Ameriprise vs. MetLife Car Insurance [2021]

When you compare Ameriprise vs. MetLife car insurance rates, you will find that MetLife is more affordable. Additionally, MetLife is preferred over Ameriprise when it comes to customer satisfaction. However, the debate of the Ameriprise or MetLife car insurance company isn't that simple. With discounts and better-than-average rankings, both companies are a solid choice for all of your insurance needs.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Aug 3, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...

  • Ameriprise and MetLife both offer a variety of insurance products to suit your needs
  • Ameriprise is now referred to as CONNECT which is offered through Costco
  • You need a Costco membership to get Ameriprise car insurance

Comparing Ameriprise vs. MetLife car insurance is a great place to start if you are searching for the cheapest rates. Both companies offer various products to suit all of your insurance needs.

Keep in mind that Ameriprise is now known as CONNECT insurance, and it is available through Costco. So, to qualify for its insurance coverage, you will need to be a member of Costco. The membership may be well worth it due to the low car insurance rates offered.

It’s wise to look over the Ameriprise Financial car insurance review to get a general overview of the company. However, comparing Ameriprise against MetLife will simplify the process of finding the most affordable Ameriprise or MetLife car insurance.

Keep reading to see if the Ameriprise or MetLife car insurance company offers better rates for your driving situation.

Before reading this Ameriprise vs. MetLife car insurance review, enter your ZIP code here for free car insurance quotes from companies near you.

Will I find cheaper rates with Ameriprise or MetLife car insurance?

When you start shopping around for a new car insurance company, the cheapest rates with solid coverage are what you are looking for.

Pitting companies against each other is the best way to reduce the number of choices. If you’re not sure if you should buy Ameriprise or MetLife car insurance, you’re in the right place.

While looking over the Ameriprise or MetLife car insurance review is a great place to start, looking at them side-by-side simplifies the process. Both Ameriprise and MetLife are good choices for car insurance and other insurance products.

Figuring out which company is cheaper means you need to know how car insurance companies set rates. Insurance companies look at your age, annual mileage, education, credit score, driving record, and other factors to determine how risky it is to insure you.

After figuring out the risk, they set your base rates. Afterward, discounts are added on, and you end up with your monthly premium. Moving forward, we will look over various driving situations and how much the average rates are for each.

Ameriprise vs. MetLife: Average Rates Based on Age

You may not realize how much your age impacts your car insurance rates. The older you are, the more experienced you are when it comes to driving. This leads to cheaper rates because you are less likely to get into an accident.

Teenage car insurance coverage is more costly than many expect. Fender benders and accidents are much more common with teens, making it quite risky to insure them. On top of your age, your gender and marital status will also affect your car insurance rates.

Let’s take a look at various age brackets and how much your premiums may be.

Ameriprise vs. MetLife Average Monthly Rates Based on Age, Gender, and Marital Status
Age, Gender, and Marital StatusAmeriprise (CONNECT) Average Monthly RatesMetLife Average Monthly Rates
Single 17-year-old female$774$536
Single 17-year-old male$887$687
Single 25-year-old female$285$204
Single 25-year-old male$298$284
Married 35-year-old female$263$198
Married 35-year-old male$260$268
Married 60-year-old female$166$117
Married 60-year-old male$168$151
Get Your Rates Quote Now

Compare RatesStart Now →

While many people say that Ameriprise is more affordable, in the case of age, gender, and marital status, MetLife wins in affordability in every category. Keep in mind that discounts could save you a lot of money and make Ameriprise the cheaper option.

Ameriprise vs. MetLife: Average Rates Based on Credit History

It is believed that those with good credit scores are more careful when it comes to driving. This means that a good credit score equals savings on your car insurance. You can improve your credit and drop your Ameriprise or MetLife car insurance rates.

Now we will take a look at different credit situations and what your premiums may end up as if you choose to go with Ameriprise or MetLife.

Credit History SummaryAmeriprise Average Monthly RatesMetLife Average Monthly Rates
Good Credit (670-739)$224$148
Fair Credit Score (580-669)$264$177
Poor Credit Score (300-579)$372$291
Get Your Rates Quote Now
Ameriprise vs. MetLife Average Monthly Car Insurance Rates Based on Credit Score

Compare RatesStart Now →

In every credit situation, MetLife is cheaper. This company is a bit more forgiving when it comes to less-than-perfect credit scores. Add discounts on top of the affordable rates offered, and you may have found a winner for the most budget-friendly car insurance company.

Ameriprise vs. MetLife: Average Monthly Rates Based on Driving Record

Most people understand that if they have infractions on their driving record, it will raise the cost of their car insurance. When you get Ameriprise or MetLife car insurance quotes, both companies will take a look at your driving history.

Each infraction is ranked differently between companies, and this can lead to drastic differences in rates. Here is a glance at some common driving violations and what they may end up costing you with these two companies.

Ameriprise vs. MetLife Average Monthly Rates Based on Driving Record
Driving Record Ameriprise Average Monthly RatesMetLife Average Monthly Rates
Clean Driving Record$224$173
With 1 Speeding Violation$252$209
With 1 Accident$310$215
With 1 DUI/DWI$361$268
Get Your Rates Quote Now

Compare RatesStart Now →

Here again, MetLife has more affordable rates than Ameriprise. So, it’s looking like MetLife will be the cheaper option for pretty much anyone looking for a new car insurance company.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Which company offers user-friendly websites?

In today’s world, pretty much everything we do is online. Whether you want to look into Ameriprise careers or MetLife group life insurance, you are likely going to jump online to find information.

Spending too long searching for the MetLife life insurance login or anything seemingly hidden online can turn a user off a company. So, a user-friendly website simplifies things.

Both the Ameriprise and MetLife websites are easy to navigate. They both provide the user with a great deal of information and easy links to find all the topics you are looking for.

The MetLife website gives you access to the MetLife insurance log-in, discounts page, blogs on its products, and more. You can also easily access MetLife office phone numbers and claims phone numbers.

Like the MetLife website, Ameriprise’s website gives you access to your account, product information, the Ameriprise email address, phone numbers, and more. So, when put against each other, most customers find they are about equal for user-friendly websites.

Now that you know the ins and outs of Ameriprise vs. MetLife car insurance choosing the best option should be easy. Additionally, you can enter your ZIP code here and compare free quotes from the best insurance companies in your area.

Leave a Reply

Sending

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption