Amica vs. Safe Auto Car Insurance [2021]

When you compare Amica vs. Safe Auto car insurance, you’ll find that Amica car insurance rates are lower than the national average at around $1,385 a year while Safe Auto’s are higher than the national average at around $2,053 annually. Amica and Safe Auto both offer car insurance discounts to policyholders, and both Amica and Safe Auto car insurance companies have mobile apps for their customers.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jul 28, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Amica’s annual car insurance rates are around $1,385 on average
  • Safe Auto’s annual car insurance rates are higher than Amica’s at around $2,053 on average
  • Both Amica and Safe Auto offer car insurance discounts

When you compare Amica vs. Safe Auto car insurance companies, you may be surprised to learn how similar they are to one another. Both Amica and Safe Auto offer a wide variety of car insurance coverage to their policyholders.

Both Amica car insurance and Safe Auto car insurance also offer several discount opportunities to help policyholders lower their monthly or annual rates.

If you are currently looking to switch car insurance companies, you should compare quotes from multiple companies before you commit to an Amica or Safe Auto car insurance quote.

While you may be able to find affordable Amica and Safe Auto car insurance options, you should compare those rates to other companies’ rates before making any final decisions.

Before you decide to buy Amica or Safe Auto car insurance, be sure to enter your ZIP code into our free tool above to find the best car insurance rates in your area.

How do rates from Amica and Safe Auto compare?

If you’re searching for a car insurance company, you are likely curious about what kind of car insurance rates you might pay.

Amica and Safe Auto car insurance rates vary based on personal factors, so there’s no telling exactly how much an Amica insurance quote or a Safe Auto quote will be until you go to each company directly and ask.

In spite of that, we do know the average car insurance rates from each company.

Amica car insurance averages around $1,385 annually for a full coverage policy. In contrast, Safe Auto’s annual rates tend to be closer to $2,053 on average.

The average annual cost for car insurance in the U.S. is just under $1,700. This means that Amica’s annual rates tend to be several hundred dollars below the national average while Safe Auto’s tend to be several hundred over.

Car insurance rates are impacted by many different factors — including whether you are a high-risk driver and which age bracket you fall into. You will need to consider these factors when shopping for car insurance coverage.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Do Amica and Safe Auto offer discounts?

Both Amica and Safe Auto do offer car insurance discounts to policyholders to help lower their monthly or annual rates. The discounts offered by each company vary, but standard car insurance discounts with most companies include:

  • Multi-policy
  • Multi-car
  • Anti-theft
  • Car safety
  • New car
  • Good driver
  • Good student
  • Defensive driver
  • Paid-in-full
  • Occupational
  • Professional organizations

Discounts on car insurance are a helpful way to lower your rates. Standard discounts like multi-policy — which can apply if you’re looking for Amica car insurance and Amica RV insurance, for instance — can take up to 12% off your total insurance cost.

While results differ from one company to the next, you may be eligible for some of these discounts with both Amica and Safe Auto. You can check with a representative from each company to get more details.

Is it easy to file a claim with Amica and Safe Auto?

Amica and Safe Auto both offer helpful solutions when it comes to filing a car insurance claim. Policyholders can use the company websites, the company apps, or go directly to local agents for help.

If you’re interested in a company that offers simple and convenient avenues for filing a claim or checking the status of a claim, both Amica and Safe Auto can help.

You can also use the Amica or Safe Auto phone number if you would prefer to talk to a representative rather than filing your claim online or through the company app.

Which is better, Amica or Safe Auto?

Deciding which car insurance company would work better for you will take time. The best way to make an informed decision is to compare Amica vs. Safe Auto car insurance rates, discounts, and benefits.

You should also be sure to compare rates from additional companies to ensure you are getting the best deals on car insurance based on your unique circumstances. So don’t settle for just comparing Amica vs. Safe Auto.

In fact, now that you’ve learned about Amica vs. Safe Auto, enter your ZIP code into our free tool below to compare rates from the best companies in your area.

Leave a Reply

Sending

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption