Esurance vs Nationwide Car Insurance [2020]

Compare car insurance for Esurance vs Nationwide by looking at rates and ratings. The average rates for Esurance are $175.67/mo vs Nationwide average rates of $265.60/mo. Nationwide is generally ranked higher than Esurance.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jan 27, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's what you need to know...

  • Esurance has a website that is hard to beat
  • Nationwide is generally ranked higher than Esurance
  • You must compare individual quotes for your car insurance needs to see which of these companies would best cover you

Comparing Esurance and Nationwide, there is a great difference in service coverage pertaining to the actual services and those that are served.

Nationwide’s available coverages are more extensive, offering business insurance solutions and products to best serve their clients’ needs.

There are also many individual plans available, which offer different services in a different spectrum of the industry.

In a JD Power Auto Insurance Claim Satisfaction Study, Nationwide was given an overall score of 4 out of 5 while Esurance received 2 out of 5.

The two companies are performing at a similar rate, providing excellent customer service and great services within their field.

Read on to continue comparing Nationwide and Esurance, read the full Nationwide review and Esurance review, and then enter your zip in to compare quotes for car insurance today!

Esurance vs Nationwide in Services

image source

image source

There are four groups of services that Nationwide provides:

  • Vehicle
  • Property
  • Life
  • Specialty

Within these groups, there are several different services, highly exceeding that of Esurance in every category. Esurance and Nationwide offer similar coverages in these areas:

  • Auto
  • Motorcycle
  • Snowmobile
  • ATV
  • RV
  • Boat

There is also extensive property insurance provided by Nationwide with variable home options, as well as Personal Umbrella Liability Insurance and flood insurance.

You will have the option to choose from four different life insurance plans with Nationwide: Term, Whole, Universal, and Variable Universal, giving the full spectrum of life insurance.

Esurance only offers term life which isn’t as broad a section as many prefer when shopping for life insurance.

While Esurance offers pet insurance which is something unique and not offered by many car insurance companies, Nationwide matches that offer and throws in many others, including:

  • Accidental medical
  • General liability
  • Travel services
  • Farm insurance
  • Identity theft coverage

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Nationwide & Esurance Ratings

Although Esurance is a highly rated insurance company, Nationwide seems to be ranking much higher in several categories. Nationwide has much more to offer, allowing the customer satisfaction to be much higher.

Esurance out-performs Nationwide in web integration, with the most comprehensive web format and navigation possible.

There are several more web tools available through Esurance than with Nationwide, allowing Esurance Insurance Group’s customers to find all the information they need right from the site, pertaining to any insurance claim or policy issues that they may need.

There is also a 24/7 comprehensive web communication platform that allows for much better communication than Nationwide.

Nationwide or Esurance?

confusion , direction , arrow

When comparing Nationwide with Esurance and really all insurance companies, you must first take into account the needs you personally have, and which companies are able to offer the most to meet those needs.

There may be companies that are well suited for you in various areas, but not in others.

Your personal experience with your insurance company will also be a bit different than that of everyone else, which is why it is important to evaluate insurance companies based on your personal needs and preferences from the services you seek.

When you are able to assess your own needs, you can find the insurance company that can perform most adequately for you.

Enter your zip in to start comparing quotes for car insurance today!

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State