Amerisure Car Insurance Review [2020]

Amerisure car insurance has been in business for over a century. They sell commercial business insurance in 10 states. They do not sell personal car insurance. Compare quotes online and save up to 20%.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Oct 18, 2021

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It’s all about you. We want to help you make the right coverage choices.

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Company Details
Address: 26777 Halsted Road
City: Farmington Hills
State: MI
ZIP Code: 48331-3586
Phone Number: (800) 257-1900
Year Founded: 1912
AM Best Rating: A (Excellent)
Company Rating 0 (0 reviews)

Here's what you need to know...

  • Amerisure has been in business for a century
  • Amerisure does not sell personal car insurance
  • The company sells insurance in ten states in the U.S.

This car insurance review focuses on the insurer simply called Amerisure.

Amerisure was founded over 95 years ago and has several offices located throughout the U.S. Their corporate headquarters are located in Farmington Hills, MI.

Amerisure is a Top Work Places recipient, a 101 Best and Brightest Companies to Work for recipient and has received the Alfred P. Sloan Award for Business Excellence in Workplace Flexibly. With these awards, they show that they have both experience and care needed for a successful business.

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What does Amerisure offer in terms of current insurance?

Don’t go through the application process for Amerisure just yet. One of the biggest problems that you are going to face if you are thinking about buying car insurance from Amerisure insurance company is the fact that they unfortunately don’t sell auto insurance to consumers. They have additional products that they offer, but none of them will be an auto policy for your vehicles.

The insurance products that Amerisure sells are:

  • Construction (including commercial auto liability)
  • Manufacturing
  • Commercial Property
  • Healthcare

So if you’re concerned about any sort of accident occurring within these particular situations, Amerisure would be the right insurance agency for you. With the rules of construction the way they are, it’s no surprise that there are agencies out there dedicated to aiding those in the business.

Amerisure is affiliated with the Michigan Manufacturing Association and the Indiana Manufacturing Association. Members of these groups receive special benefits from Amerisure.

Amerisure does not have a rating with the Better Business Bureau, and they only have one consumer complaint against them for the past three years.

They also carry an A.M. Best rating of A (excellent) and a long-term outlook of stable.

Amerisure is available in the Midwestern, Southeastern and Northeastern states in the U.S. However, they only have ten offices for these locations.

You can purchase Amerisure products in:

  • Arizona
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Michigan
  • Missouri
  • North Carolina
  • Tennessee
  • Texas

If you are looking for commercial coverage, then Amerisure may be able to help you. If you need consumer auto insurance, then you need to consider other options because that would be outside the limits of insurance that they offer.

There are plenty of affordable insurance options out there, and the average customer is going to have to spend a certain amount of time researching their options. That does mean you’ll have to look at customer testimonials, because high customer satisfaction ratings can pave the way to a stable company.

That being said, looking for an auto insurer is fairly easy, so even though Amerisure won’t be able to become your primary insurer, if you look online you’ll be able to find a wide range of companies with policies that could aid you so that you’re not stuck paying for any accident expenses you may incur.

With your zip code, you can start the simple process of getting multiple car insurance quotes for your vehicle today!

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