Amica vs. Travelers Car Insurance 
When you compare Amica vs. Travelers car insurance, Amica doesn’t have online rates available, but Travelers' car insurance rates are around $370 a month for full coverage. Both Amica and Travelers have A+ ratings from A.M. Best and the BBB. However, Amica is accredited by the BBB and Travelers is not. As you compare Amica vs. Travelers car insurance quotes, look at rates, ratings, and discounts to find the best fit for you.
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UPDATED: Sep 7, 2021
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- It’s hard to compare Amica vs. Travelers car insurance rates since Amica doesn’t have rates listed online
- Amica and Travelers both score an A+ rating with A.M. Best and the BBB
- Amica ranks above average in customer service, but Travelers ranks below average
Choosing between Amica vs. Travelers car insurance companies can be difficult. We will compare them head to head to help you decide which is right for you.
Read our Amica car insurance review and our Travelers car insurance review to learn more about each company individually. Look at rates, ratings, and discounts as you decide if Amica or Travelers car insurance is right for you.
The good news is that you don’t have to limit your options to just Amica vs. Travelers. Shop around and compare multiple companies to find your best deal.
Keep reading to learn more about Amica vs. Travelers car insurance or enter your ZIP code above to compare free quotes from car insurance companies near you today.
Is Amica or Travelers car insurance cheaper?
While Amica car insurance rates are not available online, we can show you how Travelers stacks up against the best auto insurance companies in the country.
Many different factors go into finding affordable Amica vs. Travelers car insurance quotes. First, let’s look at how your age, gender, and marital status affect your car insurance rates.
This table shows you average annual rates based on demographics:
|Company||Average Annual Rates Single 17-Year-Old Female||Average Annual Rates Single 17-Year-Old Male||Average Annual Rates Single 25-Year-Old Female||Average Annual Rates Single 25-Year-Old Male||Average Annual Rates Single 35-Year-Old Female||Average Annual Rates Single 35-Year-Old Male||Average Annual Rates Single 60-Year-Old Female||Average Annual Rates Single 60-Year-Old Male|
Younger drivers lack experience and will pay higher rates, and unfortunately, Travelers offers the highest rates of the top companies to young drivers.
Next, your driving record is a significant factor when determining your auto insurance rates. Drivers with a bad record will pay much higher rates.
This table shows you the average annual car insurance rates based on driving history:
|Company||Average Annual Rates with Clean Record||Average Annual Rates with 1 Accident||Average Annual Rates with 1 DUI||Average Annual Rates with 1 Speeding Violation|
Travelers car insurance rates are on the high end of the comparison, no matter your driving history.
Did you know that your credit score can also affect your auto insurance? Insurance companies believe that drivers with a higher score will be more willing to pay for damages themselves and avoid filing a claim.
This table shows you how your credit score affects your rates. Keep in mind that some states do not allow insurance companies to use your credit score to calculate rates:
|Company||Good Credit Rating||Fair Credit Rating||Poor Credit Rating|
Travelers’ auto insurance rates are among the highest regardless of your credit rating.
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Does Amica or Travelers have better car insurance discounts?
Car insurance discounts allow drivers to lower rates easily. Most companies offer a plethora of discounts in different categories, so you should be able to find at least one or two to save money.
This table shows you the car insurance discounts offered by Amica and Travelers:
|Car Insurance Discounts||Amica||Travelers|
|Daytime Running Lights||N/A||x|
|Electronic Stability Control||x||N/A|
|Forward Collision Warning||x||N/A|
Although many of the discounts are the same, there are some differences.
For example, Amica offers a discount for being married, but Travelers does not. However, Travelers offers an occupation discount, and Amica does not.
Discount amounts can also vary. Amica offers a 30% discount for having multiple policies, and Travelers only offers a 13% savings for the same discount.
How do Amica and Travelers compare in financial strength and customer satisfaction?
Ratings can be just as important as rates when it comes to insurance. You need to know you are giving your money to a company you can count on.
A.M. Best ranks the financial stability of insurance companies. Both Amica and Travelers received A+ ratings, showing a superior ability to meet financial obligations.
The Better Business Bureau (BBB) rates companies based on how well they interact with customers. Again, both Amica and Travelers scored an A+. However, Amica is accredited and Travelers is not.
Prices, billing, claims, and the items offered are among the characteristics used by J.D. Power to assess companies based on customer satisfaction.
While Amica scored above average in most regions, Travelers scored below average with J.D. Power.
Amica vs. Travelers Car Insurance: The Bottom Line
Amica and Travelers offer many types of insurance, including auto, home, and motorcycle coverages. You can also find other products, such as Travelers or Amica roadside assistance.
Both companies offer websites that are easy to use. Using MyTravelers or your Amica auto insurance login, you can access your policies, file claims, and even find an auto repair shop.
You can also access Travelers or Amica bill pay online, making it easy to keep up with your payments.
Deciding whether or not to buy Amica or Travelers car insurance can be difficult. Look at rates, ratings, and discounts to see which company can offer you the best deal.
Don’t forget that you don’t have to choose between Amica vs. Travelers auto insurance companies. Compare quotes from multiple companies to find the coverage you want at low rates. Enter your ZIP code below to get started with free quotes from car insurance companies in your area.