Esurance vs Nationwide Car Insurance [2020]

Compare car insurance for Esurance vs Nationwide by looking at rates and ratings. The average rates for Esurance are $175.67/mo vs Nationwide average rates of $265.60/mo. Nationwide is generally ranked higher than Esurance.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 27, 2021

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Here's what you need to know...

  • Esurance has a website that is hard to beat
  • Nationwide is generally ranked higher than Esurance
  • You must compare individual quotes for your car insurance needs to see which of these companies would best cover you

Comparing Esurance and Nationwide, there is a great difference in service coverage pertaining to the actual services and those that are served.

Nationwide’s available coverages are more extensive, offering business insurance solutions and products to best serve their clients’ needs.

There are also many individual plans available, which offer different services in a different spectrum of the industry.

In a JD Power Auto Insurance Claim Satisfaction Study, Nationwide was given an overall score of 4 out of 5 while Esurance received 2 out of 5.

The two companies are performing at a similar rate, providing excellent customer service and great services within their field.

Read on to continue comparing Nationwide and Esurance, read the full Nationwide review and Esurance review, and then enter your zip in to compare quotes for car insurance today!

Esurance vs Nationwide in Services

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There are four groups of services that Nationwide provides:

  • Vehicle
  • Property
  • Life
  • Specialty

Within these groups, there are several different services, highly exceeding that of Esurance in every category. Esurance and Nationwide offer similar coverages in these areas:

  • Auto
  • Motorcycle
  • Snowmobile
  • ATV
  • RV
  • Boat

There is also extensive property insurance provided by Nationwide with variable home options, as well as Personal Umbrella Liability Insurance and flood insurance.

You will have the option to choose from four different life insurance plans with Nationwide: Term, Whole, Universal, and Variable Universal, giving the full spectrum of life insurance.

Esurance only offers term life which isn’t as broad a section as many prefer when shopping for life insurance.

While Esurance offers pet insurance which is something unique and not offered by many car insurance companies, Nationwide matches that offer and throws in many others, including:

  • Accidental medical
  • General liability
  • Travel services
  • Farm insurance
  • Identity theft coverage

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Nationwide & Esurance Ratings

Although Esurance is a highly rated insurance company, Nationwide seems to be ranking much higher in several categories. Nationwide has much more to offer, allowing the customer satisfaction to be much higher.

Esurance out-performs Nationwide in web integration, with the most comprehensive web format and navigation possible.

There are several more web tools available through Esurance than with Nationwide, allowing Esurance Insurance Group’s customers to find all the information they need right from the site, pertaining to any insurance claim or policy issues that they may need.

There is also a 24/7 comprehensive web communication platform that allows for much better communication than Nationwide.

Nationwide or Esurance?

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When comparing Nationwide with Esurance and really all insurance companies, you must first take into account the needs you personally have, and which companies are able to offer the most to meet those needs.

There may be companies that are well suited for you in various areas, but not in others.

Your personal experience with your insurance company will also be a bit different than that of everyone else, which is why it is important to evaluate insurance companies based on your personal needs and preferences from the services you seek.

When you are able to assess your own needs, you can find the insurance company that can perform most adequately for you.

Enter your zip in to start comparing quotes for car insurance today!

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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