Cherokee National Life Insurance Car Insurance Review [2020]

Cherokee National Life Insurance car insurance is not offered because CNL only sells insurance for financial institutions. Compare car insurance quotes online using our free tool below.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Nov 8, 2021

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Company Details
Address: 2960 Riverside Dr
City: Macon
State: GA
ZIP Code: 31204
Phone Number: 651-665-3500
Year Founded: 1956
AM Best Rating: A (Excellent)
Company Rating 0 (0 reviews)

Here's what you need to know...

  • Cherokee National Life Insurance offers insurance products to financial institutions and their customers
  • The company has an A- rating with A.M. Best and boasts a stable future outlook
  • When you search for car insurance coverage, check sites such as A.M. Best and Standard & Poor’s to get a glimpse of each company’s financial stability

UPDATE: Cherokee National Life Insurance merged with Securian Life Insurance Company in December 2014.

Cherokee National Life Insurance is a member of the Securian Financial Group. The company was founded in 1956 by J. R. Miller and does not sell public insurance such as personal coverage policies.

Instead, they sell insurance products to financial institutions to protect the institutions themselves and their customers.

When you’re looking for coverage from various insurers, in cases like these where a company only provides specialty insurance, it’s best to find that out before you set your sights on them. If you’re still unsure whether or not an insurer offers a policy that you’re looking for, reach out to an insurance agent from their company to confirm if you’ll be able to use their services. This way you end up with the level of care that you need.

Enter your ZIP code above and get online car insurance quotes from multiple companies!

What coverage options do they offer if they don’t carry car insurance?

The products that Cherokee National Life offers include:

  • Credit life and disability insurance
  • Group mortgage insurance
  • Debt protection insurance
  • Collateral protection
  • Credit property insurance
  • GAP
  • MBP
  • Bond

Because of this, if you are a company or an individual that is in the market for personal or commercial coverage, then you will need to consider another resource.

When looking for car insurance, you need to consider several things about the company. The first thing you want to consider is their financial rating. For example, even though CNLI doesn’t offer auto coverage, they have a solid rating in terms of financial strength. For an insurance policy of any kind, you want to make sure that the company you’re obtaining coverage from will be able to back any claims you may need to submit.

Cherokee National Life Insurance has a financial rating of A- which is excellent.

The company’s future outlook is stable. You can find these ratings on sites like A.M. Best, Standard & Poor’s, and Moody’s. There are thousands of companies listed on industry rating sites like these. Think of it like a community for understanding insurance agencies, especially if you’re looking to compare others to your current insurer.

Another thing to consider is the Better Business Bureau rating of car insurance companies. In this case, CNL doesn’t have a rating. If you find a company with no rating, then you may want to look online for reviews. That way, you don’t sacrifice your current plan if you have one attempting to sign up with a company that won’t be able to help you.

Lastly, shopping around is important to ensure you get the lowest price for your car insurance. By comparing coverage cost and what sort of insurance you’ll actually need to acquire, you’ll be able to find the best fit for your income.

Get started now! Just enter your zip code below to access car insurance rates from top companies in your area!

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