Is Amica the best car insurance company?

Amica car insurance has earned high awards for customer service from JD Power and an A++ financial rating from A.M. Best. Compare online quotes and save money.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 29, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...

  • Amica has earned exceptional rankings on a consistent basis
  • The customer satisfaction for Amica is quite impressive
  • The company offers many incentives and discounts on insurance coverage
  • If you are a high-risk driver, Amica may not be right for you


Before all the other car insurance companies get their feelings hurt that Amica is named the best, we’ll take a look at the criteria that puts Amica at the top of the best automobile insurance company list.

This article will look at company ratings, marketing, customer feedback, and other factors that make Amica number one.

Enter your zip code on this page to get FREE car insurance quotes from multiple companies!

Amica seems to consistently garner awards from J.D. Power and Associates for impressive customer service and car insurance claims handling.

Now, with over a century of service to their policyholders, they are one of the older insurance carriers on the market.

Amica has the wonderful reputation of being a carrier who provides impeccable customer service to its clients.

Amica Has Rewards and Rankings, not Hype

Sure, you’ve probably heard of Amica, but the company is not a household name. They don’t advertise too much to the mainstream, but their reputation precedes them nonetheless.

Amica is acknowledged by many as the top-ranked insurance provider in the U.S.

Amica began behind Adolph T. Vigneron, a prominent businessman in 1907, and is the oldest auto insurer in the U.S.

For a little over a decade, its customers have been consistently satisfied with the service the agency provides. Amica also has excellent marks in regards to claims, service, and pricing.

Amica Auto Insurance Company provides a full range of insurance coverage.

While Amica is a very stable company with the financial foundation of more than $2 billion backing it up, it also has for nearly 80 years received an A++ rating by A.M. Best.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Amica and Your Driving Record

One factor that is important if you are looking to join up with Amica is your overall driving record.

While they will take less-than-perfect drivers, they are a bit more stringent with whom they will take on.

Their premiums are a bit higher than some competitors; however, most customers don’t have an issue with this due to the great customer service they receive from the agency.

Amica’s claims department is available around the clock, every day of the year.

The company makes sure you can get their assistance when you need it.

When emergency incidents come up, they can have funds available for you almost immediately, and in the event of a natural disaster such as an earthquake or flood, they will have a claims adjuster out to the scene as quickly as possible.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Amica and Customer Service

Amica takes great pride in their customer service and it shows. Thousands upon thousands of customers seem generally happy with Amica.

It’s a very impressive statistic to have 33 percent of your client base remain loyal to you for over two decades.

Of course, any information taken from a company website should be taken with a grain of salt. In this instance, their reputation seems to back it up.

Perhaps part of the reason for client satisfaction is that Amica–as well as being a top automotive insurance provider–is a full insurance provider in nearly all segments.

Amica puts its money where its mouth is in regards to health by sponsoring the Amica triathlon series, which is in 10 cities across the nation from May to November.

They also are the main sponsor for the Newport Rhode Island Marathon in October, the Seattle Marathon in November, and the Amica Ironman in Providence, Rhode Island, in July.

Amica and Social Media

Amica has a significant web presence, but also promotes a Facebook fan page and a Twitter account as well. Moreover, they have a YouTube page with all of the company’s promotional and informational videos for interested parties to view.

While there are no perfect automotive insurance companies out there, more times than not, Amica comes out on top with its customers. Does this mean they are right for you?

Not necessarily.

If you are a high-risk driver or are determined to find the lowest car insurance rate possible, another company might be able to serve you better.

Or, if you have specific needs for specialty car insurance, they may not be your top choice.

Just enter your zip code into the FREE tool below to get online car insurance quotes from several top providers!

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State