AmGUARD Insurance Group Car Insurance Review [2021]

"AmGuard car insurance only offers commercial car insurance coverage. They specialize in coverage for small to medium-size businesses. AmGuard currently has an A+ financial rating from A.M. Best.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 27, 2021

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Company Details
Address: 44 R West Market St.
City: Wilkes-Barre
State: PA
ZIP Code: 18701
Phone Number: 800-673-2465
Year Founded: 1982
AM Best Rating: A+ (Superior)
Company Rating 0 (0 reviews)

Here's what you need to know...

  • AmGUARD is owned by Guard Insurance Group
  • The company only offers commercial car insurance coverage
  • The company’s ratings are very positive

AmGUARD is a subsidiary of Guard Insurance Group and was established in 1983. They are licensed to sell insurance in 45 states and Washington DC.

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What AmGUARD Has to Offer


AmGUARD is most well known for their commercial products, specifically their workers’ compensation products. However, they also sell:

  • Business owner’s insurance
  • Commercial coverage
  • Umbrella/Excess insurance
  • BizGUARD Plus

AmGUARD sells commercial auto insurance in Pennsylvania, New Jersey and South Carolina. They aren’t licensed to sell auto insurance in any other state.

What’s more, AmGUARD doesn’t sell any individual car insurance.

The Guard Insurance Group has a BBB (Better Business Bureau) rating of C+. There have been four complaints filed against this company for the past 3 years, but they have all been resolved.

AmGUARD has an A.M. Best rating of A+, which is an excellent rating. The long-term outlook for AmGUARD is stable, and the ratings and outlook have not changed over the past 5 years.

Because AmGUARD does not sell personal car insurance–and sells commercial car insurance in only three states–they are not a viable option for the majority of consumers.

You can easily find other options, however, by using our free quote tool. Enter your zip code right now to get car insurance quotes from multiple companies!

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