Commercial Alliance Car Insurance Review [2020]

Commercial Alliance car insurance is only sold to high-risk drivers, like those convicted of a DWI. Commercial Alliance has an A- financial rating from AM Best.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Nov 8, 2021

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Company Details
Address: 28420 Hardy Toll Road Suite 200
City: Spring
State: TX
ZIP Code: 77373
Phone Number: 713-960-1214
Year Founded: 1997
AM Best Rating: A- (Excellent)
Company Rating 0 (0 reviews)

Here's what you need to know...

  • Commercial Alliance Insurance started as a property and casualty insurer
  • The company sells non-standard insurance to high-risk drivers
  • To find the best coverage, be sure to compare quotes from multiple auto insurance companies so that you can make confident insurance decisions

Commercial Alliance is a fairly young insurance company. Commercial Alliance was founded in 1998 in Texas and is a property and casualty insurer.

Compare car insurance rates from multiple companies by entering your ZIP code into the box above!

What does Commercial Alliance Car insurance have to offer?

While it isn’t uncommon for such a young company to struggle during tough economic times, Commercial Alliance is holding its own.

In fact, they have maintained their A- (excellent) financial status rating from A.M. Best despite the poor economy.

In addition, they have a future outlook of stable.

Commercial Alliance isn’t registered with the Better Business Bureau (BBB) but the company states that there are no major complaints concerning Commercial Alliance. Its insurance ratings have remained largely unaffected despite the odds that are against them.

The one downside about Commercial Alliance for you may be that they specialize in non-standard auto insurance. If you are a safe driver, this company won’t be ideal for you in terms of premium costs. Safe drivers generally do not benefit from this type of insurance, but there is a community of insurance customers who will!

Commercial Alliance insurance company only insures high-risk drivers — such as those with a DWI or multiple car accidents — or younger drivers. If you don’t have the best driving history or you’ve struggled to find even a single provider for personal auto insurance because you are deemed a high-risk driver, this non-traditional auto insurance carrier may be for you.

However, if you have a good driving record and multiple auto insurance providers to choose from, you should really consider your other options. Consider doing some comparison shopping to get some online quotes. You will have an easier time finding an insurance plan from multiple companies, as more options are typically available for those that are considered low-risk drivers. Navigating through the insurance process can be difficult, but with the right information and resources, you can make confident auto insurance decisions. Just type your zip code into the FREE tool below and compare car insurance rates now!

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