Country Financial Insurance Review [2021]

Country Financial car insurance is an IL-based company that offers combined discounts up to 35% for good school grades and completion of a driver's education course.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Nov 2, 2021

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Company Details
Address: 1701 N. Towanda Avenue
City: Bloomington
State: IL
ZIP Code: 61701-2090
Phone Number: 309-821-3000
Year Founded: 1925
AM Best Rating: A+ (Superior)
Company Rating 0 (0 reviews)

Here's what you need to know...

  • The insurer has been in business for over 90 years
  • The provider offers many different types of car insurance coverage
  • With plenty of available discounts, you may find that the provider is a great option for your personal car insurance coverage

COUNTRY Financial is based in Bloomington, Illinois, and has had a long history of providing quality insurance to its customers for over 90 years.

Originally based out of Chicago, the provider began its journey in 1925 by offering fire and lightning insurance to farmers. There are various facets of COUNTRY Financial, including Country Mutual Insurance Company®, Country Casualty Insurance Company®, Country Preferred Insurance Company®, and Country Life Insurance Company®.

Today, regarding insurance policies, COUNTRY Financial offers numerous types of personal auto insurance and commercial insurance, including:

  • life insurance policies
  • long-term care insurance
  • disability insurance policies
  • Medicare supplement insurance
  • home and renters insurance
  • insurance for farm ranch and crops
  • car insurance

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Who is COUNTRY Financial and what do they offer?

COUNTRY Financial began offering car insurance in 1927 — just two years after the company began. Today, the auto insurers offer more than just your basic car insurance policy.

They are also one of the insurance companies to provide multiple ways to insure your car with insurance policies covering:

  • comprehensive and collision
  • vehicle liability
  • bodily injury and property damage liability
  • medical expenses
  • uninsured and underinsured motorist coverage
  • special tenants coverage
  • personal umbrella

While each type of coverage comes with an additional cost, depending on where you’re located and what type of vehicle you drive, you may need more than just the minimum amount required.

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What are COUNTRY Financial’s car insurance coverage options?

COUNTRY Financial offers coverage options to meet customer satisfaction. These details of coverages include:

  • The Keeper – This coverage will allow drivers to protect a brand new car for four model years. If you have this type of coverage, the provider will pay the full repair cost of the vehicle, even if it exceeds what your vehicle is worth.
  • Medical Expenses – You can purchase additional coverage that will pay up to $100,000 in medical expenses per person.
  • Emergency Road Service – This coverage provides help when drivers are on the road and the vehicle is disabled and needs to be repaired or towed. Coverage includes all 50 states and Canada.
  • Safety Glass Coverage – If any safety glass is damaged, drivers will not have to pay a deductible for the cost of repairing or replacing it.
  • Vehicle Rental/Trip Interruption Coverage – This coverage provides reimbursement of up to $800 if your trip is interrupted because of an accident or covered loss.

Are there any COUNTRY Financial car insurance discounts?

In addition to coverage options, COUNTRY Financial offers several discount options to its policyholders:

  • Good Student and College Graduate Discounts – If you are high school or college student who has a B (3.0) grade point average or better, you may be eligible to receive this discount of up to 25%.
  • Anti-Theft Discount – If you have a type of anti-theft device on your car, you could save money on the comprehensive coverage of your policy.
  • Defensive Driver Discount – If you successfully complete a defensive driving class, you will be able to apply a 5% discount toward insurance policies.
  • Engaged Couple Discount – If clients are a couple who is engaged to be married within the next year, and at least one person is 21 years old, they may qualify for a discount.
  • Driver Training Discount – If clients are under 21 and have taken a state-approved driver’s education course, they can save up to 10%.

This insurer also provides guidance in investing in annuities, mutual funds, trusts, managed accounts, retirement, and education funding. Should you want further information, such as their claims process, or any other insurance options they offer, you can always reach out to an insurance agent.

A lot of careful planning can go into choosing an insurer. Many people focus on customer service, and the financial strength of said insurer. Payment options can be another make or break, because a lot of consumers prefer the ease of online access. The market is vast, and there are plenty of educational tools available for you to use in your search for even the most basic coverage.

Before you decide if Country Financial is the right option for you, use our FREE quote tool below to access car insurance rates from multiple companies today!



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