Factory Mutual Car Insurance Review 
Factory Mutual car insurance is not for sale because Factory Mutual focuses on business-risk products. FM has an A+ financial rating from AM Best.
Free Car Insurance Comparison
Secured with SHA-256 Encryption
UPDATED: Oct 25, 2020
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
- Factory Mutual is a well-respected insurer
- They do not insure personal vehicles
- If you’re looking for personal car insurance, comparing rates of several companies will help you find which one is the best fit for you
The FM Global name encompasses the company’s mutual insurance and affiliated holdings. Factory Mutual Insurance Company specializes in risk management products for businesses, not car insurance for individuals.
Factory Mutual Origins
The company started in 1835 by insuring mill owners. In 1850, the owner created the Boston Manufacturers Mutual Fire Insurance Company. Its effects are still seen in the research branch of the company.
Since 1998, the company has run its mutual insurance and research companies under the FM Global name.
It helps businesses to reduce and manage the risk that they could experience loss due to equipment failure, fire or weather.
The company will send claims specialist to meet with clients before anything happens to discuss loss prevention tactics. Claims representatives are available 24 hours a day.
While this background is helpful if you are seeking business insurance, it’s not so helpful if you need a personal car insurance policy. Car insurance companies abound and are just waiting to offer you an estimate and get your business.
To help you find car insurance to meet you needs:
- Visit websites
- Call independent agents listed in your local phone book
- Use an online tool that will return several auto insurance quotes to you at one time
After you have a couple of rate quotes you can look for reviews on companies to help you get the car insurance coverage you need.