Diamond State Car Insurance Review [2020]

Diamond State car insurance is a property and casualty insurer licensed in the state of Arkansas. Compare online quotes using our free tool below.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Aug 28, 2020

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Company Details
Address: 104 West Shepherd,
City: Nashville
State: AR
ZIP Code: 71852
Phone Number: (870) 845-2861
Year Founded: 1949
Company Rating 0 (0 reviews)

Here's what you need to know...

  • Diamond State Insurance Company is a property and casualty insurer in Arkansas
  • By state law, the company must offer coverage expressed as 25/50/15 for Arkansas residents
  • In addition to car insurance, Diamond State offers homeowner’s, health, and life insurance

Diamond State Insurance Company of Arkansas is a property and casualty insurer licensed in the state of Arkansas and operating as a wholly-owned subsidiary of Diamond Bank.

The company has been in business since 1949, providing personal lines of insurance such as auto and homeowner’s as well as commercial lines, health, life, and bonds.

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Who Is Diamond State?


As an Arkansas-licensed insurance provider, Diamond State Insurance Company must provide minimum car insurance coverage as mandated by state law.

In Arkansas, the minimum amount of coverage is expressed as 25/50/15.

These three numbers represent, in of the thousands of dollars, for bodily injury, property damage, and uninsured/underinsured drivers coverage, respectively.

That means, for example, Diamond State must provide a policy with a minimum amount of $25,000 coverage for bodily injury.

Diamond State Insurance Company acts as a broker for a long list of nationally-known insurance carriers. Some of the companies they represent include Allstate, Progressive, Safeco, Cornerstone, and American Underwriters.

As a broker, they are able to compare policies from all their underwriters in order to find the best policy at the best price for their individual customers.

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