Financial Strength Rating (FSR) scale ranges from “A++” down to “D.”

Ameriprise received an FSR of “A+.” Did Country Financial win again? It turns out they also received an “A+.”

Let’s now wrap up our Country Financial and Ameriprise car insurance review and see which company won.

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Ameriprise vs. Country Financial: The Bottom Line

Should you buy Ameriprise vs. Country Financial car insurance? Country Financial has handily won our comparison.

With more discounts available and a higher Better Business Bureau rating, Country Financial has several reasons to be your chosen company.

Don’t let your shopping stop with this Ameriprise vs. Country Financial review, though. Type your ZIP code into our free and helpful tool below.

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