Ameriprise vs. Country Financial Car Insurance [2021]

In a comparison of Ameriprise vs. Country Financial, Country Financial came out on top. Country Financial offers more discounts to their insured than Ameriprise. Country Financial is also more well-reviewed by the Better Business Bureau. Lastly, both companies received an identical rating from A.M. Best.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: May 26, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...

  • More discounts are provided by Country Financial
  • The Better Business Bureau gave a higher rating to Country Financial
  • A.M. Best gave Country Financial and Ameriprise Insurance the same rating

In our Ameriprise vs. Country Financial car insurance review, we will be covering company discounts and company ratings.

Prior to diving into our Ameriprise vs. Country Financial car insurance review, type your ZIP code into our free and helpful tool above to find affordable car insurance quotes in your area.

Ameriprise vs. Country Financial: Which company offers better discounts?

If you’re wondering how to find the cheapest car insurance, think about discounts.

Let’s look at a table that compares the discounts offered by major insurers including Ameriprise and Country Financial.

Car Insurance Discounts Available by Company
CompaniesAdaptive HeadlightsAdaptive Cruise ControlAnti-lock BrakesAnti-TheftDaytime Running LightsElectronic Stability ControlForward Collision WarningGreen VehicleLane Departure WarningNewer VehiclePassive RestraintVIN EtchingVehicle Recovery
21st CenturyN/AN/AYesYesYesN/AN/AYesN/AYesYesN/AYes
American FamilyN/AN/AYesYesYesYesN/AN/AN/AN/A30%N/AYes
Country FinancialYesN/AYes10%YesYesYesN/AN/A10%YesN/AN/A
Liberty Mutual5%5%5%20%5%5%5%10%YesN/AYes5%35%
Safe AutoN/AN/A5%N/A5%N/AN/AN/AN/AYes5%YesYes
State FarmN/AN/A5%15%N/AN/AN/AN/AN/A40%40%N/A5%
The GeneralN/AN/A8%8%N/AN/AN/AN/AN/AN/A8%N/A8%
The HanoverN/AN/A5%5%5%N/AN/AN/AN/AN/A5%N/AYes
The Hartford3%N/A3%3%3%N/A3%3%N/A3%3%N/A3%
Get Your Rates Quote Now

Compare RatesStart Now →

Ameriprise has five available discounts: possessing anti-lock brakes, anti-theft devices, daytime running lights, passive restraint, and vehicle recovery.

Country Financial, however, has eight discounts: adaptive headlights, anti-lock brakes, anti-theft devices, daytime running lights, electronic stability control, forward collision warning, and passive restraint.

Lastly, Country Financial auto insurance offers a 10% discount for owning a newer vehicle.

In short, Country Financial offers more discounts than Ameriprise. What’s great is that they are accessible via your Country Financial login.

Let’s now move on to how these two companies are rated by A.M. Best and the Better Business Bureau.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Which company is more well-reviewed?

We will now wrap up with Country Financial and Ameriprise auto insurance reviews from A.M. Best and the Better Business Bureau (BBB).

The BBB’s rating scale goes from “A+” down to “F.” Ameriprise received a rating of “A-“, but lacks BBB accreditation. How did Country Financial fare in comparison?

Country Financial not only received BBB accreditation but the highest rating of “A+” as well.

A.M. Best’s Financial Strength Rating (FSR) scale ranges from “A++” down to “D.”

Ameriprise received an FSR of “A+.” Did Country Financial win again? It turns out they also received an “A+.”

Let’s now wrap up our Country Financial and Ameriprise car insurance review and see which company won.

Ameriprise vs. Country Financial: The Bottom Line

Should you buy Ameriprise vs. Country Financial car insurance? Country Financial has handily won our comparison.

With more discounts available and a higher Better Business Bureau rating, Country Financial has several reasons to be your chosen company.

Don’t let your shopping stop with this Ameriprise vs. Country Financial review, though. Type your ZIP code into our free and helpful tool below.

Leave a Reply


Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption