EMCASCO Insurance Company Car Insurance Review 
EMCASCO car insurance mostly services small-business clients. EMCASCO car insurance currently has an A+ financial strength rating from AM Best.
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UPDATED: Oct 25, 2020
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- EMCASCO is part of the EMC Insurance Group
- They receive high ratings by A.M. Best
- They offer business and personal insurance plans
This car insurance review considers Iowa-based EMCASCO Insurance Company. EMCASCO Insurance is wholly-owned by publicly-traded EMC Insurance Group.
EMC is partially-owned (about 60 percent) by Employer’s Mutual Casualty Group.
EMC reported about $443 million in revenues for the 2009 fiscal year, generating about $31 million in net income during the period. The company’s sales growth declined slightly (about 1.59 percent) in 2009 vs. 2008. In 2015, A.M. Best affirmed EMC’s excellent rating.
More About EMCASCO Car Insurance
EMC’s subsidiaries include EMCASCO, Illinois EMCASCO, and a Dakota Fire Insurance unit. The companies sell a variety of property and casualty lines including, car, home, property, workers’ compensation, business insurance and liability coverage.
Most of EMCASCO’s customers are small to medium-sized business clients, but the company offers private car insurance policies.
EMCASCO uses parent EMC’s underwriting to offer additional insurance lines.
EMC also reinsures the group and unaffiliated insurance companies. EMCASCO receives much of its business from Iowa and offers services throughout the United States.
The company does some business throughout the U.S. and has no known outstanding customer complaints filed with the Iowa State Insurance Department.
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