Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Sep 1, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...

  • Direct General offers car insurance coverage to high-risk drivers
  • The company operates through a network of more than 420 offices
  • Direct General allows individuals to customize their payments


Direct General is headquartered in Nashville, Tennessee. The company provides insurance services — along with other products — through a network of more than 420 offices.

Direct General can help you get insurance even if you have bad credit or a poor driving history. If you need high-risk insurance, Direct General will work with you to get you an insurance policy that meets your needs.

Continue reading this Direct General auto insurance review and then compare car insurance rates from multiple companies for FREE using our quote tool above!

Optional Insurance Coverage with Direct General

Direct General offers multiple car insurance coverage options, including:

  • Emergency Protection Plan – This coverage can help you with expenses such as ambulance assistance, medical fees, and personal items. This plan may be able to provide you with emergency cash.
  • Direct Roadside Assistance – This plan can help you to get a tow truck dispatched, mechanical first aid, or a jump start. If you are locked out of your vehicle, this plan can help you to get your car unlocked or make new keys for you.
  • Accidental Death – This coverage will pay $5000 death benefit if you die as a result of a covered loss in your vehicle.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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Customizing Your Payments with Direct General

Clients also have several options when it comes to paying their premiums with Direct General:

  • Choose Your Payment Date – You can select the date that your payment is due with Direct General.
  • Plan Your Payment Schedule – There are payment options that will allow you to pay the Direct General policy in full or once per month.
  • Monthly Payment – Should you choose to pay your premium once a month, you can lower your monthly payment amount by paying more up front.

More on Direct General

While you cannot file a claim online with Direct General, the company does allow you to receive online quotes for car insurance.

Before you decide whether Direct General is right for you, compare rates from multiple companies to ensure you find the best deal.

In fact, you can compare car insurance rates for FREE right now using our comparison tool below!

References:

  1. https://www.directgeneral.com/
  2. http://www.wikihow.com/Check-Your-Driving-Record-Online
  3. https://www.directgeneral.com/our-products/auto-insurance
  4. http://www.wikihow.com/File-a-Car-Insurance-Claim